Parent expecting me to pay back parent plus loan

[Anonymous]

I got a text from my mom out of the blue with the information to pay the remaining balance off of a loan she took out for my undergraduate education. Due to a divorce and bad financial decisions, she says that she can no longer pay it and now expects me to pay it since I’m starting a new job. I’m happy to help contribute but she expects me to pay starting next month and since she hasn’t made payments in a year - she’s not sure the full balance and says vaguely that she paid 1000k monthly at one point. I’m super upset that she sprung this up on me and she claims it’s always been the plan. Does anyone else think this is unreasonable? We have a decent HHI but two kids in daycare and my husband’s student loans.

[Anonymous]

OMFG yes you pay for that.

[Anonymous]

Anonymous wrote:OMFG yes you pay for that.

It’s a parent loan? So I’m not sure it’s so cut and dried.
Is your name on it, OP?
I think the right thing to do is to help your mom pay it, but if you can’t and your name isn’t on it then you aren’t technically obligated.

[Anonymous]

Yeah, you should pay for the balance of the loans.

[Anonymous]

Why is it ok to pay your husband’s student loans but not your own? Just bc your mom floated it for you all those years?

[Anonymous]

Good lord OP. Your mom was not in school; you were.

[Anonymous]

You have two kids, so she's been paying for at least ten years?
The reason she's not paying anymore due to financial trouble.
It's only right for you to pay the rest of the loan.

[Anonymous]

Your mother is saying she cannot pay for loans that were taken out to pay for your college.

Are you saying that back in the day you had no idea your mother took this loan out for you? Would you have done anything different, like go to a cheaper school, had you known?

Tell us what the total amount is. It’s an unpleasant surprise, for sure, but what can be done? If you don’t pay, can she declare bankruptcy and get out of the loans?

[Anonymous]

It definitely sucks that she's springing this on you and that she hasn't been paying, but she's probably humiliated about it and has been stressing about asking you for the past year. Have some sympathy.

[Anonymous]

It’s a loan under her name. Paying 1000k monthly while I have other student loans plus my husbands loans + daycare is a lot. I’m mad because of the way she handled it. She could have sit down with us and explained the situation- instead I get a random text with the log in for the loan telling me to pay next month.

[Anonymous]

Anonymous wrote:It’s a loan under her name. Paying 1000k monthly while I have other student loans plus my husbands loans + daycare is a lot. I’m mad because of the way she handled it. She could have sit down with us and explained the situation- instead I get a random text with the log in for the loan telling me to pay next month.

She’s been paying 1000/month for how long??

[Anonymous]

It sounds like reality. Reality is not always pleasant.

[Anonymous]

Anonymous wrote:It’s a loan under her name. Paying 1000k monthly while I have other student loans plus my husbands loans + daycare is a lot. I’m mad because of the way she handled it. She could have sit down with us and explained the situation- instead I get a random text with the log in for the loan telling me to pay next month.

Oh BS you’re just mad how she handled it. You know you’re mad you have to pay it. It’s your responsibility.

[Anonymous]

Was the divorce from your father?

[Anonymous]

Are you trying to say she paid 1000 dollars per month? Bc 1000k doesn’t mean that.