Why is $275k hhi now so poor?

[Anonymous]

I just wrote the post above, Actually I agree w OP, not much money as everyone else here thinks. Especially for 2 people. But is enough to have the best life if you are stable. find aome fun friends

[Anonymous]

aww life is unfair boo hoo.

-$100K

[Anonymous]

Gross HHI this year age 50/50 will be $285k. Honestly we feel like we have more than we need. We save 30% and taxes take out another 30%, leaving $14,250 a month to live. We budget but we always have extra.

[Anonymous]

Anonymous wrote:Gross HHI this year age 50/50 will be $285k. Honestly we feel like we have more than we need. We save 30% and taxes take out another 30%, leaving $14,250 a month to live. We budget but we always have extra.

Key is you BUDGET and include savings in that. So you have a lifestyle that you can actually support with your income (and I consider savings to be a key part of a lifestyle). Imagine that, being responsible and living within your means.

[Anonymous]

Yes it's middle class

[Anonymous]

Anonymous wrote:Gross HHI this year age 50/50 will be $285k. Honestly we feel like we have more than we need. We save 30% and taxes take out another 30%, leaving $14,250 a month to live. We budget but we always have extra.

That math ain't mathing.


14,250/month is 171K/yr, 60% of 285K

40% of 285K is 114K/yr, 9.5K/month

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I agree with OP I’m clipping freaking coupons to afford groceries.

Really? We have two kids in travel sports, take nice vacations, and easily save for college/retirement on that income.

Because you live within your means. More people should try it.

$30 for raw milk.
$20 dollars for ox eggs

It costs far more than $20 to get eggs from an ox

[Anonymous]

Anonymous wrote:What are you rambling about, we have kids, lots of expenses in terms of activities, make far less and are doing well. You have a spending issue.

+1

[Anonymous]

285k more like 200k in 2019 dollars

[Anonymous]

I thought we’d be rich on $400K HHI but since we bank the lower income and live on the higher one we feel average.

[Anonymous]

Anonymous wrote:Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days. It is not. We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home. We rake in $275k and are super middle class, it’s insane. Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off. I dread the day we need a new car, because a new car payment will place huge strain on our finances. I think we can only afford a Toyota sedan next. You’d think dinks making almost $300k could afford an Audi these days, but nope. Car insurance, home insurance, taxes, groceries……all of it demolishes you. We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING. I feel like you’ll only thrive on a $500k income these days. And that’s only from a DINK perspective! I dunno how everyone else who is poorer AND has kids survives. You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers.

Have you considered donating blood and plasma? Maybe getting another job? OnlyFans?

[Anonymous]

Anonymous wrote:285k more like 200k in 2019 dollars

285k is more like 200000 in 2011

200k in 2019 is around 250k now.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days. It is not. We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home. We rake in $275k and are super middle class, it’s insane. Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off. I dread the day we need a new car, because a new car payment will place huge strain on our finances. I think we can only afford a Toyota sedan next. You’d think dinks making almost $300k could afford an Audi these days, but nope. Car insurance, home insurance, taxes, groceries……all of it demolishes you. We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING. I feel like you’ll only thrive on a $500k income these days. And that’s only from a DINK perspective! I dunno how everyone else who is poorer AND has kids survives. You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers.

Have you considered donating blood and plasma? Maybe getting another job? OnlyFans?

Will some really pay me money on only fans to see my wrinkly old balls? I may consider it, if so.

[Anonymous]

Anonymous wrote:Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days. It is not. We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home. We rake in $275k and are super middle class, it’s insane. Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off. I dread the day we need a new car, because a new car payment will place huge strain on our finances. I think we can only afford a Toyota sedan next. You’d think dinks making almost $300k could afford an Audi these days, but nope. Car insurance, home insurance, taxes, groceries……all of it demolishes you. We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING. I feel like you’ll only thrive on a $500k income these days. And that’s only from a DINK perspective! I dunno how everyone else who is poorer AND has kids survives. You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers.

LOL-
Post your expenses and I’ll show you where to cut down.

[Anonymous]

Anonymous wrote:

Anonymous wrote:What are you rambling about, we have kids, lots of expenses in terms of activities, make far less and are doing well. You have a spending issue.

You don't max out retirement, save enough for college, and are probably one medical emergency away from bankruptcy. You are delusional.

BS- we did all the above on one govt income and have millions in assets, no handed down wealth or connections either. Other than frugality