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Reply to "Is there a psychological reason to explain why I’m like this?"
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[quote=Anonymous]My day to day cash flow is low relative to my expenses, so if I make a wrong move I will have to pull out of savings to cover the bills and avoid CC interest. Part of me is hesitant to buy things in bulk at a discounted price because 1) fear that I will overspend in the moment and end up paying CC interest and negating all the savings, or 2) I will buy things i end up not needing due to changes in circumstance. For example I could buy motor oil in bulk since I do my own oil changes, but I worry my car will then have an expensive repair and i trash it and my next car will use a different type of oil, so I am stuck with all this oil I cant use.[/quote]
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