late 20s living at home

[Anonymous]

OP, I can't believe you even have to crowdsource this answer. Of course she should live at home for now.

I have kids your dd's age. One lived at home, paid off school, and moved on. One is currently living here and doing the same.

Have you not noticed the high cost of schooling and housing these days?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think it’s great. No rush since it’s to help her out.

But Here is a plan: have your DD pay you done nominal amount (or whatever you are both comfortable with) in “rent”. This is so she gets used to paying something and you don’t feel taken advantage of. When she moves out, she gets it back 100%. So it’s like a savings to get as well. And a win-win when she does leave. So if it’s $300 a month, she gets her $3600 back when she moves out. Will keep her motivated and could be a food security deposit or furniture when she does get her own place.

If something happens and she ends up staying longer, then that’s even more; but the $ may be an incentive for her to want to leave and be on her own sooner.

Silly.

NP - Not "silly" at all. The daughter will accumulate a "nest egg" this way. The amount may only be nominal but it will help her ease into adult responsibilities. We did this with both our adult children, who spent about a year at home each, then "launched" into professional careers. Apart from helping with weddings and home down payments, they have been independent since.

[Anonymous]

Anonymous wrote:would you support it? we live in the dmv. our daughter (turning 25 in may) is completing a graduate program in school psychology. she currently lives in Williamsburg, va. she will finish up classes this year and then has to do a yearlong (paid) internship at a school next year. it can be anywhere in the country, but she wants to move home and work at a local school to pay off her loans ($40k) and save up to move to a place of her choosing (considering west coast).

Is she going to gr a PhD? Is she aware of her career options and salaries for therapists with BA and Ma? There actually a need for them now more than ever. So if she wanted to make $150 a session helping peoole it would be there, not $30k a year at a school.

[Anonymous]

Anonymous wrote:would you support it? we live in the dmv. our daughter (turning 25 in may) is completing a graduate program in school psychology. she currently lives in Williamsburg, va. she will finish up classes this year and then has to do a yearlong (paid) internship at a school next year. it can be anywhere in the country, but she wants to move home and work at a local school to pay off her loans ($40k) and save up to move to a place of her choosing (considering west coast).

Yes, of course. Even if they weren't as together as your daughter there is always a place for my kids.