Shut down could not have come at worst time withdraw. Some tap

[Anonymous]

Anonymous wrote:

Anonymous wrote:NP. The shutdown is bad timing for us too. My job tends to slow down in December/January and I've already missed two paychecks. Missing DH's fed paycheck is going to be tough. Missing two of DH's fed paychecks means calling the mortgage lender and begging.

So, your emergency fund doesn't even cover one month of expenses? I'm sorry. That is a tough position to be in.

Newsflash: Few Americans have enough savings to cover an emergency of 1000$. Exit your bubble once in a while.

https://www.cnbc.com/2018/01/18/few-americans-have-enough-savings-to-cover-a-1000-emergency.html

[Anonymous]

Anonymous wrote:

Anonymous wrote:NP. The shutdown is bad timing for us too. My job tends to slow down in December/January and I've already missed two paychecks. Missing DH's fed paycheck is going to be tough. Missing two of DH's fed paychecks means calling the mortgage lender and begging.

So, your emergency fund doesn't even cover one month of expenses? I'm sorry. That is a tough position to be in.

And not so bright for someone with a white collar job.

Baffles me that people aren't getting PT jobs. At the very least if I did not have an emergency fund and had racked up 10s of thousands in debt, I'd be on rover, care, uber...whatever to make the ends meet. I'd actually be doing that anyways if I lived paycheck to paycheck.

[Anonymous]

why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

[Anonymous]

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:NP. The shutdown is bad timing for us too. My job tends to slow down in December/January and I've already missed two paychecks. Missing DH's fed paycheck is going to be tough. Missing two of DH's fed paychecks means calling the mortgage lender and begging.

So, your emergency fund doesn't even cover one month of expenses? I'm sorry. That is a tough position to be in.

And not so bright for someone with a white collar job.

Baffles me that people aren't getting PT jobs. At the very least if I did not have an emergency fund and had racked up 10s of thousands in debt, I'd be on rover, care, uber...whatever to make the ends meet. I'd actually be doing that anyways if I lived paycheck to paycheck.

Yeah I can't wrap my head around it either. People overconsume so much in this country. Live within your means people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

Yes, and you can't get approval to do so because the people that do the approvals aren't working either.

[Anonymous]

Anonymous wrote:All other options are gone. What damage have I not thought of when i withdraw 50k of tsp to pay 20k in debt?

Why do you need a 30k cushion? Can you withdraw less?
How old are you? How far are you from retirement?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

Yes, and you can't get approval to do so because the people that do the approvals aren't working either.

+1 So much ignorance on this thread. Feds aren't allowed to take part-time jobs without permission in most cases. No one is there to grant permission to do so because the government is shut down. People wouldn't need to plan for all these contingencies if the USA wasn't functioning like a banana republic at the moment.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

Yes, and you can't get approval to do so because the people that do the approvals aren't working either.

+1 So much ignorance on this thread. Feds aren't allowed to take part-time jobs without permission in most cases. No one is there to grant permission to do so because the government is shut down. People wouldn't need to plan for all these contingencies if the USA wasn't functioning like a banana republic at the moment.

Well I can imagine if your approvers aren't working then you can't be pinged for working a second job since there's no one there to punish you. Besides, has anyone EVER been punished for working a temporary second job during a government shutdown? Half of you sound like you're just making excuses to sit around and wallow in self-pity.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:why dont you work??? Uber, taskrabbit, dogwalker, handiman etc.

Stop. You have no idea what OP has been dealing with in his/her life. Have some empathy.

Retail, restaurants too.

And from another thread, there are apparently a ton of people at whole foods these days. I'm betting they need employees.

But don't Feds have to have special permission to work elsewhere?

Yes, and you can't get approval to do so because the people that do the approvals aren't working either.

Based on my agency's rules, I could do any of the tasks listed above without specific approval because they are wholly unrelated to my job as a lawyer for the government. And we do have ethics people who are working and could vet potential employment if necessary. I'd surprised if we were the only ones.

[Anonymous]

And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

[Anonymous]

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

Obviously they should do taskrabbit too, instead of dinner or sleep. Since it's poor planning not to have expenses set aside for the second longest government shutdown we've ever had.

[Anonymous]

Anonymous wrote:And what about feds who ARE working right now as “essential” employees just not getting paid? What handy dandy solution do you have for them??

+1 I have many friends who are essential but still shelling out for daycare and household expenses because they're still working full-time. There are NO dandy solutions for them.