Why is $275k hhi now so poor?

[Anonymous]

This is a troll for sure; however I do feel their sentiment. You still need to budget and think about saving on 275k, it’s definitely middle class and not luxury (although it’s not “just getting by”). With kids though it probably is bare minimum for middle class, especially with 2 in daycare or needing a nanny.

[Anonymous]

I am at the point where I can't tell if it's a legit dumb Gen Z/young millennial whining or a troll. I CANNOT TELL THE DIFFERENCE ANYMORE.

[Anonymous]

Put down the bottle, Braxton.

[Anonymous]

Anonymous wrote:Put down the bottle, Braxton.

Ok, Jen.

[Anonymous]

Anonymous wrote:Don't have children, OP. Besides your complete inability to budget, you don't sound like a very balanced or happy person.

+1

This guy's posts are weird for reasons other than that they're just factually wrong regarding basic budgeting.

[Anonymous]

Hey I don’t think you’re a troll. I think you’re fed up because you have this idea of a good salary and how it’s pure garbage now and can’t complain bc people think it’s a high salary.

I will commiserate and even worse with kids - daycare for one activities for the other high cost of food high cost of travel and same income as you. I have credit card debt to get by and it’s miserable because no one gets it.

[Anonymous]

Post your monthly expenses

[Anonymous]

Op, thank you for working hard and pissing away all your hard earned money. Economy is doing well because of people like you.
Rich people see possibilities with any left over money; poor people see what they can't have - an Audi in this case. You lost me at the Audi. I just bought a new Mazda at 0% putting half down from my older car.
I don't put my money in 401k to rot, but I did double my money inside Roth accounts in under 6 months. I'm trying to do it again the next 6 months, so twice a year.
I do budget down to a dollar as I like it so much.
I work two days a week usually. I also took the whole summer off. Seems like my earned income will be $20k a year as it has been the last 25+ years.
Work smarter, not harder.

[Anonymous]

I’m guessing you eat out all the time and constantly getting Starbucks and boba without even thinking. You have multiple streaming accounts and order from Amazon whenever you need or want something without thinking.
You get your hair and nails done every 6 weeks and buy expensive clothes. It doesnt matter how your house and car is, this
kind of spending adds up fast!

[Anonymous]

Anonymous wrote:Don't have children, OP. Besides your complete inability to budget, you don't sound like a very balanced or happy person.

This.

[Anonymous]

Anonymous wrote:This is a troll for sure; however I do feel their sentiment. You still need to budget and think about saving on 275k, it’s definitely middle class and not luxury (although it’s not “just getting by”). With kids though it probably is bare minimum for middle class, especially with 2 in daycare or needing a nanny.

Not a troll, just aggressively stupid.

[Anonymous]

Anonymous wrote:I’m guessing you eat out all the time and constantly getting Starbucks and boba without even thinking. You have multiple streaming accounts and order from Amazon whenever you need or want something without thinking.
You get your hair and nails done every 6 weeks and buy expensive clothes. It doesnt matter how your house and car is, this
kind of spending adds up fast!

You forgot to mention Doordashing when they are too tired to cook every weekday, and Ubering when they want to be responsible and not drive home from happy hour.

[Anonymous]

Anonymous wrote:I am at the point where I can't tell if it's a legit dumb Gen Z/young millennial whining or a troll. I CANNOT TELL THE DIFFERENCE ANYMORE.

the sad thing is i think it's sincere

but i promise anyone who thinks this will also feel poor at $400k, or $600k, or whatever amount. it's just never enough!

that said we're dinks with an hhi of $275 and we do drive a 12 year old Kia Soul, and are really not thrilled at car prices for when we're going to have to replace this reliable car one day.

[Anonymous]

Anonymous wrote:I am at the point where I can't tell if it's a legit dumb Gen Z/young millennial whining or a troll. I CANNOT TELL THE DIFFERENCE ANYMORE.

Child of rich, successful, hard working Boomer who hid the cost of luxuries from their mediocre kid while training them to expect the finest. Audi, lol

[Anonymous]

We're at that income and doing very well. No, we're not going to pay 80k/year for college per child, we're doing in state. We're not eating out a lot or buying Chanel bags, we don't have new cars, but we also have good savings and don't feel deprived.