Current Grade: 2nd
NNAT: - Did not take
CoGAT: 145
In Pool (Yes/No): Yes
iReady Math Percentile: 99
iReady Reading Percentile: 95
HOPE (good/bad/etc, # of exceptional subjects): 4R, 3S, 4O
Exceptional - Math, Reading
Subject-specific AAP - Already enrolled.
WISC - Awaiting results.

We disagree with a 2 or 3 of the HOPE score ratings. The impressions we got when he met the teacher earlier was that she had collected some good samples and seemed positive for AAP. But with the HOPE score she gave makes us feel blindsided a bit. Well, at this point it is what it is but the main thing is that the the kid is capable of handling much more complexity and is not being challenged enough. Otherwise we wouldn't even think about pushing for AAP if we felt his little brain wasn't ready.
Appreciate your thoughts!

For most part the upgrades are in line with our taste. A couple of things here and there can be overlooked.

It's been on the market for only a few days but it's a Redfin 'hot home' and homes are selling here like hot cakes. I think we'd have to stay here for at least 7-10 years to get some good appreciation. So I understand that this is for a long haul.
And yes, it's about 20 years old. So old enough.

So we really like this single family home (priced at 850k) and the seller (living in it for over a decade) has done an amazing job of upgrades (may be some are more than necessary). The upgrades, inside and out, are definitely worth more than 100K. The selling price set is above 75k for similar homes in general vicinity. It's on a cul de sac but the deck/backyard overlooks a road which is medium-busy with a speed limit of 35 miles. But it's all fenced in.
The houses in the area have appreciated about 4-5% over the last several years.
The question is, is it worth giving that extra 75k for 100k worth of upgrades- given that we pretty much like everything else about the home? Does it affect the appreciation in future, given you're paying more right now?

Any thoughts or ideas are appreciated!

Thanks!

Which is a better option? To pay off a home early and count that towards your net worth or save the money. I guess there'd be a good balance - so if you had $100, would you put $70 towards equity and $30 towards savings? - let's assume this is after you've enough savings to last you for 6 months in case of emergency.