How would you feel about losing your company-provided health insurance for "medicare for all"?

[Anonymous]

I fear change, and I'm sure in the end it would be fine - and probably lead to a better, healthier society overall

I used to not support Warren because I thought her healthcare plan went too far but now I just want someone who isn't corruptable, and if we have to get universal healthcare along with that so be it

And I say that as someone who is genuinely happy with my private, employer-provided health insurance

[Anonymous]

Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

[Anonymous]

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

No, sorry - I don't think there's a conversation to be had, if you come at this thinking the big problem in American healthcare is moral hazard

Go try to repeal Obamacare again. That seemed to go very well for your side.

[Anonymous]

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

[Anonymous]

Anonymous wrote:I fear change, and I'm sure in the end it would be fine - and probably lead to a better, healthier society overall

I used to not support Warren because I thought her healthcare plan went too far but now I just want someone who isn't corruptable, and if we have to get universal healthcare along with that so be it

And I say that as someone who is genuinely happy with my private, employer-provided health insurance

I am in a similar state. I am happy with my employer-provided health insurance, but the arguments for single payer are plausible.

But I would like to see small steps first before I am willing to support universal healthcare. I think the best first small step would be to provide universal healthcare for children.
1. Children are generally healthy so the costs would be low
2. Coverage for children may save costs down the road by catching problems early
3. Companies would no longer need to provide family coverage, so it is a first step in the move away from employer provided health care.

After this step, **if it works**, we can do followup steps, e.g. extending coverage to age 26, or lowering Medicare eligibility to age 62

I can see a 100 ways that a too rapid transition to universal health care would be a disaster.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:


Agreed.

Amazingly, Warren and Sanders have said that Medicare for All would imclude illegal immigrants.

There's no way such a thing works, ever.

Elaborate please. What benefits would the Warren/Sanders plans provide to illegal immigrants and under what circumstances?

If they're saying that under their plan, ERs will treat motor vehicle accident victims, then I don't see the problem. If they're saying that their plan will provide illegal immigrants with 20 years of cancer treatments, then that's problematic.

Sanders and Warren have explicitly said that the "for all" part includes undocumented immigrants, same as everyone else.

Citation? I don't think they said anything this sweeping.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:


Agreed.

Amazingly, Warren and Sanders have said that Medicare for All would imclude illegal immigrants.

There's no way such a thing works, ever.

Elaborate please. What benefits would the Warren/Sanders plans provide to illegal immigrants and under what circumstances?

If they're saying that under their plan, ERs will treat motor vehicle accident victims, then I don't see the problem. If they're saying that their plan will provide illegal immigrants with 20 years of cancer treatments, then that's problematic.

Sanders and Warren have explicitly said that the "for all" part includes undocumented immigrants, same as everyone else.

Citation? I don't think they said anything this sweeping.

Widely reported -- just google it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:


Agreed.

Amazingly, Warren and Sanders have said that Medicare for All would imclude illegal immigrants.

There's no way such a thing works, ever.

Elaborate please. What benefits would the Warren/Sanders plans provide to illegal immigrants and under what circumstances?

If they're saying that under their plan, ERs will treat motor vehicle accident victims, then I don't see the problem. If they're saying that their plan will provide illegal immigrants with 20 years of cancer treatments, then that's problematic.

Sanders and Warren have explicitly said that the "for all" part includes undocumented immigrants, same as everyone else.

Citation? I don't think they said anything this sweeping.

Widely reported -- just google it.

Despite current polling, I really just don’t see Warren (and def. not Sanders) as the nominee. Warren would make a great cabinet secretary.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I fear change, and I'm sure in the end it would be fine - and probably lead to a better, healthier society overall

I used to not support Warren because I thought her healthcare plan went too far but now I just want someone who isn't corruptable, and if we have to get universal healthcare along with that so be it

And I say that as someone who is genuinely happy with my private, employer-provided health insurance

I am in a similar state. I am happy with my employer-provided health insurance, but the arguments for single payer are plausible.

But I would like to see small steps first before I am willing to support universal healthcare. I think the best first small step would be to provide universal healthcare for children.
1. Children are generally healthy so the costs would be low
2. Coverage for children may save costs down the road by catching problems early
3. Companies would no longer need to provide family coverage, so it is a first step in the move away from employer provided health care.

After this step, **if it works**, we can do followup steps, e.g. extending coverage to age 26, or lowering Medicare eligibility to age 62

I can see a 100 ways that a too rapid transition to universal health care would be a disaster.

I really like this idea. Good post. We are not happy with our health insurance (self employed, purchase our own crappy policy on the exchange) but am wary that any time of UHC will cost us even MORE. I just have not seen enough details about how on earth they are going to contain costs, and handle the inevitable chaos that will occur because it is a huge huge change. Something incremental may indeed be better!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:


Agreed.

Amazingly, Warren and Sanders have said that Medicare for All would imclude illegal immigrants.

There's no way such a thing works, ever.

Elaborate please. What benefits would the Warren/Sanders plans provide to illegal immigrants and under what circumstances?

If they're saying that under their plan, ERs will treat motor vehicle accident victims, then I don't see the problem. If they're saying that their plan will provide illegal immigrants with 20 years of cancer treatments, then that's problematic.

Sanders and Warren have explicitly said that the "for all" part includes undocumented immigrants, same as everyone else.

Citation? I don't think they said anything this sweeping.

"In a landmark agreement to expand California's Medicaid program,
state lawmakers struck a deal this week with Democratic Gov. Gavin
Newsom to cover the health care costs of an estimated 90,000
non-citizens living without legal permission in the Golden State."

...

"We have to join the rest of the industrialized world and guarantee
health care to all, including the undocumented," Sanders declared to
cheers last month in Pasadena, at a presidential forum organized by
immigrant rights groups.

https://www.cbsnews.com/news/does-medicare-for-all-cover-undocumented-immigrants-depends-on-who-you-ask/

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:


Agreed.

Amazingly, Warren and Sanders have said that Medicare for All would imclude illegal immigrants.

There's no way such a thing works, ever.

Elaborate please. What benefits would the Warren/Sanders plans provide to illegal immigrants and under what circumstances?

If they're saying that under their plan, ERs will treat motor vehicle accident victims, then I don't see the problem. If they're saying that their plan will provide illegal immigrants with 20 years of cancer treatments, then that's problematic.

Sanders and Warren have explicitly said that the "for all" part includes undocumented immigrants, same as everyone else.

Citation? I don't think they said anything this sweeping.

Widely reported -- just google it.

Despite current polling, I really just don’t see Warren (and def. not Sanders) as the nominee. Warren would make a great cabinet secretary.

Agreed....but who do you see as the nominee?

I can't see Biden surviving the primary.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

at least with ACA people have some coverage. Our well checks are free. Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible. You can easily hit $250k+.