What are your monthly expenses?
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Anonymous
| I'm curious to see what people spend to support their households per month. Often I will see money posts where people with less HHI than us are saying that they have a mortgage with the same payment or at the same HHI are affording more expensive houses. I'm wondering if one of the differences is the level of savings. So for this little informal poll, don't include savings, just all expenses - mortgage/rent, daycare, car payments, student loan or other debt, groceries, travel, insurance, home-related items - everything that is an expense. We are consistently in the $8-10k per month range, which amazes me given our modest mortgage ($2500). On the other hand, we spend almost that much on daycare for two, so I guess not that amazing. |
Anonymous
| We bring home $4000 a month and mortgage is $1350. Daycare is $1000. We spend nearly all our paychecks each month. It sucks not being able to save anything. |
Anonymous
| We bring home about 11k. Mortgage is $3800, nanny is $2100, Car is $400, others bills/cc/expensese run about 4k (think new water heater or replacing windshield, not eating out/new clothes). We try to have an extra thousand left over and that goes straight to extra payments on the student loan. Le sigh. |
Anonymous
|
Living out of the country right now.
Take home about $4k (US dollars) after depositing in 401K and college savings. Rent plus utilities is about $1500 (US dollars) a month. Credit card/loan payments about to about $250 a month. Groceries/eating out/entertainment run us another $200 a month Some months we spend about $100 traveling around the area but we are planning to go on some trips soon. When we travel home (twice that we have to pay for) it is about $1200 for me and DH and $1000 for DS. |
Anonymous
|
Joint:
Mortgage: $2500 Day Car: $800/1child Credit Card: $1000 (average) Utilities: $500 Salary Contribution: $2000/him, $1500/me Rental income: $1000 Mine: Car Loan: $500 (0% interest) Credit Card: $800 Car Ins: $40 Savings: $2000 His: I don't have a clue but suspect he saves a lot more than me, he's not a spender. |
Anonymous
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Bring home 10K.
Rent: 2300 Life ins: 350 Daycare: 1250 Phone/util: 400 Student loan: 80 Zipcar: 250 Live in Dupont. |
Anonymous
| We spend about $11 000 a month which I think is completely ridiculous. |
Anonymous
| PP here, we also have no daycare expenses. Yikes. |
Anonymous
|
mortgage 1800
property tax 900 groceries-usually 1200, now trying to keep at 800 school for one kid 1000 gas and metro 800 hair 200 misc home expenses 400 insurance-house, car, life 270 sports for kids 300 restaurants 200 cell phones 70 cash 300 cable, satellite, interent 200 vacations 500 budgeted a month clothes 250 there are also car repair and maintenance expenses |
Anonymous
|
1600 rent
230 cellular bill 200 student loan 45 car ins 80 cable Then a shit ton on clothes and food. |
Anonymous
Me again-I forgot utilities around 500 a month. |
Anonymous
| Bring home 6000 per month. My base expenses including before/after care are about 5000. Not that I save the rest but in theory I could. |
Anonymous
|
Single parent, bring home $9K/month after taxes, 401K, benefit deductions etc. Also get $2500 in rental income so $11.5K total.
Mortgage, taxes & insurance for primary residence: $2650 Same for rental property: $1650 Repairs & maintenance for both properties: $400 Utilities: $200 Health & life insurance, uncovered medical: $250 Appearance stuff: clothes, haircuts: $300 Transport (gas, insurance, maintenance etc): $350 Childcare (afterschool & summer camp): $600 Food (groceries & restaurants): $600 Entertainment, vacation, gifts, anything fun: $900 Work pays for cell phone and internet. No car payment, although repair costs are starting to creep up. So $7900 total. That leaves about $3600/month that I usually save in addition to $1450/month in 401K, or about $5K monthly savings total. Though sometimes I splurge more on fun stuff. |
Anonymous
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Mortgage related: 5000
Utility: 500 Cable/internet/phone:300 day care: 1000 food: 1000 Others: 2000 total: around 10k |
Anonymous
Forgot the kid's activity fees 1k per month. So it adds up to 11k per month. That's a lot that I didn't realize. |