Student loan collections start tomorrow

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

dp. if you put it that way.. yes. At least people can find good paying jobs in vocational trade, and pay back their loans.

Your "college is not a vocational school" rant is tiresome, grandma/grandpa.

Listen, Flower, parents and students already expect colleges to land you a job, so they’ve become vocational schools, so they should be treated and recognized as such. As the other poster said, traditional college study should be the priority and subsidized differently or not at all.

Then, no one should subsidize your navel gazing major. Do it on your own dime, sweetie.

Ahhh here's another MAGA twit who's fully subscribed to the FALSE notion that some massive percentage of kids are getting degrees in "underwater basket weaving."

It is clear you have not attended a university or college in the last 30 years. Kids these days are even getting weak ass milktoast computer science degrees and finding out afterwards that nobody is interested in employing them because they cannot engineer their way out of a paper bag.

Something dramatic has to change. And it needs to come from both ends. Dry up the funding in the form of student loans and close a huge number of the schools and programs. What we have now is a distorted fiction with no proper market forces.

That's bullshit, and you are just making excuses for industry to undercut US grads and hire indian H1B workers at a fraction of a fair wage.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

dp. if you put it that way.. yes. At least people can find good paying jobs in vocational trade, and pay back their loans.

Your "college is not a vocational school" rant is tiresome, grandma/grandpa.

Listen, Flower, parents and students already expect colleges to land you a job, so they’ve become vocational schools, so they should be treated and recognized as such. As the other poster said, traditional college study should be the priority and subsidized differently or not at all.

Then, no one should subsidize your navel gazing major. Do it on your own dime, sweetie.

Ahhh here's another MAGA twit who's fully subscribed to the FALSE notion that some massive percentage of kids are getting degrees in "underwater basket weaving."

It is clear you have not attended a university or college in the last 30 years. Kids these days are even getting weak ass milktoast computer science degrees and finding out afterwards that nobody is interested in employing them because they cannot engineer their way out of a paper bag.

Something dramatic has to change. And it needs to come from both ends. Dry up the funding in the form of student loans and close a huge number of the schools and programs. What we have now is a distorted fiction with no proper market forces.

I do a lot of interviews. You wouldn't believe the number of recent grads who can't even perform simple programming tasks like loop over a list or array. I've started hiring older people and career switchers.

I actually do believe it. I somehow ended up with /computerscience or the equivalent on reddit, and it is a huge number of kids complaining about being unemployable. We wrote an interpreter / compiler for Ruby in graduate school that ultimately ran code on the java virtual machine. I have confidence 80% or more of these "computer science" graduates do not even understand the principles behind the java virtual machine, and certainly would never be able to work with bytecode to run on it.

Woah woah woah, wtf?

If you're directly writing or manipulating bytecode for a JVM you're doing it wrong. That's the job of the java compiler.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

I guess you missed this article the article below that got a lot of attention when it was first published. I can confirm as the parent of a senior in a highly competitive college that school assignments in high school and college did not involve reading a lot of actual books from cover to cover but excerpts from books or short articles. In contrast, I had to read dozens of whole books in HS and college and write 15-20 page papers vs. the 3-5 page papers being assigned now.

THE ELITE COLLEGE STUDENTS WHO CAN’T READ BOOKS
To read a book in college, it helps to have read a book in high school.
https://www.theatlantic.com/magazine/archive/2024/11/the-elite-college-students-who-cant-read-books/679945/

[Anonymous]

This thread is just full of anti-college liars and trolls.

We see you.

[Anonymous]

Anonymous wrote:This thread is just full of anti-college liars and trolls.

We see you.

Don't think you're seeing much with your head buried in the sand.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

dp. if you put it that way.. yes. At least people can find good paying jobs in vocational trade, and pay back their loans.

Your "college is not a vocational school" rant is tiresome, grandma/grandpa.

Listen, Flower, parents and students already expect colleges to land you a job, so they’ve become vocational schools, so they should be treated and recognized as such. As the other poster said, traditional college study should be the priority and subsidized differently or not at all.

Then, no one should subsidize your navel gazing major. Do it on your own dime, sweetie.

Ahhh here's another MAGA twit who's fully subscribed to the FALSE notion that some massive percentage of kids are getting degrees in "underwater basket weaving."

It is clear you have not attended a university or college in the last 30 years. Kids these days are even getting weak ass milktoast computer science degrees and finding out afterwards that nobody is interested in employing them because they cannot engineer their way out of a paper bag.

Something dramatic has to change. And it needs to come from both ends. Dry up the funding in the form of student loans and close a huge number of the schools and programs. What we have now is a distorted fiction with no proper market forces.

If you are going to cast slurs against our youth, then correctly spell milquetoast.

[Anonymous]

Anonymous wrote:I finished paying mine last year, so I was getting billed again. But I'm curious to know whether programs that allowed people to pay based on their income with forgiveness after 25 years still exist.

I know women whose education and work have been derailed by abusive marriages and relationships, who have really struggled with the student loan thing, And a guy whose ex wife got her huge law school loans consolidated with his small tech school loans back when that was a thing, then divorced him, and no longer works as a lawyer--and he is stuck with her debt even though the divorce terms required her to pay.

OMG, that's awful.

[Anonymous]

Anonymous wrote:

Anonymous wrote:They should start by publishing the colleges with the most outstanding debt.

I don't know the numbers, but there are huge problems with for-profit schools when you consider lower income students. They may rely on those because online courses allow them to work (and take care of families in many cases). The best of them are ok, it appears (I know people who have used them to transition from blue collar factory or restaurant/bar server jobs to professional jobs) but some are known for abusive practices (and sanctioned by DoE in the past--probably nobody will pay any attention now) and for many others what the see as a lifeline to success turns out to be a frayed piece of twine.

I'd like to see in depth research and a detailed breakdown of who owes money, what schools they attended, whether they worked during college (working students have a lower graduation rate and take longer to graduate if they do graduate), etc.

I wish I had at my fingertips, but do not. DH sits on an ed board and has told me that many of these borrowers were low income students who dropped out as they were not able to make the finances work and do not have degrees. They now owe large sums - let's say 20K-50K - for someone working minimum wage (a rate that varies widely from state to state).

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

Look again.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

I guess you missed this article the article below that got a lot of attention when it was first published. I can confirm as the parent of a senior in a highly competitive college that school assignments in high school and college did not involve reading a lot of actual books from cover to cover but excerpts from books or short articles. In contrast, I had to read dozens of whole books in HS and college and write 15-20 page papers vs. the 3-5 page papers being assigned now.

THE ELITE COLLEGE STUDENTS WHO CAN’T READ BOOKS
To read a book in college, it helps to have read a book in high school.
https://www.theatlantic.com/magazine/archive/2024/11/the-elite-college-students-who-cant-read-books/679945/

Maybe in your shitty red-county schools...

My kid is currently in college and had dozens of whole books assigned for reading in high school, as well as writing many thorough and detailed papers. In a very blue school district.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

I guess you missed this article the article below that got a lot of attention when it was first published. I can confirm as the parent of a senior in a highly competitive college that school assignments in high school and college did not involve reading a lot of actual books from cover to cover but excerpts from books or short articles. In contrast, I had to read dozens of whole books in HS and college and write 15-20 page papers vs. the 3-5 page papers being assigned now.

THE ELITE COLLEGE STUDENTS WHO CAN’T READ BOOKS
To read a book in college, it helps to have read a book in high school.
https://www.theatlantic.com/magazine/archive/2024/11/the-elite-college-students-who-cant-read-books/679945/

MCPS just has you read sections and excerpts.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

Look again.

This is false, and I think you are conflating different things. While educational attainment goals in high schools have been dropping, there is no evidence that any significant percentage of currently-enrolled college students can only read or do math at a 7th or 8th grade level.

Telling people "Look again" isn't going to somehow make fictitious statistics materialize for you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

dp. if you put it that way.. yes. At least people can find good paying jobs in vocational trade, and pay back their loans.

Your "college is not a vocational school" rant is tiresome, grandma/grandpa.

Listen, Flower, parents and students already expect colleges to land you a job, so they’ve become vocational schools, so they should be treated and recognized as such. As the other poster said, traditional college study should be the priority and subsidized differently or not at all.

Then, no one should subsidize your navel gazing major. Do it on your own dime, sweetie.

Ahhh here's another MAGA twit who's fully subscribed to the FALSE notion that some massive percentage of kids are getting degrees in "underwater basket weaving."

It is clear you have not attended a university or college in the last 30 years. Kids these days are even getting weak ass milktoast computer science degrees and finding out afterwards that nobody is interested in employing them because they cannot engineer their way out of a paper bag.

Something dramatic has to change. And it needs to come from both ends. Dry up the funding in the form of student loans and close a huge number of the schools and programs. What we have now is a distorted fiction with no proper market forces.

That's bullshit, and you are just making excuses for industry to undercut US grads and hire indian H1B workers at a fraction of a fair wage.

This. And worse yet we're flooded with foreign H1Bs in computer science who aren't proficient enough in English and are lacking in non-CS skills to properly understand the business requirements for the thing they are supposed to build. But hey, they drilled on leetcode and passed the entry bar.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why should he be forgiving loans?

Why should people have to take out massive loans just to get an education in the first place?

I disagree with Trump on more or less everything, but shouldn’t that all depend on what students decide to study? I’ll gladly subsidize more doctors or teachers in rural communities no one wants to work in, but not let’s say, a $60k per year degree in underwater basketweaving from a private college.

What you’re really saying is that you’re willing to subsidize a vocational education (engineering, doctors, nurses, teachers) not traditional college/university education (philosophy, English literature, etc) which is meant to expand the mind. It seems more and more people treat college/universities as vocational schools for white collar jobs. It is a wonder that students are allowed electives.

Half of Americas high school grads read and do math at a 7 or 8th grade level.

They shouldn’t be using anyone’s money for college unless they start putting up real work and performance.

The kids who can only read and do math at a 7th or 8th grade level aren't the ones going to college, nimrod.

I guess you missed this article the article below that got a lot of attention when it was first published. I can confirm as the parent of a senior in a highly competitive college that school assignments in high school and college did not involve reading a lot of actual books from cover to cover but excerpts from books or short articles. In contrast, I had to read dozens of whole books in HS and college and write 15-20 page papers vs. the 3-5 page papers being assigned now.

THE ELITE COLLEGE STUDENTS WHO CAN’T READ BOOKS
To read a book in college, it helps to have read a book in high school.
https://www.theatlantic.com/magazine/archive/2024/11/the-elite-college-students-who-cant-read-books/679945/

MCPS just has you read sections and excerpts.

They do some of this, but my DC in MCPS did read a few books in HS.