Anyone following this Candice Miller/Mama & Tata nightmare?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

I knew it was not taxed, did not know about the creditors aspect. So what's to stop people from getting insurance on broke elderly relatives with debt, helping them in old age and they recouping the cost?

[Anonymous]

Is it just me or is $15m not going to last her very long anyway?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:She’s a very unattractive woman. Can’t imagine the degrees of delusion it took for her to hold herself out on social media as someone with an enviable lifestyle.

I am a Tracy Anderson member and Candice and I had our children at around the same time. So many around her envied her and she had a bit of a reputation as being a mean girl but to be honest she was always nothing but nice to me.

She carried herself no differently than any other NYC power mom. I think as someone noted, this couple grew up privileged and these recent financial times could only really be expertly navigated by those with more resilience that comes from having real life problems to solve independently. It seems like Brandon never had to do that until his dad passed away.

Candice was not a power mom. She dragged her children from the UES to Water Mill to Capri buying status on the backs of otters' labor. She is a narcissistic grifter who is incapable of passing on morals to her children. All those children have learned from their parents is that your worthiness is directly related to your wealth and that keeping up appearances is more important than honesty or friendship.

Her husband's father hid money from lenders and her husband sued his own mother at one point when their agreement on how to protect the assets fell through. Both of them appear to be multiple generations removed from hard work. What an incredible waste. This is why you should not insulate your kids from failure, this is why you should teach your children that money and social status are mutable and do not confer worthiness, and why you should teach your children to work hard and live within their means. And for the love of G-d, teach your kids social media is fake and a waste of time.

I have to agree - not a “power mom.” The power moms have jobs, or at least former careers. Or at the VERY least, they know how to monetize their following. Candice has barely ever worked in her life. I doubt she can so much as scramble an egg. She only knows how to spend money. In this way, she is completely different from most of her friends! Rachel Zoe, Rebecca Cohen, etc all have jobs. Hell, even Arielle Charnas has influencer income. What does Candice do? What are her skills besides obsessive Tracy Anderson workouts and paying people to do the simplest tasks for her? She’s going to have a tough road ahead of her.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

I knew it was not taxed, did not know about the creditors aspect. So what's to stop people from getting insurance on broke elderly relatives with debt, helping them in old age and they recouping the cost?

1. Nothing
2. The premiums are based on actuarial determined likelihood of having to pay out. I’d imagine premiums on an elderly person would be quite high and/or they would have medical conditions that would prevent them from being covered.

[Anonymous]

Anonymous wrote:She is a popular influencer whose husband supposedly committed suicide while she was away on a trip with her young kids. Apparently they were broke and their whole lavish lifestyle was a sham.

This is so often the case with these influencers. I wish more young people realized this.

I was best friends with an influencer who was very popular in the heyday of blogging before vlogging became more of the "in" thing to do. Everything about her life was fake. The house she shot most of her photos in wasn't even her house. There's a business in CA where you can pay to rent out rooms in lavish homes for photo/video shoots. The rooms can be rented fully furnished and styled or empty and you can supply your own furnishings. They can be rented for as little as one afternoon, too. She'd rent the same house once a month, shoot a buttload of content, and then use it the rest of the month on her blog. It was a whole production. She had a photographer, lighting guy, stylist, hair/makeup, etc. She didn't even look the same when she wasn't in full hair and makeup so she was able to go out where she lived (not in LA) and people never knew who she was or thought she vaguely resembled someone.

This friend even got banned from Nordstrom/Nordstrom Rack and TJMaxx/Home Goods for making too many returns. It didn't matter what credit card she tried to use, she was fully blacklisted in their systems. This is because she'd buy lavish outfits and decoration spreads, use them in a shoot, and then return the next week.

I don't think you can do the same level of "fake" with vlogging as you could with blogging years ago. However, I still know it's fake and try to impress that on my teens as much as possible.

[Anonymous]

Anonymous wrote:I truly can’t believe this story. I knew who she was years before this because of her family connection to Arielle Charnas but I never followed her because her life seemed too good to be true. Truly perfect in a way that is not relatable at all. She herself is gorgeous and so skinny. 2 cute kids, a super rich and successful husband who lives to spoil her endlessly. They lived more like billionaires than any other influencers on Arielle’s level. I assumed it was all family and real estate money. I believed the fantasy 100%.

I feel so sad for her.

You’re sad for HER?! She drove her husband to suicide just to portray the perfect life that was FAKE so people like you would lap it up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:She’s a very unattractive woman. Can’t imagine the degrees of delusion it took for her to hold herself out on social media as someone with an enviable lifestyle.

I am a Tracy Anderson member and Candice and I had our children at around the same time. So many around her envied her and she had a bit of a reputation as being a mean girl but to be honest she was always nothing but nice to me.

She carried herself no differently than any other NYC power mom. I think as someone noted, this couple grew up privileged and these recent financial times could only really be expertly navigated by those with more resilience that comes from having real life problems to solve independently. It seems like Brandon never had to do that until his dad passed away.

Candice was not a power mom. She dragged her children from the UES to Water Mill to Capri buying status on the backs of otters' labor. She is a narcissistic grifter who is incapable of passing on morals to her children. All those children have learned from their parents is that your worthiness is directly related to your wealth and that keeping up appearances is more important than honesty or friendship.

Her husband's father hid money from lenders and her husband sued his own mother at one point when their agreement on how to protect the assets fell through. Both of them appear to be multiple generations removed from hard work. What an incredible waste. This is why you should not insulate your kids from failure, this is why you should teach your children that money and social status are mutable and do not confer worthiness, and why you should teach your children to work hard and live within their means. And for the love of G-d, teach your kids social media is fake and a waste of time.

I have to agree - not a “power mom.” The power moms have jobs, or at least former careers. Or at the VERY least, they know how to monetize their following. Candice has barely ever worked in her life. I doubt she can so much as scramble an egg. She only knows how to spend money. In this way, she is completely different from most of her friends! Rachel Zoe, Rebecca Cohen, etc all have jobs. Hell, even Arielle Charnas has influencer income. What does Candice do? What are her skills besides obsessive Tracy Anderson workouts and paying people to do the simplest tasks for her? She’s going to have a tough road ahead of her.

Candice’s brand was that she was “above” having to have a job. Effortless perfection was her brand.

I think at one point it was real but when the real estate market turned during Covid, her husband started having money problems. Instead of cutting back, they kept spending, probably with the idea that one big deal could get them back on track and he’d be able to pay back his friends and creditors. Sadly, that didn’t happen.

But I do think it was all real at one point prior to the pandemic. It wasn’t all smoke and mirrors.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

The premiums would be insane!



She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

I knew it was not taxed, did not know about the creditors aspect. So what's to stop people from getting insurance on broke elderly relatives with debt, helping them in old age and they recouping the cost?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

I knew it was not taxed, did not know about the creditors aspect. So what's to stop people from getting insurance on broke elderly relatives with debt, helping them in old age and they recouping the cost?

1. Nothing
2. The premiums are based on actuarial determined likelihood of having to pay out. I’d imagine premiums on an elderly person would be quite high and/or they would have medical conditions that would prevent them from being covered.

This. Pre-existing medical conditions would weed them out and if no pre-existing conditions, the premiums would be astronomical.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Could someone familiar with life insurance law chime in. If the family receives the life insurance money, won’t creditors insist the money go towards Mr. Miller’s debts?

No. Life insurance claims pass outside the estate and go directly to the beneficiary and creditors have no claim. She will get to keep. LI is meant to replace income.

Is she has creditors then they can get the life insurance

So it depends on whether she was personally liable for any of their debts. If she really didn’t know anything about their dire financial state, she probably wasn’t on those debts.

How could she not be on them? Some of it is for the furniture she used daily. And they were married. Ignorance is not an excuse unless it's a separate business account.

She didn't have an income other than maybe a trust but their assets (house, boat, potentially life insurance) are going to creditors. I imagine she will also need to pay taxes on the life insurance.

Life insurance is not taxed

Exactly. Do people not know how LI works? Not taxed. Not accessible to creditors.

I knew it was not taxed, did not know about the creditors aspect. So what's to stop people from getting insurance on broke elderly relatives with debt, helping them in old age and they recouping the cost?

Nothing. Except it wouldn’t make sense financially because of the cost of premiums on those policies, assuming some company would even offer life insurance policies for elderly people. The relative should also be a close enough relative - the insurance companies don’t like people buying life insurance on strangers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:She’s a very unattractive woman. Can’t imagine the degrees of delusion it took for her to hold herself out on social media as someone with an enviable lifestyle.

I am a Tracy Anderson member and Candice and I had our children at around the same time. So many around her envied her and she had a bit of a reputation as being a mean girl but to be honest she was always nothing but nice to me.

She carried herself no differently than any other NYC power mom. I think as someone noted, this couple grew up privileged and these recent financial times could only really be expertly navigated by those with more resilience that comes from having real life problems to solve independently. It seems like Brandon never had to do that until his dad passed away.

Candice was not a power mom. She dragged her children from the UES to Water Mill to Capri buying status on the backs of otters' labor. She is a narcissistic grifter who is incapable of passing on morals to her children. All those children have learned from their parents is that your worthiness is directly related to your wealth and that keeping up appearances is more important than honesty or friendship.

Her husband's father hid money from lenders and her husband sued his own mother at one point when their agreement on how to protect the assets fell through. Both of them appear to be multiple generations removed from hard work. What an incredible waste. This is why you should not insulate your kids from failure, this is why you should teach your children that money and social status are mutable and do not confer worthiness, and why you should teach your children to work hard and live within their means. And for the love of G-d, teach your kids social media is fake and a waste of time.

I have to agree - not a “power mom.” The power moms have jobs, or at least former careers. Or at the VERY least, they know how to monetize their following. Candice has barely ever worked in her life. I doubt she can so much as scramble an egg. She only knows how to spend money. In this way, she is completely different from most of her friends! Rachel Zoe, Rebecca Cohen, etc all have jobs. Hell, even Arielle Charnas has influencer income. What does Candice do? What are her skills besides obsessive Tracy Anderson workouts and paying people to do the simplest tasks for her? She’s going to have a tough road ahead of her.

Candice’s brand was that she was “above” having to have a job. Effortless perfection was her brand.

I think at one point it was real but when the real estate market turned during Covid, her husband started having money problems. Instead of cutting back, they kept spending, probably with the idea that one big deal could get them back on track and he’d be able to pay back his friends and creditors. Sadly, that didn’t happen.

But I do think it was all real at one point prior to the pandemic. It wasn’t all smoke and mirrors.

No, they were wealthy prior to the pandemic but not to the extent she/they were spending (private planes, $800 weekly facials, etc.). That was never real.

[Anonymous]

Anonymous wrote:Is it just me or is $15m not going to last her very long anyway?

They owned property in FL too. FL state laws will protect the primary home from creditors. I wonder if that home was paid for? Could she live off the interest of $15M. Probably not.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:She’s a very unattractive woman. Can’t imagine the degrees of delusion it took for her to hold herself out on social media as someone with an enviable lifestyle.

I am a Tracy Anderson member and Candice and I had our children at around the same time. So many around her envied her and she had a bit of a reputation as being a mean girl but to be honest she was always nothing but nice to me.

She carried herself no differently than any other NYC power mom. I think as someone noted, this couple grew up privileged and these recent financial times could only really be expertly navigated by those with more resilience that comes from having real life problems to solve independently. It seems like Brandon never had to do that until his dad passed away.

Candice was not a power mom. She dragged her children from the UES to Water Mill to Capri buying status on the backs of otters' labor. She is a narcissistic grifter who is incapable of passing on morals to her children. All those children have learned from their parents is that your worthiness is directly related to your wealth and that keeping up appearances is more important than honesty or friendship.

Her husband's father hid money from lenders and her husband sued his own mother at one point when their agreement on how to protect the assets fell through. Both of them appear to be multiple generations removed from hard work. What an incredible waste. This is why you should not insulate your kids from failure, this is why you should teach your children that money and social status are mutable and do not confer worthiness, and why you should teach your children to work hard and live within their means. And for the love of G-d, teach your kids social media is fake and a waste of time.

I have to agree - not a “power mom.” The power moms have jobs, or at least former careers. Or at the VERY least, they know how to monetize their following. Candice has barely ever worked in her life. I doubt she can so much as scramble an egg. She only knows how to spend money. In this way, she is completely different from most of her friends! Rachel Zoe, Rebecca Cohen, etc all have jobs. Hell, even Arielle Charnas has influencer income. What does Candice do? What are her skills besides obsessive Tracy Anderson workouts and paying people to do the simplest tasks for her? She’s going to have a tough road ahead of her.

Candice’s brand was that she was “above” having to have a job. Effortless perfection was her brand.

I think at one point it was real but when the real estate market turned during Covid, her husband started having money problems. Instead of cutting back, they kept spending, probably with the idea that one big deal could get them back on track and he’d be able to pay back his friends and creditors. Sadly, that didn’t happen.

But I do think it was all real at one point prior to the pandemic. It wasn’t all smoke and mirrors.

No, they were wealthy prior to the pandemic but not to the extent she/they were spending (private planes, $800 weekly facials, etc.). That was never real.

They were wealthy but they were spending like they had Bezos money. They were never close to being in that league.

[Anonymous]

As others have predicted, she will remarry into money. This is the crowd she's been running in for years. She'll be fine.