| Someone doesn't really want to move, do they? |
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OP, are you planning to continue working after having children? Because in the DC area (I'm assuming this is where you live) you're looking at $20-$25k/year for infant care. Which is half of your salary, before the expenses of commuting, work attire, work lunches, etc. So it might be better to hold off on committing to a mortgage until you have the family you want and know what your childcare situation will be.
In the meantime, go to the Container Store. Invest in things to help you make better use of your space. |
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Is your DH like this with other stuff? He's telling you "yes," he really wants to move-- but his actions say otherwise. Does he "yes" you a lot to keep you happy? If he really wanted to move, he'd be a lot more active in this process and he'd be realistic about the need to compromise. It sounds like he is finding something wrong with every house so he doesn't have to move.
The other posters had a lot of good advice on alternatives to moving into a single family home right away. Remember, it's not just the cost of the mortgage, but all of the maintenance cost that comes with a home-- it's expensive. You could probably find a nice apartment for less than you'd spend on a mortgage and you'd be able to save money to pay down that debt. Owning a home is truly not the be-all, end-all solution that people make it out to be... |