Is there a psychological reason to explain why I’m like this?

Anonymous
Anonymous wrote:
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.



Oohhh I like this: "Everything you store in your home effectively costs rent."


NP-I don't think that's true if you have room though. A huge bag of dog food v. a small one doesn't matter in my garage. But it DOES matter to me that if I don't buy the big bag I'll get a much worst deal in terms of cost per pound, and also might waste time having to run to the store because I ran out. I feel like my time is money, and so is brain space wasted on running out of things.
Anonymous
You don't need it just wait until you do.
Anonymous
You are perseverating, OP. Talk to people close to you and ask what they have observed. Read up on it. If you think it is a hindering mental issue in your life, see a behavioral therapist.
Anonymous
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.


The bolded part is correct.

The second part is nonsense.

Amazing how people can get one part right, and one part wrong.
Anonymous
beats me, but I only have about a week's worth of my super special floss left and the floss I need has been sitting in the online cart for over a month. So, you are not alone.

Normally I'm bad at spending big amounts of money, but lately even smaller amounts. I don't want to be without floss.
Anonymous
It's anxiety.
Anonymous
Anonymous wrote:
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.


The bolded part is correct.

The second part is nonsense.

Amazing how people can get one part right, and one part wrong.


How exactly is it nonsense?
Anonymous
Everyone does this op I don't think there is anything wrong with it.
Anonymous
My day to day cash flow is low relative to my expenses, so if I make a wrong move I will have to pull out of savings to cover the bills and avoid CC interest. Part of me is hesitant to buy things in bulk at a discounted price because 1) fear that I will overspend in the moment and end up paying CC interest and negating all the savings, or 2) I will buy things i end up not needing due to changes in circumstance. For example I could buy motor oil in bulk since I do my own oil changes, but I worry my car will then have an expensive repair and i trash it and my next car will use a different type of oil, so I am stuck with all this oil I cant use.
Anonymous
Not everything in life needs a label.

If the behavior is having a negative impact on your life, seek help.

But you don’t need a label to get help.
Anonymous
Anonymous wrote:Why do I put off purchases I know I need, especially when I have the money?

Examples:

I needed laundry detergent. Target was running a sale, BOGO 40% off, plus they had a $3 off each discount. I was essentially looking at $50 worth of detergent for $30. One part of my brain was like, you need this, one of them costs $13, if you buy four, it’s essentially only double the cost of one, and you’ll have detergent for the year. But another part was like, but all you need right now is ONE detergent, not four.

I debated with myself for most of the workday about what to do.

Another:

My kids’ Christmas presents. I set aside money every year for this purpose, so it’s there. Things are starting to go on sale. I know I have to purchase things before the deadline of December 25, right? I have the money, right? So why am I like, but maybe I’ll just wait until next month? Like, I have a bunch of things in carts, but something (something I don’t know) prevents me from checking out. Why? They are on sale now. They won’t be more on sale next month (likely).

What is stopping me?

How can I overcome this?


Because you are balancing cash flow vs saving/unit. Its a real conundrum for anyone who doesnt have cash flow but thats likely not your case. Its like buying a half of a beef yearly- its more expensive because its 1 lump sum but the quality is better and the per lb is better compared to grocery store prices.

You are just doing the above for small things. With that said, if you arent even buying things and then waiting until last minute or it causes you to not be able to make a decision and you lose out on things you need/want to purchase then you need to find a way to work through it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.


The bolded part is correct.

The second part is nonsense.

Amazing how people can get one part right, and one part wrong.


How exactly is it nonsense?


Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.


The bolded part is correct.

The second part is nonsense.

Amazing how people can get one part right, and one part wrong.


How exactly is it nonsense?



NP. I have no clue what “Everything you store in your home effectively costs rent.” means unless you would literally have a room to rent out for cash were it not filled with stuff you may or may not need immediately. Can someone explain?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You are instinctively resisting the consumerist machine trying to make you buy extra crap.

Everything you store in your home effectively costs rent.


The bolded part is correct.

The second part is nonsense.

Amazing how people can get one part right, and one part wrong.


How exactly is it nonsense?



NP. I have no clue what “Everything you store in your home effectively costs rent.” means unless you would literally have a room to rent out for cash were it not filled with stuff you may or may not need immediately. Can someone explain?


It means you're paying to house the stuff.
Anonymous
I definitely buy non-perishable stuff in bulk when it's on sale. It's such a relief that I won't run out of laundry detergent or soap or trash bags. For me, "in bulk" means enough for a few months. I need that stuff and there isn't a substitute so it absolutely makes sense to buy extra when it's cheap. You might have some decision anxiety going on.
post reply Forum Index » Money and Finances
Message Quick Reply
Go to: