How much did you lose today?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Pulled my money out ($3.5m) in expectation of the job report. So lost almost nothing.

Will be putting in back into S&P early next week.

Interesting how people are okay with just coasting through shit market days when there are clear indicators.

So...now what?

When are you putting it back in?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Pulled my money out ($3.5m) in expectation of the job report. So lost almost nothing.

Will be putting in back into S&P early next week.

Interesting how people are okay with just coasting through shit market days when there are clear indicators.

So...now what?

When are you putting it back in?

This is regarding the person who pulled out their $3.5M last week.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm recently retired and check my investments once a year, though not sure why. I can only imagine the behavioral mistakes people are making by paying attention to the ups and downs if the market and all of cadet bonespurs nonsense.

Good for you, completely ignoring your finances.

Actually, according to data from schwab and fidelity, accounts held by dead people (as in frozen accounts that haven't gone to the beneficiary yet) often outperform actively traded accounts. A set it and forget it strategy can work very well.

I don't doubt the right person with access to the right information can do very well trading for themselves. And clearly there are such people.

I work full time, I can't spend 40 hours a week studying stocks and making bets. I have most of my portfolio in S&P with some minor diversification and just leave it alone while adding to it aggressively. And it's paid off spectuacularly. There have been ups and downs but it's still paid off spectacularly.

The only reason that has worked is because there hasn't been a significant market crash in almost 20 years.

I have been fully S&P 500 for 40 years. Annualized return has been 11.25%. Includes the 87, internet bubble, post 9/11, global financial crisis, and COVID crashes.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm recently retired and check my investments once a year, though not sure why. I can only imagine the behavioral mistakes people are making by paying attention to the ups and downs if the market and all of cadet bonespurs nonsense.

Good for you, completely ignoring your finances.

Actually, according to data from schwab and fidelity, accounts held by dead people (as in frozen accounts that haven't gone to the beneficiary yet) often outperform actively traded accounts. A set it and forget it strategy can work very well.

I don't doubt the right person with access to the right information can do very well trading for themselves. And clearly there are such people.

I work full time, I can't spend 40 hours a week studying stocks and making bets. I have most of my portfolio in S&P with some minor diversification and just leave it alone while adding to it aggressively. And it's paid off spectuacularly. There have been ups and downs but it's still paid off spectacularly.

The only reason that has worked is because there hasn't been a significant market crash in almost 20 years.

I have been fully S&P 500 for 40 years. Annualized return has been 11.25%. Includes the 87, internet bubble, post 9/11, global financial crisis, and COVID crashes.

Good post

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm recently retired and check my investments once a year, though not sure why. I can only imagine the behavioral mistakes people are making by paying attention to the ups and downs if the market and all of cadet bonespurs nonsense.

Good for you, completely ignoring your finances.

Actually, according to data from schwab and fidelity, accounts held by dead people (as in frozen accounts that haven't gone to the beneficiary yet) often outperform actively traded accounts. A set it and forget it strategy can work very well.

I don't doubt the right person with access to the right information can do very well trading for themselves. And clearly there are such people.

I work full time, I can't spend 40 hours a week studying stocks and making bets. I have most of my portfolio in S&P with some minor diversification and just leave it alone while adding to it aggressively. And it's paid off spectuacularly. There have been ups and downs but it's still paid off spectacularly.

The only reason that has worked is because there hasn't been a significant market crash in almost 20 years.

I have been fully S&P 500 for 40 years. Annualized return has been 11.25%. Includes the 87, internet bubble, post 9/11, global financial crisis, and COVID crashes.

Excellent performance! I don't think you could have gotten luckier with an asset class during that period of time. I'm mostly invested in US small value, Emerging Markets, and some Intl small value. I've out-performed the S&P 500, though I probably wouldn't recommend due to major tracking error that most people couldn't handle.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm recently retired and check my investments once a year, though not sure why. I can only imagine the behavioral mistakes people are making by paying attention to the ups and downs if the market and all of cadet bonespurs nonsense.

Good for you, completely ignoring your finances.

Actually, according to data from schwab and fidelity, accounts held by dead people (as in frozen accounts that haven't gone to the beneficiary yet) often outperform actively traded accounts. A set it and forget it strategy can work very well.

I don't doubt the right person with access to the right information can do very well trading for themselves. And clearly there are such people.

I work full time, I can't spend 40 hours a week studying stocks and making bets. I have most of my portfolio in S&P with some minor diversification and just leave it alone while adding to it aggressively. And it's paid off spectuacularly. There have been ups and downs but it's still paid off spectacularly.

The only reason that has worked is because there hasn't been a significant market crash in almost 20 years.

I have been fully S&P 500 for 40 years. Annualized return has been 11.25%. Includes the 87, internet bubble, post 9/11, global financial crisis, and COVID crashes.

Excellent performance! I don't think you could have gotten luckier with an asset class during that period of time. I'm mostly invested in US small value, Emerging Markets, and some Intl small value. I've out-performed the S&P 500, though I probably wouldn't recommend due to major tracking error that most people couldn't handle.

That has been a very losing strategy (comparatively) for a long time so you must have started VERY early or are just making up crap on the internet

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I'm recently retired and check my investments once a year, though not sure why. I can only imagine the behavioral mistakes people are making by paying attention to the ups and downs if the market and all of cadet bonespurs nonsense.

Good for you, completely ignoring your finances.

Actually, according to data from schwab and fidelity, accounts held by dead people (as in frozen accounts that haven't gone to the beneficiary yet) often outperform actively traded accounts. A set it and forget it strategy can work very well.

I don't doubt the right person with access to the right information can do very well trading for themselves. And clearly there are such people.

I work full time, I can't spend 40 hours a week studying stocks and making bets. I have most of my portfolio in S&P with some minor diversification and just leave it alone while adding to it aggressively. And it's paid off spectuacularly. There have been ups and downs but it's still paid off spectacularly.

The only reason that has worked is because there hasn't been a significant market crash in almost 20 years.

I have been fully S&P 500 for 40 years. Annualized return has been 11.25%. Includes the 87, internet bubble, post 9/11, global financial crisis, and COVID crashes.

Excellent performance! I don't think you could have gotten luckier with an asset class during that period of time. I'm mostly invested in US small value, Emerging Markets, and some Intl small value. I've out-performed the S&P 500, though I probably wouldn't recommend due to major tracking error that most people couldn't handle.

That has been a very losing strategy (comparatively) for a long time so you must have started VERY early or are just making up crap on the internet

What you are saying isn't necessarily true. What is your definition of a "long time"? Out-performance of one asset class relative to another is highly sensitive to start date and when contributions were made (lump sum vs monthly). You will also see wildly different results when you compare two different portfolios in a decumulation phase vs accumulation phase. You might learn something by playing around on a backtesting site.