Cigna Health Insurance?

Anonymous
Anonymous wrote:Had UHC Cigna and Kaiser. All gave their pros and cons but UHC is def a disaster. I am in Recruiting and I have people who will not interview if we had UHC! Kaiser is prob my fave but Cigna is doable.

Let's face it, all of them suck because it's for profit. The best thing about Cigna is PT and worst is they are all over you for Rx. My kid is on 100mg of a med and prefers taking 2 50mg as they are smaller and easier to swallow and because we're still trying to figure out mental health wise what the moving forward stable dose will be.. well they quashed that right away. 100mg means 100mg - xtra pills be damned! Same applies to Rx - they just are very miserly when it comes to meds - brands, dose, etc


Have your doctor write the script for 2 50 mg pills per day to be taken AM and PM. Have never had a problem with this.
Anonymous
We had Cigna until this year. Your experience will depend on the plan your insurer chooses. We had a really good PPO plan. It was a great network but we did go OON at times. OON claims were sort of slow processing but we had good reimbursement. We didn’t have issues with procedures being denied. If you have to call customer service, you can expect to spend a lot to time on hold but I think that’s typical. My only complaint was pharmacy coverage. They refused a number of DD’s ADHD meds even on appeal. This year we have a different insurer and I really miss Cigna. I keep hoping we will have an opportunity to go back but i doubt that. I know our provider is changing because of employee complaints and I just hope it’s not to UHC.
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