Should daughter pay deductible in car accident

[Anonymous]

my 20 year old was in a car accident and at fault. The repair cost 1500 so we will need deductible. Should she make pyments to me for 500.00, only pay half or just pay it myself. I feel she should pay all to learn responsibility. This morning she was distraught because she has no car. I said it is my car u are using and u r on my insurance

[Anonymous]

Anonymous wrote:my 20 year old was in a car accident and at fault. The repair cost 1500 so we will need deductible. Should she make pyments to me for 500.00, only pay half or just pay it myself. I feel she should pay all to learn responsibility. This morning she was distraught because she has no car. I said it is my car u are using and u r on my insurance

Of course she should pay.

[Anonymous]

She should pay and stop complaining. But I wouldn't have reported it to insurance if the repair cost was that low. Is she going to pay the difference when they jack up your rate?

[Anonymous]

Yes of course she should pay. She should also pay for the coming insurance hike.

[Anonymous]

She should pay, no question.

[Anonymous]

It depends what her income is. If she has income and can afford to pay $50 every two weeks, then yes, she should definitely pay IF you want her to be a responsible driver/person. If you don't care about that, then no, she shouldn't pay anything at all.

[Anonymous]

Of course she should pay. It is her responsibility. Why is this even a question?

(Also, why do you type like a pre-teen?)

[Anonymous]

We always paid because if she paid it would be the same cause we pay an allowance.

[Anonymous]

Of course she would pay. She is an adult.

[Anonymous]

cost of having kids, once they are working full time they can pay. but you'll end up helping out until marriage with costs so high in this area.

[Anonymous]

Anonymous wrote:We always paid because if she paid it would be the same cause we pay an allowance.

No. You reduce their discretionary income by making them use the allowance for repairs instead of for fun.

[Anonymous]

Anonymous wrote:Of course she should pay. It is her responsibility. Why is this even a question?

(Also, why do you type like a pre-teen?)

This sounds like a teenager pretending to be a parent to gather intel.

[Anonymous]

OP. I got in a car accident freshman year old college and my car was totaled. No deductible to pay. My parents didn't make me pay for anything. Instead I said I'd take the bus (asking for rides from them never crossed my mind. I wouldn't dare inconvenience them more for my mistake). The closest stop was 2 miles away. And I did, for a year. Then bought my own car on my own insurance.

She has to feel some pain from this mistake. The natural consequences are no car til repaired, finding alternate transportation, and paying for the damage. Depending on whether you trust her to be more careful or not, I'd limit or ban use of your cars going forward.

And I'd get her off your insurance too. The people I hit didn't just sue me, they sued my parents for $300,000 for negligently letting me drive. That was in 1986. Imagine what people would sue for now.

[Anonymous]

Anonymous wrote:OP. I got in a car accident freshman year old college and my car was totaled. No deductible to pay. My parents didn't make me pay for anything. Instead I said I'd take the bus (asking for rides from them never crossed my mind. I wouldn't dare inconvenience them more for my mistake). The closest stop was 2 miles away. And I did, for a year. Then bought my own car on my own insurance.

She has to feel some pain from this mistake. The natural consequences are no car til repaired, finding alternate transportation, and paying for the damage. Depending on whether you trust her to be more careful or not, I'd limit or ban use of your cars going forward.

And I'd get her off your insurance too. The people I hit didn't just sue me, they sued my parents for $300,000 for negligently letting me drive. That was in 1986. Imagine what people would sue for now.

Sounds like they were negligent, not seeing the issue here.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP. I got in a car accident freshman year old college and my car was totaled. No deductible to pay. My parents didn't make me pay for anything. Instead I said I'd take the bus (asking for rides from them never crossed my mind. I wouldn't dare inconvenience them more for my mistake). The closest stop was 2 miles away. And I did, for a year. Then bought my own car on my own insurance.

She has to feel some pain from this mistake. The natural consequences are no car til repaired, finding alternate transportation, and paying for the damage. Depending on whether you trust her to be more careful or not, I'd limit or ban use of your cars going forward.

And I'd get her off your insurance too. The people I hit didn't just sue me, they sued my parents for $300,000 for negligently letting me drive. That was in 1986. Imagine what people would sue for now.

Sounds like they were negligent, not seeing the issue here.

It's not an issue, it's advice. Don't keep your 18 or over child on your insurance.