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[quote=Anonymous][quote=Anonymous]Why do I put off purchases I know I need, especially when I have the money?

Examples:

I needed laundry detergent. Target was running a sale, BOGO 40% off, plus they had a $3 off each discount. I was essentially looking at $50 worth of detergent for $30. One part of my brain was like, [i]you need this, one of them costs $13, if you buy four, it’s essentially only double the cost of one, and you’ll have detergent for the year[/i]. But another part was like, [i]but all you need right now is ONE detergent, not four. [/i]

I debated with myself for most of the workday about what to do.

Another:

My kids’ Christmas presents. I set aside money every year for this purpose, so it’s there. Things are starting to go on sale. I know I have to purchase things before the deadline of December 25, right? I have the money, right? So why am I like, [i]but maybe I’ll just wait until next month[/i]? Like, I have a bunch of things in carts, but something (something I don’t know) prevents me from checking out. Why? They are on sale now. They won’t be more on sale next month (likely).

What is stopping me?

How can I overcome this? [/quote]

Because you are balancing cash flow vs saving/unit. Its a real conundrum for anyone who doesnt have cash flow but thats likely not your case. Its like buying a half of a beef yearly- its more expensive because its 1 lump sum but the quality is better and the per lb is better compared to grocery store prices.

You are just doing the above for small things. With that said, if you arent even buying things and then waiting until last minute or it causes you to not be able to make a decision and you lose out on things you need/want to purchase then you need to find a way to work through it. [/quote]

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