Recommend your mortgage broker

[Anonymous]

Anonymous wrote:If you all are recommending brokers can you say if you received the best interest rates? I've been extremely unhappy at the rates quoted by brokers vs. Quicken. I have used Quicken in the past and yes it was a pain, but the interest rates were soooo much better than it made the hassle worth it.

I have 785 credit and was just quoted 4.75 yesterday with 20% down.

I did much better with a quote yesterday with slightly higher credit (same level, though) and 20% down. Call Joe DiSalvo...really.

[Anonymous]

Anonymous wrote:

Anonymous wrote:If you all are recommending brokers can you say if you received the best interest rates? I've been extremely unhappy at the rates quoted by brokers vs. Quicken. I have used Quicken in the past and yes it was a pain, but the interest rates were soooo much better than it made the hassle worth it.

I have 785 credit and was just quoted 4.75 yesterday with 20% down.

I did much better with a quote yesterday with slightly higher credit (same level, though) and 20% down. Call Joe DiSalvo...really.

By much better, I mean half a point. We are talking rates here - realized it sounds like I got something like 3%, which I did not.

[Anonymous]

Graham Setliff with First Savings beat every other quote we got when we purchased our home this past fall. He has a reputation of being very competitive- I would highly recommend at least checking in with him.

[Anonymous]

www.jonathanokun.com - he's awesome. have used him for 10 years.

[Anonymous]

Peggy Shiei, Lion Bank, and Deb Levy, Eagle Bank. First Savings mortgage also gets great reviews. Stay away from big banks, as they are too slow for this market. Same for online services, as it may be difficult for the seller's realtor to get ahold of someone to vouch for you. Same for FHA, as their loans are seen as involving too much red tape. It is a seller's market. Sellers want, and can choose, the easiest, quickest, most surefire deal. That's why, whoever you choose, you are dealing with a local bank or mortgage firm, with a responsive broker.

[Anonymous]

Anonymous wrote:Peggy Shiei, Lion Bank, and Deb Levy, Eagle Bank. First Savings mortgage also gets great reviews. Stay away from big banks, as they are too slow for this market. Same for online services, as it may be difficult for the seller's realtor to get ahold of someone to vouch for you. Same for FHA, as their loans are seen as involving too much red tape. It is a seller's market. Sellers want, and can choose, the easiest, quickest, most surefire deal. That's why, whoever you choose, you are dealing with a local bank or mortgage firm, with a responsive broker.

Seller can kiss it. I put in my offer with a mortgage broker and then shop around and get the best rate. As long as I close on time it's none of their business who I finance with.

[Anonymous]

Anonymous wrote:NOT Quicken Loans. Ugh!

fine for refi

[Anonymous]

Why is it that internet banks take 2x as long as local banks?

[Anonymous]

Anonymous wrote:

Anonymous wrote:NOT Quicken Loans. Ugh!

fine for refi

Agree - very good for refi, but i wouldn't use for 1st time home purchase.

I recommend Marc Aymard at First Home Mortgage - very responsive, super professional, and goes the extra mile to get the deal done (e.g., will call Seller agent to vouch for strength of financing package, for us, came down on rates when we found a lower rate elsewhere, responds to emails/phone calls evenings and weekends, if need be).

[Anonymous]

I used Sean Glennon with Home Savings & Trust Mortgage. http://www.seanglennonloans.com/index.rad

He is local, is responsive, got me the best loan and was willing to lock me in at a lower rate after I locked in my rate. Plus, he played football for the Hokies.

[Anonymous]

Alex Jaffe at First Home Mortgage. We've used him for re-financing and a purchase and he's never been anything but awesome.

[Anonymous]

Anonymous wrote:Paul Nagel, First Home Mortgage

+2

[Anonymous]

Jennifer Zinn, PNC BANK. Best rates with superior customer service. Highly recommend.

[Anonymous]

Anyone recommendations for a broker who can navigate us through a refinance/construction loan? Have $1.2 million equity in our house but are planning a $600,000 addition/renovation.

[Anonymous]

Anonymous wrote:I used Sean Glennon with Home Savings & Trust Mortgage. http://www.seanglennonloans.com/index.rad

He is local, is responsive, got me the best loan and was willing to lock me in at a lower rate after I locked in my rate. Plus, he played football for the Hokies.

+1