Is binding ED the next shoe to drop?

[Anonymous]

And how would you know a school is your first choice? Self-funded travel for two dozen college tours, you say? Sounds like a very middle-class activity.

[Anonymous]

Anonymous wrote:And how would you know a school is your first choice? Self-funded travel for two dozen college tours, you say? Sounds like a very middle-class activity.

Translation: Many people pointed out I was wrong so let me move the goalposts.

How would you know a school is your first choice? I'll tell you: by doing research. Which you clearly have not done on any of this.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

There’s affordable and then there’s affordable.

If you make $150,000 a year and Duke says you can afford $15,000, is that affordable?

Well, what if Hopkins says here’s a merit-based full ride, you can come here for free?

That’s $60,000 over four years. Again, your parents’ pretax HHI is $150,000. Duke says you can “afford” to give them that $60,000, but can you actually afford to turn down the full ride at Hopkins?

That’s the question ED forces families to confront. And the answer is, unless you’re poor enough to qualify for a need-based full ride or rich enough to turn up your nose at a full ride, you can’t afford to ED.

[Anonymous]

Anonymous wrote:They needed legacy donors too, but…

Private colleges in almost all states still give preference to legacy donors’ kids.

In places like California, it is unclear to me if private colleges will change actual behavior — or simply change their forms and procedures to eliminate documentation which could be subpoenaed. Some colleges probably already reduced forms and documentation — after the Harvard suit was filed originally.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

There’s affordable and then there’s affordable.

If you make $150,000 a year and Duke says you can afford $15,000, is that affordable?

Well, what if Hopkins says here’s a merit-based full ride, you can come here for free?

That’s $60,000 over four years. Again, your parents’ pretax HHI is $150,000. Duke says you can “afford” to give them that $60,000, but can you actually afford to turn down the full ride at Hopkins?

That’s the question ED forces families to confront. And the answer is, unless you’re poor enough to qualify for a need-based full ride or rich enough to turn up your nose at a full ride, you can’t afford to ED.

That's a lot of typing for a thing that is not the question being discussed.

The college tells you what they can afford to give you based on your income. YOU and your family decide if it is affordable. If the NPC says you can't afford it then you can't afford it whether ED or RD, so it will not affect your ability to ED.

We all know college costs way too much and is unfair.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

[Anonymous]

The cluelessness of the posters who cannot understand why doughnut hole families can’t afford to ED is astounding. You won’t listen to those of us in this position and just assure us it can’t work for everyone. All to avoid acknowledging that ED and its much higher acceptance rates only work for the rich and the poor.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

[Anonymous]

ED worked great for my one kid who ED’d to a target, bc they loved the school based on history and family connection - and is loving it now.
Another kid ED’d to a super reach for all and was deferred - but accepted in RD and is similarly happy there.
We are by no means wealthy but knew we would get zero financial aid.
We might have received merit at the target school where first DC attends, and feel possibly ED hurt that bc we were locked in. But DC made decision with our support and was happy to be done in December.
That’s just our experience, no disrespect to others

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

There’s affordable and then there’s affordable.

If you make $150,000 a year and Duke says you can afford $15,000, is that affordable?

Well, what if Hopkins says here’s a merit-based full ride, you can come here for free?

That’s $60,000 over four years. Again, your parents’ pretax HHI is $150,000. Duke says you can “afford” to give them that $60,000, but can you actually afford to turn down the full ride at Hopkins?

That’s the question ED forces families to confront. And the answer is, unless you’re poor enough to qualify for a need-based full ride or rich enough to turn up your nose at a full ride, you can’t afford to ED.

That's a lot of typing for a thing that is not the question being discussed.

The college tells you what they can afford to give you based on your income. YOU and your family decide if it is affordable. If the NPC says you can't afford it then you can't afford it whether ED or RD, so it will not affect your ability to ED.

We all know college costs way too much and is unfair.

Says the person so rich they’ve never heard of comparison shopping.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

There’s affordable and then there’s affordable.

If you make $150,000 a year and Duke says you can afford $15,000, is that affordable?

Well, what if Hopkins says here’s a merit-based full ride, you can come here for free?

That’s $60,000 over four years. Again, your parents’ pretax HHI is $150,000. Duke says you can “afford” to give them that $60,000, but can you actually afford to turn down the full ride at Hopkins?

That’s the question ED forces families to confront. And the answer is, unless you’re poor enough to qualify for a need-based full ride or rich enough to turn up your nose at a full ride, you can’t afford to ED.

That's a lot of typing for a thing that is not the question being discussed.

The college tells you what they can afford to give you based on your income. YOU and your family decide if it is affordable. If the NPC says you can't afford it then you can't afford it whether ED or RD, so it will not affect your ability to ED.

We all know college costs way too much and is unfair.

Says the person so rich they’ve never heard of comparison shopping.

Choosing to shop for merit aid is a valid choice. But it does not prohibit one from being able to apply ED at a need blind school.

If you are a top stats student and wish to seek merit aid, you will not require the ED admissions advantage anyway since the top schools do not give merit aid, so there is no disadvantage.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I've heard speculation that ED could be challenged on an anti trust basis. I don't know how cogent that argument is and I didn't see it being accepted by the current Court. Unless there's some movement on that, this thread is a lot of hot air. Things do not simply become fairer over time as if by magic.

I hope so; it's an advantage that UMC families refuse to admit is a thumb on the scales for their precious children.

What’s the definition of UMC here? It’s a thumb on the scale for the top 1% who are beyond UMC by most definitions.

The top 9.9%
https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/

"If your total net worth ranges somewhere between $1.2 and $20 million, you are in the top 9.9 percent of the wealth distribution. If your household income is around $200,000 or over, you are in the top 9.9 percent."

https://www.insidehighered.com/blogs/learning-innovation/rising-inequality-fault-%E2%80%98-99-percent%E2%80%99

The lower end of this group can’t ED full pay at 90k per year.

ED is not full pay.

You commit without knowing if there will be financial aid.

You meant to say “you commit without knowing what a Net Price Calculator is”.

Your commitment is binding. Net price calculator isn’t. Check your privilege.

It’s not binding if the offer is less than what the NPC says. Check your facts.

By the time you see a financial aid offer you are required to withdraw all other apps. The kid would then need to submit apps to rolling admissions colleges in the spring. You’re kidding yourself if you don’t understand ED is a privilege for the rich.

Wrong again. Not how it works. Nearly all ED decisions come with the offer or shortly thereafter, prior to Jan 1 deadline. If you don't get the offer in time (AND YOU WILL), call the college and tell them you are not withdrawing until the offer is in writing.

You think you are the first person to discover this "problem"? You are not, because it isn't one.

Everyone knows ED favors the wealthy. If you’re wealthy, you’ll keep pretending it’s not an advantage, but you know it is.

https://amp.cnn.com/cnn/2023/10/22/business/early-decision-college-financial-aid

Being wealthy is an advantage in pretty much everything. You can argue this all you want but that doesn't change the fact: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Yet they don’t, so maybe it’s not as simple as you think.

Maybe that's because ignorant people like you misinform them?

It has nothing to do with what I "think". It has to do with the facts, and I have presented them. If you have proof those facts are incorrect, please present them or stop trying to mislead people.

You’re ignorant if you think ED was designed for or works for anyone that’s not rich.

You can keep typing your misinformation but it does not change the facts, which I will repeat: for a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

Just because you don’t like being told that something that benefits the rich is a privilege doesn’t mean it’s misinformation. Just own your privilege and move on. It’s okay, really.

I will not move on so you can MISINFORM others and possibly cost them an admission.

For a need blind school there is no reason ANY STUDENT at ANY INCOME LEVEL cannot apply ED if the NPC says it is affordable.

No one has contradicted that fact with any valid argument.