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Reply to "Nanny Shares have NONE of the "assumed" insurance coverage. ANYWHERE."
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[quote=Anonymous]Oh, good grief. Check with your insurer. This was not the case with ours, and I'm sure they aren't the only ones in town who have a rational policy on this. The only person who was not covered by our base policy was our nanny, and that was because she works more than 20 hours a week--had she worked under 20, she would have been covered automatically. We aded a rider to cover the extra hours--easy (and inexpensive). Worker's comp is also required in MD and DC, but not in VA (though personally I would get it regardless). So whether you are breaking the law by not having it depends on where you live.[/quote]
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