We spend around 18K a month, where does it go?

[Anonymous]

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

No one cares about your spending. At least you seem to be cognizant that it is lavish and why. OP seems helpless to make decisions for her own extravagant household and can't even decide for herself if she want to spend this many thousands on food or that many thousands. Just gives the impression of entitled cluelessness.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

The pp spelt it exactly the same as you did.

[Anonymous]

Anonymous wrote:

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

No one cares about your spending. At least you seem to be cognizant that it is lavish and why. OP seems helpless to make decisions for her own extravagant household and can't even decide for herself if she want to spend this many thousands on food or that many thousands. Just gives the impression of entitled cluelessness.

She seems helpless to you? Doesn't seem helpless to me. She was just asking for feedback.

If I try in an outdift and say "how I I look?" And you say bad, I still dressed myself and I probably will still wear the outfit.


You are wayyyy over thinking this and spending a ton of energy on an anonymous poster.

[Anonymous]

Lol. She wants to know where things are "a bit bloated". Her words.

Pretty sure my post consumes the same energy as yours.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

The pp spelt it exactly the same as you did.

You people need to get a hobby

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

The pp spelt it exactly the same as you did.

You people need to get a hobby

Irony.

[Anonymous]

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

Hmm isn’t it strange how every time this thread loses traction a very rich person posts in defense of the OP?

Hmm how mysterious hmm. Who knew there were so many multimillionaires so desperate to defend their spending? Hmm.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

No one cares about your spending. At least you seem to be cognizant that it is lavish and why. OP seems helpless to make decisions for her own extravagant household and can't even decide for herself if she want to spend this many thousands on food or that many thousands. Just gives the impression of entitled cluelessness.

She seems helpless to you? Doesn't seem helpless to me. She was just asking for feedback.

If I try in an outdift and say "how I I look?" And you say bad, I still dressed myself and I probably will still wear the outfit.


You are wayyyy over thinking this and spending a ton of energy on an anonymous poster.

Look. There is a lot of trivial nonsense on DCUM. But actually asking for serious feedback on a 18K monthly household budget might take the prize. Most of the posters in here seem to see that.

[Anonymous]

Anonymous wrote:

Anonymous wrote:We net around $50K each month.

Our budget is not so different from your OP, although the buckets are distributed a bit differently, perhaps because we have 4 kids. So less money on cars, earring out, shopping, etc, and more money on a house, activities, and private school.

Less than 10 years ago I was single and making $40K per year. I do understand how normal people live, and how much money eases my life/lives of those in my family. I still remember this amazing feeling of awe when my tax bill (I was self-employed) was more than $40K/previous annual paycheck - I felt like I had made it, that I was paying so much in taxes and still had enough money to live.

I saw my mother work herself to the bone to clean the house, watch us kids, cook at the meals, etc., etc. I very much appreciate my mother for doing that for all of us and providing me with an amazing childhood despite not having a lot of money. And I don’t feel guilty for trying to do the same for my kids while balancing my own career and supporting my DH and his career - we do have money, and use it to make our lives work better.

Spot on. I agree with you 100%. You are right to spend the money for conveniences and a good life that you can afford.

I agree, I just don’t get the 4 kids thing. Each kid is easily $125k a year in school, etc.

[Anonymous]

Anonymous wrote:We net around $50K each month.

Our budget is not so different from your OP, although the buckets are distributed a bit differently, perhaps because we have 4 kids. So less money on cars, earring out, shopping, etc, and more money on a house, activities, and private school.

Less than 10 years ago I was single and making $40K per year. I do understand how normal people live, and how much money eases my life/lives of those in my family. I still remember this amazing feeling of awe when my tax bill (I was self-employed) was more than $40K/previous annual paycheck - I felt like I had made it, that I was paying so much in taxes and still had enough money to live.

I saw my mother work herself to the bone to clean the house, watch us kids, cook at the meals, etc., etc. I very much appreciate my mother for doing that for all of us and providing me with an amazing childhood despite not having a lot of money. And I don’t feel guilty for trying to do the same for my kids while balancing my own career and supporting my DH and his career - we do have money, and use it to make our lives work better.

Congratulations on marrying rich

[Anonymous]

Anonymous wrote:

Anonymous wrote:We net around $50K each month.

Our budget is not so different from your OP, although the buckets are distributed a bit differently, perhaps because we have 4 kids. So less money on cars, earring out, shopping, etc, and more money on a house, activities, and private school.

Less than 10 years ago I was single and making $40K per year. I do understand how normal people live, and how much money eases my life/lives of those in my family. I still remember this amazing feeling of awe when my tax bill (I was self-employed) was more than $40K/previous annual paycheck - I felt like I had made it, that I was paying so much in taxes and still had enough money to live.

I saw my mother work herself to the bone to clean the house, watch us kids, cook at the meals, etc., etc. I very much appreciate my mother for doing that for all of us and providing me with an amazing childhood despite not having a lot of money. And I don’t feel guilty for trying to do the same for my kids while balancing my own career and supporting my DH and his career - we do have money, and use it to make our lives work better.

Congratulations on marrying rich

How DARE you be so dismissive of PP’s MLM and Etsy shop.

[Anonymous]

Anonymous wrote:

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

Hmm isn’t it strange how every time this thread loses traction a very rich person posts in defense of the OP?

Hmm how mysterious hmm. Who knew there were so many multimillionaires so desperate to defend their spending? Hmm.

Lol! Do you actually live in the DC area? So many wealthy people. Being wealthy here is not noteworthy, unique or special.

I'm the PP and I can assure you I'm not the OP.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We net around $50K each month.

Our budget is not so different from your OP, although the buckets are distributed a bit differently, perhaps because we have 4 kids. So less money on cars, earring out, shopping, etc, and more money on a house, activities, and private school.

Less than 10 years ago I was single and making $40K per year. I do understand how normal people live, and how much money eases my life/lives of those in my family. I still remember this amazing feeling of awe when my tax bill (I was self-employed) was more than $40K/previous annual paycheck - I felt like I had made it, that I was paying so much in taxes and still had enough money to live.

I saw my mother work herself to the bone to clean the house, watch us kids, cook at the meals, etc., etc. I very much appreciate my mother for doing that for all of us and providing me with an amazing childhood despite not having a lot of money. And I don’t feel guilty for trying to do the same for my kids while balancing my own career and supporting my DH and his career - we do have money, and use it to make our lives work better.

Congratulations on marrying rich

How DARE you be so dismissive of PP’s MLM and Etsy shop.

UMC women don’t do MLMs. These are middle class suburban wives.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:My 2 cents - personal care is low; my highlights are $300/month add botox, fillers, skincare etc. Clothes $ super high; food about right. House cleaning about right. Cars high but I HATE spending $ on cars and cars in general.

Fascinating... hot mom?

More likely a self-proclaimed hot mom who actually resembles a Frankenstein-inspired science project gone awry...

PPs, please stop. $500 per month for self-care for a family of five IS low. Just look at how outrageously expensive a hairdresser in DC is. And yes, add to that botox, fillers, microderm abrasion, laser, etc. And you know what? Almost every woman (and man) with a decent income is doing it. The "science project gone awry" is seldom and a sign of bad workmanship. My husband is a dermatologist, so I know.

Yet, you can't spell microdermabrasion?

The pp spelt it exactly the same as you did.

You people need to get a hobby

They do have a hobby. Stressing out over people who make more money than them. It's very stressful to be a back of the packer

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We jet about 47k/mo after taxes, 401k, health, HSA, and direct deposit for life insurance premiums.

I have zero desire, time, or need to penny pinch. This entire class conscious insecure board would be in an uproar if I posted our spending. I don't see anything wrong with your budget, as long as your investing and have a fall back plan if everything were to implode.

Hmm isn’t it strange how every time this thread loses traction a very rich person posts in defense of the OP?

Hmm how mysterious hmm. Who knew there were so many multimillionaires so desperate to defend their spending? Hmm.

Lol! Do you actually live in the DC area? So many wealthy people. Being wealthy here is not noteworthy, unique or special.

I'm the PP and I can assure you I'm not the OP.

Of COURSE! You are just a regular, run of the mill rich person responding 14 minutes after I questioned the legitimacy of this thread on Easter Sunday.

NOTHING TO SEE HERE!