late 20s living at home

[Anonymous]

She will benefit greatly interning in the district where she would like to work eventually. Laws and procedures also vary significantly state to state/county to county. If she wants to work locally for a year or two after school in your area this is a great plan.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I don't understand the quesrion.

would you support a 25 year old moving home for a year? other questions I could ask but didn't: what was your experience like having a professional living at home? anything I should know/think about?

Think about how you are going to handle contributions into the various aspects of living together. If you have cleaners/landscapers/etc, do you expect her to contribute to the cost? If you are doing all the work yourself, what/how much do you expect her to contribute?

How are you going to handle the food cost and cooking?

What's going to be your visitors policy? What about any overnight guests?

Does she have her own car? Is she going to be using yours?

Do you expect her to be home by certain time?

Discuss all of the above beforehand and, hopefully, you'll find yourselves on the same page.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I don't understand the quesrion.

would you support a 25 year old moving home for a year? other questions I could ask but didn't: what was your experience like having a professional living at home? anything I should know/think about?

I was being sarcastic because your question on its face is ridiculous. Why is this something you even need to think about?

[Anonymous]

I don't see a problem. It's a one year return to home to save money while working full time and to help pay down some of her loans before moving to the West Coast.

The only hesitation I'd have is not living at home but is if the child is really serious about moving out west, it's probably better to move there for the internship at the school in the place she wants to eventually work. That will make it much easier to get a permanent job after the internship as she'll have local experience.

If her loans are 40k and she's working at an internship, she can't be making that much money, so how much of the loans would she be able to pay off in one year? Something to consider. If she is positioned to live very frugally at home for a year (I'd not ask for any contributions to expenses) and has a structured plan to pay off half the loan before moving out West, then it's maybe a good plan. If it's more like paying down 5k of the loan in one year while living at home, it may be better to just bite the bullet and move out west for the internship and worry about paying down the loans later.

[Anonymous]

Anonymous wrote:I don't see a problem. It's a one year return to home to save money while working full time and to help pay down some of her loans before moving to the West Coast.

The only hesitation I'd have is not living at home but is if the child is really serious about moving out west, it's probably better to move there for the internship at the school in the place she wants to eventually work. That will make it much easier to get a permanent job after the internship as she'll have local experience.

If her loans are 40k and she's working at an internship, she can't be making that much money, so how much of the loans would she be able to pay off in one year? Something to consider. If she is positioned to live very frugally at home for a year (I'd not ask for any contributions to expenses) and has a structured plan to pay off half the loan before moving out West, then it's maybe a good plan. If it's more like paying down 5k of the loan in one year while living at home, it may be better to just bite the bullet and move out west for the internship and worry about paying down the loans later.

the main thing is that local school districts pay you a full salary + benefits (start around $60kish). in many/most districts out west, they either don't pay you at all or pay you only a ~$10k-ish stipend. and no benefits. it just wouldn't be possible for her to move out west for the internship unless she wanted to take out more loans (she doesn't) or she was being subsidized in some way (she's not). I do agree that it would make more sense to intern where she eventually wants to live, this is a dilemma she's shared with me many times, but she/we just couldn't figure out how to make it work financially.

[Anonymous]

I would not only support it, I would encourage it! Also, she's mid-20s.

[Anonymous]

We have asked our daughter to consider living with us after graduating from college. Hopefully she can work for a few years, save some money and then go to graduate school.

[Anonymous]

In this scenario I would encourage it. It sounds like the wise choice.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don't understand the quesrion.

would you support a 25 year old moving home for a year? other questions I could ask but didn't: what was your experience like having a professional living at home? anything I should know/think about?

Think about how you are going to handle contributions into the various aspects of living together. If you have cleaners/landscapers/etc, do you expect her to contribute to the cost? If you are doing all the work yourself, what/how much do you expect her to contribute?

How are you going to handle the food cost and cooking?

What's going to be your visitors policy? What about any overnight guests?

Does she have her own car? Is she going to be using yours?

Do you expect her to be home by certain time?

Discuss all of the above beforehand and, hopefully, you'll find yourselves on the same page.

are you the mom from hell?

[Anonymous]

Of course! I cannot imagine hesitating about this - what, on principle? Do you not have faith in your daughter? It sounds like she’s very accomplished, goal-oriented and self-actualized. Are you worried what the neighbors might think? Please explain why you hesitate, it’s not something I can wrap my brain around.

[Anonymous]

Do you have specific concerns about her plans or moving in, OP? How is your relationship? You mat get more helpful answers if you can tell us.

Agree with PP's suggestions about agreeing to some ground rules before she moves in.

You may want to consider what happens after the internship is over. Does she continue to live with you? Do you want to set some rules around that?

[Anonymous]

I lived with my parents for two years after college, while I did an unpaid internship in my future career field and worked a part time retail job. I really enjoyed the shift in dynamics and relating to my parents in a different way. I think it was a great decision and helped me get a solid start on my career.

[Anonymous]

I'm the first to say that this is usually a bad idea, but in your case OP, I would definitely support this.

[Anonymous]

Why wouldn’t you want to help your daughter get a head start in life?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don't understand the quesrion.

would you support a 25 year old moving home for a year? other questions I could ask but didn't: what was your experience like having a professional living at home? anything I should know/think about?

Think about how you are going to handle contributions into the various aspects of living together. If you have cleaners/landscapers/etc, do you expect her to contribute to the cost? If you are doing all the work yourself, what/how much do you expect her to contribute?

How are you going to handle the food cost and cooking?

What's going to be your visitors policy? What about any overnight guests?

Does she have her own car? Is she going to be using yours?

Do you expect her to be home by certain time?

Discuss all of the above beforehand and, hopefully, you'll find yourselves on the same page.

are you the mom from hell?

I'm not the pp you quoted, but why would you ask that? They seem like reasonable discussion points for the daughter and parents to discuss.

My parents never would have allowed this. My brother wanted to go to law school at a univeristy near my parents (San Diego) he had been living about an hour away in Orange county. They had a 4 br, 3 bath house but when he mentioned possibly living with them while going to law school, they said no way. He ended up not going because he couldn't afford it.