Anonymous wrote:OP here. Thank you to everyone who replied.

Update: I've decided to let her keep the stuff this time around. However, I'm going to get her her own credit card (with a limit, of course) so that she can practice spending responsibly. She was NOT happy to hear this, but I had to put my foot down.

Anonymous wrote:

Anonymous wrote:OP here. Thank you to everyone who replied.

Update: I've decided to let her keep the stuff this time around. However, I'm going to get her her own credit card (with a limit, of course) so that she can practice spending responsibly. She was NOT happy to hear this, but I had to put my foot down.

This girl is wildly spoiled and obnoxious. She was disrespectful by buying $400, and then is upset that she'll have an allowance going forward? I'd kill her. You are creating this monster, OP. So many of us said to make her return everything. Don't come crying to us when you buy her a Porsche for her first car and she crashes it within the first six months so then you BUY her ANOTHER car that's slightly less nice and she pitches a fit.

Anonymous wrote:OP here. Thank you to everyone who replied.

Update: I've decided to let her keep the stuff this time around. However, I'm going to get her her own credit card (with a limit, of course) so that she can practice spending responsibly. She was NOT happy to hear this, but I had to put my foot down.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:hell to the no
My kid would be:
She will return
All by herself
And she would take a Dave Ramsey course on the weekends

dramatic much

It doesn't sound like OP had a discussion with her DD about what's allowed and how to spend money. So I'd start there.

That's an interesting take.

How about the fact that this kid has zero money of her own and going into a store, automatically thinks $400 is a perfectly acceptable amount to spend. Sounds like she thinks it's Monopoly money.

It sounds like she was allowed to use the card for dinner, etc? The OP seemed to think spending $100 at Sephora would have been fine but spending $400 was way too much and I don’t see how the kid would have known that without being told. That’s a pretty fine line.

+1. It’s really not that hard to spend $400 at Sephora. My parents gave me a credit card when I was in HS too on the understanding that it would be used for reasonable expenses (like getting pizza after going to the movies, lunch out once or twice a week, and yes, occasional shopping at the mall). They never gave me a specific dollar amount but I deduced “reasonable” from their spending habits.

If OP is generally wealthy and hasn’t had a specific conversation with DD, I can see how maybe $400 wouldn’t seem like a crazy amount to a teenager. Especially if it’s only 4-5 things. I’d just be more clear about it, OP. Like establish that $100 is the budget for shopping trips with friends. And if you can afford it, just let it go this time.

Anonymous wrote:

Anonymous wrote:Those of you who think $400 is hard to spend at Sephora are nuts. Most items there are $20-$30 minimum, and many are higher. A bag of 15-20 things could easily be $400. That being said make her return it, of course she doesn’t keep it.

Who would buy 15-20 things all at once?!

Anonymous wrote:My almost 18-year old texted me and asked if $14 was too much to spend on lunch and if he has gone overboard this month with the credit card.
He is allowed to leave school for lunch. Usually gets pizza for $8, so $14 at Chipotle was a lot.
This is a kid who wants absolutely no stuff and is now worried about spending too much on food as a growing teen. Maybe I got lucky with the kid.
I would have been gasping for air if my kid had done what yours did. He has had the card for years to build credit so it's not the age.

Anonymous wrote:I'd have her return it and then set a rule about not spending more than x amount without getting permission first.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:hell to the no
My kid would be:
She will return
All by herself
And she would take a Dave Ramsey course on the weekends

dramatic much It doesn't sound like OP had a discussion with her DD about what's allowed and how to spend money. So I'd start there.

That's an interesting take.

How about the fact that this kid has zero money of her own and going into a store, automatically thinks $400 is a perfectly acceptable amount to spend. Sounds like she thinks it's Monopoly money.

It sounds like she was allowed to use the card for dinner, etc? The OP seemed to think spending $100 at Sephora would have been fine but spending $400 was way too much and I don’t see how the kid would have known that without being told. That’s a pretty fine line.

+1. It’s really not that hard to spend $400 at Sephora. My parents gave me a credit card when I was in HS too on the understanding that it would be used for reasonable expenses (like getting pizza after going to the movies, lunch out once or twice a week, and yes, occasional shopping at the mall). They never gave me a specific dollar amount but I deduced “reasonable” from their spending habits.

If OP is generally wealthy and hasn’t had a specific conversation with DD, I can see how maybe $400 wouldn’t seem like a crazy amount to a teenager. Especially if it’s only 4-5 things. I’d just be more clear about it, OP. Like establish that $100 is the budget for shopping trips with friends. And if you can afford it, just let it go this time.

My teenagers would know that is 2 weeks worth of groceries, so they'd have context to know that's a lot of damn money.

Anonymous wrote:OP here. Thank you to everyone who replied.

Update: I've decided to let her keep the stuff this time around. However, I'm going to get her her own credit card (with a limit, of course) so that she can practice spending responsibly. She was NOT happy to hear this, but I had to put my foot down.

Anonymous wrote:So glad I wasted my time responding to this yesterday.

Lesson learned. You're an idiot op.