Colleague hit my car

[Anonymous]

Y'all need a police report.

[Anonymous]

Anonymous wrote:Y'all need a police report.

If private property and no one hurt they usually won’t come

[Anonymous]

Anonymous wrote:Since it’s my colleague I would go with her shop. For anyone I don’t know I wouldn’t. If you go thru your insurance she will think you a major byatch. I doubt her body shop does too poor a job. If you have a run of the mill not so new car there’s not much to be afraid of.

How in the freaking world does being your colleague your coworker work with you somehow magically make her a not a scammer be good at choosing mechanics or collision shop how how does that magically happen?

[Anonymous]

Anonymous wrote:My colleague hit my car and the front of my car is damaged.
I have taken pictures of both the cars.
She says not to contact her car insurance.
She giving me a car mechanic number to contact and get the car repaired and says she will pay the mechanic.

Please advice what is the best option? Is it better to contact the car insurance?

I stupidly let someone convince me to do this years ago. Please contact your insurance and also make a police report.

[Anonymous]

Anonymous wrote:

Anonymous wrote:My colleague hit my car and the front of my car is damaged.
I have taken pictures of both the cars.
She says not to contact her car insurance.
She giving me a car mechanic number to contact and get the car repaired and says she will pay the mechanic.

Please advice what is the best option? Is it better to contact the car insurance?

I stupidly let someone convince me to do this years ago. Please contact your insurance and also make a police report.

What happened?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There should be a compromise here. Unless you suspect shoddy work by her body shop or it would require added inconvenience on your part, why not let her find somewhere more affordable? I can understand if she is asking you to add 30 miles driving to get to a specific shop, but otherwise you just seem to want to soak her rather than just trying to make yourself whole.

NP. I don't even begin to understand this thinking. If OP ran her car into a wall herself, she would pick the body shop. I don't see any reason why she shouldn't pick the body shop based on whatever criteria she would typically use. It's not her job in any way to make this more convenient or cheaper for the other driver, colleague or not. The colleague caused her harm, not the other way around.

A bit of decency. If your friend spilled wine on your shirt by accident and she bought the same exact shirt on sale at one store, would you insist that she buy it full price elsewhere?

No, but I would expect she buy the one with the same thread count, not the one from the outlet that might be lower quality, not a used one that someone might have shrunk, etc. I do not think this is the same as that. And, anyway, I would probably tell someone not to worry about a shirt. Choosing your own shop is not about the price. It's about getting a repair that you can trust. I have had multiple experiences at body shops from terrible (forgot a crucial part that another shop found later when I was there for something else) to amazing with attention to all details. All were paid for by insurance so by definition none of the prices were outrageous. But there there's a huge range of quality and trustworthiness, and I want to go somewhere I trust for my car and I don't believe that is indecent.

What part of “exact same shirt” is hard to understand?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There should be a compromise here. Unless you suspect shoddy work by her body shop or it would require added inconvenience on your part, why not let her find somewhere more affordable? I can understand if she is asking you to add 30 miles driving to get to a specific shop, but otherwise you just seem to want to soak her rather than just trying to make yourself whole.

NP. I don't even begin to understand this thinking. If OP ran her car into a wall herself, she would pick the body shop. I don't see any reason why she shouldn't pick the body shop based on whatever criteria she would typically use. It's not her job in any way to make this more convenient or cheaper for the other driver, colleague or not. The colleague caused her harm, not the other way around.

A bit of decency. If your friend spilled wine on your shirt by accident and she bought the same exact shirt on sale at one store, would you insist that she buy it full price elsewhere?

No, but I would expect she buy the one with the same thread count, not the one from the outlet that might be lower quality, not a used one that someone might have shrunk, etc. I do not think this is the same as that. And, anyway, I would probably tell someone not to worry about a shirt. Choosing your own shop is not about the price. It's about getting a repair that you can trust. I have had multiple experiences at body shops from terrible (forgot a crucial part that another shop found later when I was there for something else) to amazing with attention to all details. All were paid for by insurance so by definition none of the prices were outrageous. But there there's a huge range of quality and trustworthiness, and I want to go somewhere I trust for my car and I don't believe that is indecent.

What part of “exact same shirt” is hard to understand?

All I'm trying to say is the owner of the shirt is the one who can judge whether it's the same shirt, so if I really cared, I'd verify it. Just like I'd want to pick who fixes my car. I still don't see how the shirt is relevant anyway because picking body shops is not the same as picking shirts and they aren't all "exact same" other than price.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There should be a compromise here. Unless you suspect shoddy work by her body shop or it would require added inconvenience on your part, why not let her find somewhere more affordable? I can understand if she is asking you to add 30 miles driving to get to a specific shop, but otherwise you just seem to want to soak her rather than just trying to make yourself whole.

NP. I don't even begin to understand this thinking. If OP ran her car into a wall herself, she would pick the body shop. I don't see any reason why she shouldn't pick the body shop based on whatever criteria she would typically use. It's not her job in any way to make this more convenient or cheaper for the other driver, colleague or not. The colleague caused her harm, not the other way around.

A bit of decency. If your friend spilled wine on your shirt by accident and she bought the same exact shirt on sale at one store, would you insist that she buy it full price elsewhere?

No, but I would expect she buy the one with the same thread count, not the one from the outlet that might be lower quality, not a used one that someone might have shrunk, etc. I do not think this is the same as that. And, anyway, I would probably tell someone not to worry about a shirt. Choosing your own shop is not about the price. It's about getting a repair that you can trust. I have had multiple experiences at body shops from terrible (forgot a crucial part that another shop found later when I was there for something else) to amazing with attention to all details. All were paid for by insurance so by definition none of the prices were outrageous. But there there's a huge range of quality and trustworthiness, and I want to go somewhere I trust for my car and I don't believe that is indecent.

What part of “exact same shirt” is hard to understand?

What part of “the person who owned the original shirt is the one who determines whether it’s the exact same shirt” is hard to understand?

[Anonymous]

If her guy doesn't do a good job, you probably won't have any recourse to get it done properly. If done through insurance through an approved shop, there's probably a quality guarantee.

I think insurance companies also agree prices with body shops, just like PPOs negotiate prices with hospitals. The insurance price may be less than the non-negotiated price.

[Anonymous]

Anonymous wrote:If her guy doesn't do a good job, you probably won't have any recourse to get it done properly. If done through insurance through an approved shop, there's probably a quality guarantee.

I think insurance companies also agree prices with body shops, just like PPOs negotiate prices with hospitals. The insurance price may be less than the non-negotiated price.

DP. Also in a lot of cases, insurance premiums don't go up nearly much after an accident as people seem to fear. In any case, that's not OP's problem.

[Anonymous]

If someone hits a car, would you go through your insurance or would you directly go through the insurance of the person who hit the car?

[Anonymous]

Anonymous wrote:If someone hits a car, would you go through your insurance or would you directly go through the insurance of the person who hit the car?

Don't you both call your own insurance, and the other guy's insurance guy talks to your insurance guy.

[Anonymous]

Just tell her you prefer to keep all you car maintenance at the same place so they know the car's history. Tell her you will get a written estimate and if she can decide from there if she'd like to use that or go with insurance based on her comfort level.

[Anonymous]

Anonymous wrote:If someone hits a car, would you go through your insurance or would you directly go through the insurance of the person who hit the car?

What I can tell you, having just been through this with someone who made a claim, via her own insurance company, which came against my insurance with no police report, is: no police report, no payment.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There should be a compromise here. Unless you suspect shoddy work by her body shop or it would require added inconvenience on your part, why not let her find somewhere more affordable? I can understand if she is asking you to add 30 miles driving to get to a specific shop, but otherwise you just seem to want to soak her rather than just trying to make yourself whole.

NP. I don't even begin to understand this thinking. If OP ran her car into a wall herself, she would pick the body shop. I don't see any reason why she shouldn't pick the body shop based on whatever criteria she would typically use. It's not her job in any way to make this more convenient or cheaper for the other driver, colleague or not. The colleague caused her harm, not the other way around.

A bit of decency. If your friend spilled wine on your shirt by accident and she bought the same exact shirt on sale at one store, would you insist that she buy it full price elsewhere?

No, but I would expect she buy the one with the same thread count, not the one from the outlet that might be lower quality, not a used one that someone might have shrunk, etc. I do not think this is the same as that. And, anyway, I would probably tell someone not to worry about a shirt. Choosing your own shop is not about the price. It's about getting a repair that you can trust. I have had multiple experiences at body shops from terrible (forgot a crucial part that another shop found later when I was there for something else) to amazing with attention to all details. All were paid for by insurance so by definition none of the prices were outrageous. But there there's a huge range of quality and trustworthiness, and I want to go somewhere I trust for my car and I don't believe that is indecent.

What part of “exact same shirt” is hard to understand?

NP. Shirts and car repair are different. There is no guarantee that one body shop is the "exact same" as another body shop. They might not be as good, as thorough.... Now, if they are taking to the exact same body shop, and the exact same repair person is doing the work, the only difference is one is paid through insurance and the other in cash, that would be "the same."