Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It should be relevant to their thinking that you can't just get into a CCRC when you need the assisted living or memory care unit for one or both spouses. It's not impossible, but the spots are often prioritized for existing residents who came into independent living. And with two people, it's harder -- say one spouse needs assisted living but one is still independent -- it's a lot harder if the independent spouse is living offsite and wants to visit all the time.
I get that it's hard to have these conversations, OP, but I think your parents should actually visit more of the CCRCs before making the decision.
PP, agree here. - these are good points. We are going through this with DH's parents. MiL, who is quite able, understandably doesn't want to move into a CCRC if it is a 1BR as her husband has a 9-5 caregiver 5 days/week and she says would feel cramped. Her friends made decisions to remain in their home while their spouse moved into memory care units. I don't think MiL is there yet - and may never be - but do worry that they may be cutting off options while in this phase.
Where my mom is the independant units can be quite large...2 bedrooms + a den. Also some people make arrangements to combine two units (very costly but if you can do it)
Alas, they do not have the money for a combine. Their retirement plan appears to have been predicated on how it work for FiL's parents where one grandparent needed memory care, but they were able to live together as the other grandparent didn't move around much due to congestive heart, but was mentally fit. They were in a 1 BR with day help and an alarm on the BR door. Now that ILs are nearing this stage, MiL doesn't want to share quarters with an aide. I don't blame her, but they just didn't save/spend accordingly over the last 25 years.