Do you still have checks?

[Anonymous]

We have them but I maybe use five a quarter.

[Anonymous]

We still pay some monthly bills by check.

[Anonymous]

Of course you need checks

[Anonymous]

Anonymous wrote:Yes, because now they have added fees on credit card transactions. Also i don’t want to send my debit card info if I get a bill and can’t pay online for some reason. And I use them for special occasion gifts where I can see if it’s been cashed. Granted these are examples are uncommon.

Yes. Because of small merchants and repairpeople.

Plumbing Company - $1,400
Electrician - $200
Car Dealership Repairs $1,000s
Occasional gifts
College kid apartment deposit (want evidence)

PTA expenses from PTA account (no charge card or debit card with this).

It's enough to make it worth still having checks.

[Anonymous]

Yes-the main thing I use them for is random school field trip or activity fees.

I’ve had big house expenses (kitchen Reno, window replacement) where they either limited the amount you could pay by card or gave a discount for paying by check.

I probably use 5-8 s year.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I do but do not carry them around. Mine are so old they still say Chevy Chase Bank on them. CapOne took them over a decade or more ago.

On those still work? I might have a decade old checkbook in the back of a dresser somewhere

Yup still work

[Anonymous]

Anonymous wrote:Checks are for the elderly

I would say checks are for homeowners. The guys who did the roof repair wanted a check; they guys redid the windows wells wanted a check; the plumber prefers a check, so he doesn't lose the cc fees.

[Anonymous]

Yes I write a few checks per year (county and town property taxes, eg)

[Anonymous]

Anonymous wrote:Checks are for the elderly

Checks are for people who want to save fees.

OP, you can mail a check from your bank.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Yes, because now they have added fees on credit card transactions. Also i don’t want to send my debit card info if I get a bill and can’t pay online for some reason. And I use them for special occasion gifts where I can see if it’s been cashed. Granted these are examples are uncommon.

Yes. Because of small merchants and repairpeople.

Plumbing Company - $1,400
Electrician - $200
Car Dealership Repairs $1,000s
Occasional gifts
College kid apartment deposit (want evidence)

PTA expenses from PTA account (no charge card or debit card with this).

It's enough to make it worth still having checks.

Same here. People in trades seem to prefer checks and if there is a credit card option, they will tack on another 3% fee. I am not interested in wasting money so check it is.

I don't think I write more than 10 a year but it still has its place.

[Anonymous]

I work for a small construction company and most of our customers pay by check. We charge an extra 3.5% for credit/debit cards.

I got something like 500 checks from our credit union when I opened an account 20 years ago. We're about halfway through the pile. Not quite a lifetime supply!

[Anonymous]

Anonymous wrote:Yes. I pay some bills that way. Especially if I don't want them getting my card info.

But then they get your bank account number.

[Anonymous]

Yes of course we have checks!

[Anonymous]

Yes - with the extra charges for using credit cards these days, I write checks at least 5 times a month. Even my dentist is charging credit card fees now.

[Anonymous]

I have them. I only use them to pay my therapist and my quarterly estimated taxes.