Is binding ED the next shoe to drop?

[Anonymous]

Anonymous wrote:ED worked great for my one kid who ED’d to a target, bc they loved the school based on history and family connection - and is loving it now.
Another kid ED’d to a super reach for all and was deferred - but accepted in RD and is similarly happy there.
We are by no means wealthy but knew we would get zero financial aid.
We might have received merit at the target school where first DC attends, and feel possibly ED hurt that bc we were locked in. But DC made decision with our support and was happy to be done in December.
That’s just our experience, no disrespect to others

This is a good point. I know several families who wouldn’t qualify for FA but for whom 90k is A LOT more than they want/should spend. Their kids likely gave up merit by going ED.

[Anonymous]

Anonymous wrote:And how would you know a school is your first choice? Self-funded travel for two dozen college tours, you say? Sounds like a very middle-class activity.

We only visited a couple schools in state and kid did ED for one of them.

[Anonymous]

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Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

I will not move on so you can MISINFORM others and possibly cost them an admission.

For a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

No one has contradicted that fact with any valid argument.

Actually several posters have told you not all students can afford to go on campus tours to prepare to commit to a college early. The article that was provided argues those that aren’t rich don’t have the knowledge to navigate the landscape you claim is simple for everyone. First-gen kids don’t have parents or advisors that know how this works. Some posters have tried to explain that middle class families need to shop various merit offers. Yes, there are schools that offer ED that also offer merit.

You’re dull if you really think just because ED worked for you, or works for rich people, it works for everyone. You dismiss any arguments you disagree with as misinformation. Seek help.

[Anonymous]

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Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

I will not move on so you can MISINFORM others and possibly cost them an admission.

For a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

No one has contradicted that fact with any valid argument.

Actually several posters have told you not all students can afford to go on campus tours to prepare to commit to a college early. The article that was provided argues those that aren’t rich don’t have the knowledge to navigate the landscape you claim is simple for everyone. First-gen kids don’t have parents or advisors that know how this works. Some posters have tried to explain that middle class families need to shop various merit offers. Yes, there are schools that offer ED that also offer merit.

You’re dull if you really think just because ED worked for you, or works for rich people, it works for everyone. You dismiss any arguments you disagree with as misinformation. Seek help.

Your ad hominem insults do not hide the fact that you are misleading people, and have an agenda. Early decision can be utilized by any student of any income level. If the net price calculator says the family can afford to pay.

[Anonymous]

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Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

I will not move on so you can MISINFORM others and possibly cost them an admission.

For a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

No one has contradicted that fact with any valid argument.

Actually several posters have told you not all students can afford to go on campus tours to prepare to commit to a college early. The article that was provided argues those that aren’t rich don’t have the knowledge to navigate the landscape you claim is simple for everyone. First-gen kids don’t have parents or advisors that know how this works. Some posters have tried to explain that middle class families need to shop various merit offers. Yes, there are schools that offer ED that also offer merit.

You’re dull if you really think just because ED worked for you, or works for rich people, it works for everyone. You dismiss any arguments you disagree with as misinformation. Seek help.

Your ad hominem insults do not hide the fact that you are misleading people, and have an agenda. Early decision can be utilized by any student of any income level. If the net price calculator says the family can afford to pay.

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

[Anonymous]

Anonymous wrote:

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Anonymous wrote:

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Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

I will not move on so you can MISINFORM others and possibly cost them an admission.

For a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

No one has contradicted that fact with any valid argument.

Plenty of arguments have been presented. Just because you disagree doesn’t mean they’re invalid.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Definitely not. Someone has to pay tuition.

This. They need at least 50-60% full pay for the math to work.

Or your $90K schools will go up to $110K (or some higher number)

Yes, it's full pay kids who allow other kids to get more FA/merit/etc. Eliminate the full pay students and overall tuition will go up for everyone (except those on Full FA---100% FA).
Don't think that is what most Donut hole parents actually want. If you can't afford 90K, well you certainly wont be affording $110K+

It's not a coincidence that all of these "meets full needs" schools always have about the same percentage of full pay students. Between ED and the wait list, they have ways to make sure their classes aren't all financial aid students.

[Anonymous]

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

[Anonymous]

Plenty of arguments have been presented. Just because you disagree doesn’t mean they’re invalid.

No, no one has disputed that any student can apply ED I if the NPC provides a number that they feel is affordable.

Because it is indisputable.

[Anonymous]

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

Put another way…it helps wealthy kids only because poor kids are less aware that FA works the same for ED vs RD and don’t apply ED.

[Anonymous]

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

You acknowledge the privilege and pivot to a technicality. Keep burying your head in the sand if it helps you sleep at night.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

You acknowledge the privilege and pivot to a technicality. Keep burying your head in the sand if it helps you sleep at night.

No pivot whatsoever. Been saying the same thing, over and over and over. Copy and pasted most times. Confident anyone reading it will see that and understand the point and not be misinformed.

Have a good day!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

You acknowledge the privilege and pivot to a technicality. Keep burying your head in the sand if it helps you sleep at night.

No pivot whatsoever. Been saying the same thing, over and over and over. Copy and pasted most times. Confident anyone reading it will see that and understand the point and not be misinformed.

Have a good day!

Copy and paste away, ED favors the rich and you know that.

Enjoy your privilege!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

Put another way…it helps wealthy kids only because poor kids are less aware that FA works the same for ED vs RD and don’t apply ED.

If they are less aware, it is primarily because of people like you peddling misinformation. I am working hard here to counteract that so it doesn't happen.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Whatever you say, the opposite is true. Your agenda is misleading people and making them think ED isn’t a huge benefit for the rich. The trick to privilege is making it seem like there is no privilege. This seems to have struck a nerve.

I never said any such thing. In fact, I said being wealthy is an advantage to nearly everything, especially in college admissions.

But what is more important, and indisputable, is that ANY student can apply ED if the NPC says a number that they can afford.

Put another way…it helps wealthy kids only because poor kids are less aware that FA works the same for ED vs RD and don’t apply ED.

If they are less aware, it is primarily because of people like you peddling misinformation. I am working hard here to counteract that so it doesn't happen.

DP. You really, really don't get it.