Shut down could not have come at worst time withdraw. Some tap

[Anonymous]

Anonymous wrote:

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.

There's an article in the Times today about how the shutdown is having ripple impacts throughout the whole economy with people starting to miss mortgage payments. Plus, there's a quote from a Secret Service officer who says it sucks to be required to put your life on the line and not even get paid.

https://www.nytimes.com/2019/01/07/us/politics/govenment-shutdown-impact-effects.html?action=click&module=Top%20Stories&pgtype=Homepage

[Anonymous]

Anonymous wrote:How does delaying (or even missing) one paycheck create this problem?

If you owed 20k and for some reason need to pay it back immediately, one paycheck wouldn't make that much of a difference.

Another scenario that I heard a coworker trying to figure out is that the OPs cards are maxed. My coworker is in this boat. Her husband is on furlough and their cards are pretty much maxed out because of Thanksgiving travel and Christmas. She was on the phone the past few days with different cc companies and relatives trying to make it work. They have her paycheck but it won't even cover their mortgage.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How does delaying (or even missing) one paycheck create this problem?

If you owed 20k and for some reason need to pay it back immediately, one paycheck wouldn't make that much of a difference.

Another scenario that I heard a coworker trying to figure out is that the OPs cards are maxed. My coworker is in this boat. Her husband is on furlough and their cards are pretty much maxed out because of Thanksgiving travel and Christmas. She was on the phone the past few days with different cc companies and relatives trying to make it work. They have her paycheck but it won't even cover their mortgage.

yeah, it's a bad time of the year for a shutdown for people because most people do spend a lot more at the holidays. there's seasonal variability in spending. that's why delinquencies go up normally in January. but it's a lot worse if you're not getting the paycheck you're entitled to.

[Anonymous]

Anonymous wrote:Aren't Feds offered low or no-interest loans in shutdown scenarios?
Is that possible for you, OP?

op- credit is shot.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How does delaying (or even missing) one paycheck create this problem?

If you owed 20k and for some reason need to pay it back immediately, one paycheck wouldn't make that much of a difference.

Another scenario that I heard a coworker trying to figure out is that the OPs cards are maxed. My coworker is in this boat. Her husband is on furlough and their cards are pretty much maxed out because of Thanksgiving travel and Christmas. She was on the phone the past few days with different cc companies and relatives trying to make it work. They have her paycheck but it won't even cover their mortgage.

This is me.

[Anonymous]

Anonymous wrote:

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.

Oh man, that really sucks. Meanwhile the donald and melanie are sipping from their gold champagne flutes.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.

Oh man, that really sucks. Meanwhile the donald and melanie are sipping from their gold champagne flutes.

Yup. While the secret service agents assigned to protect them with their lives are worried about how they’re going to pay the rent.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

Why does your brain go here right away? Why do you spend your time and energy berating the workforce rather than ask the only rational question? Why are these people being held hostage by the president?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

Yes, and you can't get approval to do so because the people that do the approvals aren't working either.

+1 So much ignorance on this thread. Feds aren't allowed to take part-time jobs without permission in most cases. No one is there to grant permission to do so because the government is shut down. People wouldn't need to plan for all these contingencies if the USA wasn't functioning like a banana republic at the moment.

Well I can imagine if your approvers aren't working then you can't be pinged for working a second job since there's no one there to punish you. Besides, has anyone EVER been punished for working a temporary second job during a government shutdown? Half of you sound like you're just making excuses to sit around and wallow in self-pity.

Your first point is simply wrong. You absolutely could get in trouble once the government reopened for doing prohibited work during the shutdown.

Having said that, I agree with a lot of the rest of what you said. As long as you had a good faith basis to believe that work you were doing was permitted based on the agency's rules, I can't imagine that they are going to be going out of their way to try to punish people trying to hold it together during the shutdown. The optics of that are pretty terrible and the chances of having a problem are quite low as long as you aren't blatantly violating the rules, and even then the risk probably isn't great.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

I don’t think stores and restaurants are interested in hiring and training people who are likely to quit in the next few weeks. Not to mention it takes time to apply, interview, get hired, and get onvoarded for PT jobs. You can’t just walk into Target in a red shirt and walk out 8 hours later with a fist full of cash.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Aren't Feds offered low or no-interest loans in shutdown scenarios?
Is that possible for you, OP?

op- credit is shot.

Ouch. Sorry, OP.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

I don’t think stores and restaurants are interested in hiring and training people who are likely to quit in the next few weeks. Not to mention it takes time to apply, interview, get hired, and get onvoarded for PT jobs. You can’t just walk into Target in a red shirt and walk out 8 hours later with a fist full of cash.

Very true. But how long does it take to get up and running on Uber, task rabbit, or something like that? They'd be ok with the possible short term nature (and might hope you would do it occasionally even after the shutdown, but i don't know how fast that process is.

[Anonymous]

Uber runs background checks. Not sure about taskrabbit.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.

Oh man, that really sucks. Meanwhile the donald and melanie are sipping from their gold champagne flutes.

Yup. While the secret service agents assigned to protect them with their lives are worried about how they’re going to pay the rent.

The Secret Service isn't getting paid?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.

Oh man, that really sucks. Meanwhile the donald and melanie are sipping from their gold champagne flutes.

Yup. While the secret service agents assigned to protect them with their lives are worried about how they’re going to pay the rent.

The Secret Service isn't getting paid?

It's part of DHS which is one of the agencies that is closed.

Worse, it is possibly the most controversial closure if the House's resolutions are every considered by the Senate. The House separated the appropriations for many agencies to open the other agencies, but tied the discussion of border security (e.g. that d**n wall) to DHS.