I'm so angry right now. PCP sent a referral to do a sleep study. I lineup the sleep study with the health group/facility. Still no word if my insurance is covering anything. I try calling their office number on their website, and it routes you through an automated system where I get an operator on the line who tells me she can't determine if my insurance will pay and to call the office number. The number she gives me is the same exact number online that I called in in the first place. And around and around and around I go with no answer.
Ok, screw that. I try calling up my insurance company directly to see if pre-authorization is required....sit on the phone for hours and am still waiting. I am just so sick of this trash. I am seriously consider leaving soon so I never have to deal with trash US healthcare anymore. I can't wait to be told soon that no, the sleep study won't be covered anyway even though the doctor ordered it. Why the F is it so goddamn hard to get HC in the US, and why do oatients have to waste hours getting answers or thrown into circular loops over and over again with no answers until it breaks your will to pursue? I can't imagine how terrible this would be if I had a more serious illness and were too weak to deal with all of this stupid nonsense. I went to Thailand once with my in-laws. My sister in-law fell and broke her arm. She was in and out of the hospital after getting x-rays, a cast, and meds in no time. Total cost was $300 with no insurance. I just want to gouge my eyes out just trying to figure out if I can even get a GD sleep study paid for by insurance. |
Ohh yeah, I also forgot to add - the health group in charge of the sleep study also refers you to their website to chat to a representative for more information regarding billing and insurance. Of course there's no one chatting and you have to wait hours to get a message back according to their chat program. So insane. |
No.
I don't have garbage healthcare. I have very good healthcare. Change insurance companies. My DH's sleep study was covered. I'm not saying that our insurance company is amazing but they do answer the phone. |
I have very good healthcare, and yet mental health coverage is so incredibly difficult to find. Doctors only want to take new patients from a hospital setting.
What country has amazing mental health coverage. |
Workers do not have control over what their employers offer. |
The naive American who was born yesterday thinks Thailand has better healthcare than the US. Sure. Go and enjoy!! |
USA#1 healthcare! We just bankrupt everyone for it. |
Earlier this month, democracy literally died in the US.
So yes, we are planing to move overseas as soon as possible. Likely to Europe, if we can find any possible way. |
Not healthcare specifically, but the US doesn't invest in its people or its infrastructure and the idea that it's wasteful and foolish to do so is seen as a legitimate political position.
I wish I had pursued an additional citizenship years ago. |
Legitimate question - what are you referring to specifically? |
No. I got a job with excellent health insurance. I can basically go anywhere and just pay a $30-40 copay. |
You spend cash to visit Thailand but buy crap insurance. You want to leave for Thailand . . do you see a pattern here of the types of decisions you make? |
They have EXCELLENT health care. Prior to the pandemic, I was flying yearly to Bangkok to do a complete health review, blood, stress, cardiac tests and more. Total cost $700 and sent electronically to my doctor. The same procedures at Sloan Kettering would cost 10’s of thousands. I went to Tijuana for dental work as well as weight loss and plastic surgery. Don’t be so ignorant of excellent cost effective medical care outside the USA! |
But if for some reason you couldn't work or you lost that job, then what? Aren't you angry that we're held hostage to employers because of health care? |
Why does everyone rely on someone else to pay for everything? I don't get it. If your health is important to you, spend money on it. Who cares if the sleep study is covered or not. If you feel you need it so you can work on your health and longevity then go get it and pay the bill. All the other money you waste on stuff (entertainment, fancy cell phone, cable/internet packages, etc.) could be spent on more important things. Please don't lie and pretend you don't waste money. If you can't afford to pay for the sleep study out of pocket you don't deserve to get it. Services and time aren't free. Be responsible for yourself at least once in your life instead of complaining and wanting someone else to cover your expenses. |