Nanny Shares have NONE of the "assumed" insurance coverage. ANYWHERE.

[Anonymous]

If your nanny is providing paid care for another child in your home, the visiting child is EXCLUDED from any basic coverage. Same if you are paying your friend's nanny to care for your child in their home.

If there's an accident of any kind, the hosting family is held liable for breaking the law.

[Anonymous]

What law? Would appreciate it if you point it out. Thanks

[Anonymous]

Anonymous wrote:What law? Would appreciate it if you point it out. Thanks

Why don't you want to give your insurance agent a call, if you really want to know?

[Anonymous]

I'm asking about the law, not the insurance plan

[Anonymous]

Anonymous wrote:I'm asking about the law, not the insurance plan

Location?

[Anonymous]

Of please. The host parents could just say the child over playing. There's always a loop hole.

[Anonymous]

Anonymous wrote:Of please. The host parents could just say the child over playing. There's always a loop hole.

That should work fine as long as a parent is there.

[Anonymous]

Another reason allowing a nanny to bring their own child to work is a BAD idea.

[Anonymous]

Anonymous wrote:Another reason allowing a nanny to bring their own child to work is a BAD idea.

No one's paying for that, silly.

[Anonymous]

Oh, good grief. Check with your insurer. This was not the case with ours, and I'm sure they aren't the only ones in town who have a rational policy on this. The only person who was not covered by our base policy was our nanny, and that was because she works more than 20 hours a week--had she worked under 20, she would have been covered automatically. We aded a rider to cover the extra hours--easy (and inexpensive).

Worker's comp is also required in MD and DC, but not in VA (though personally I would get it regardless). So whether you are breaking the law by not having it depends on where you live.

[Anonymous]

Anonymous wrote:Oh, good grief. Check with your insurer. This was not the case with ours, and I'm sure they aren't the only ones in town who have a rational policy on this. The only person who was not covered by our base policy was our nanny, and that was because she works more than 20 hours a week--had she worked under 20, she would have been covered automatically. We aded a rider to cover the extra hours--easy (and inexpensive).

Worker's comp is also required in MD and DC, but not in VA (though personally I would get it regardless). So whether you are breaking the law by not having it depends on where you live.

Your problem is the noncovered other child, not your employee nanny.

[Anonymous]

Anonymous



Anonymous wrote:
Another reason allowing a nanny to bring their own child to work is a BAD idea.

No one's paying for that, silly.

You must be new here.