TSP percentages
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Anonymous
| What funds are you in right now, and what percentages? |
Anonymous
| Bump |
Anonymous
| I was 100% C fund for my entire 34-year federal career. I retired last year with $2.5 million in my TSP. Since retirement, I have moved to a more conservative 85% C fund and 15% G fund since G fund can never lose money but also doesn't make much either. |
Anonymous
| C fund. I plan to keep it at least until 65. 10 years from now. |
Anonymous
| 100% G until the crash. |
Anonymous
| About 75 C and 25 S. Long-time fed. |
Anonymous
| No one in I? |
Anonymous
| 80% C, 20% S. As always. |
Anonymous
I was thinking of doing that too. |
Anonymous
| I’m 48. I opted for the Lifecycle funds to avoid having to rebalance and because I tend to be more conservative. For most of my career I was buying L2040, but switched to L2050 a year or two ago. So I’m at 89% L2040 and 11% L2050, with all new contributions going to L2050. |
Anonymous
| I’m in L funds too |
Anonymous
I’ve got a bridge to sell you… |
Anonymous
I did that with mine yesterday (retired Fed). DH is a fed but not willing to move any of his yet, but I am worried about what Trump is going to do to the economy. However, I am also worried he's going to destroy the value of the $ so not even G is safe. |
Anonymous
I’m the pp you replied to. I’m gambling here. I readily admit you cannot time the market. At least not in normal times. I did the same (all G) in the summer of 2008. It was really scary and I looked stupid at first when it went back up some then I looked really smart when it crashed. I put my money back into C and the market kept going down and I looked stupid again and just rode it out from there. |
Anonymous
The thought process for people who know nothing about investing goes something like this.... Hmmm, what has done well lately? Yep, invest everything in that 
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