How old are you, HHI and how much saved for retirement?
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Anonymous
| Spin off from thread about not having saved anything at age 50. Curious what people are tracking for based on their age, income and goals. |
Anonymous
| No. |
Anonymous
| 31, $78k, and $122,029 as of today in a 401k |
Anonymous
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31, DH 32
HHI = $170k (possibly up to $220k with bonuses) Combined investments = $400k 401ks, Roths, IRAs = $200k We try to save $2k/month in our retirement accounts, plus max out Roth IRAs every year. No debt other than mortgage and some student loans our financial advisor tells us not to pay off yet (better to claim interest on taxes). Hoping to have a few million saved by the time we hit our 60s so we can retire and not end up eating cat food. No pensions for our generation and I doubt we'll ever see any social security so it's all up to us! No kids yet, but are thinking of starting soon. Have concerns that might derail retirement savings (childcare costs here are criminal) so trying to do as much as we can while we're young! |
Anonymous
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Me, 35, DH, 39
DH has a vested pension that's solid. He also has around 150K in a 401k. I have around 260K in a 401k. |
Anonymous
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39 and 36 and we have around 110k combined for retirement
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Anonymous
Hhi is currently 380 but will be going down soon. |
Anonymous
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45 (DH and I), 120K, 2M+ but half in risky investments that we are planning to diversify and stabilize. We took big risks when we were younger and they have paid off until now. |
Anonymous
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38/40
$1.75M $625k in Roth IRA/401K $200 traditional 401k $9.5M Non retirement investible assets |
Anonymous
| 33 yo, $14k income, $750K retirement. |
Anonymous
| I'm 44. HHI is $175. I have $300 in 401k and $100k in an IRA. How the heck did people my age get 1.5-2m put away already? |
Anonymous
May I ask how you've saved $750K on a $14K income? |
Anonymous
I am glad we are not alone in this boat. HHI 450k( but just started to make that) around 100k in 401k. 2 rental properties though. Going to make much more in a few next years.Ages 34 and 38. |
Anonymous
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Just posted a new thread - but age 49, HHI $180K, $500,000 in savings in our TSP.
Plus DH will get a federal pension. |
Anonymous
I'm the poster you responded to. I bet there are others out there like us. Only the people with massive retirement funds seem to post in these threads. We paid off 400,000 in student loans and focused on that instead of saving. The debt was too overwhelming and stressful to consider putting money towards anything else. |