Had a contracting company come out for windows. They had a good financing deal and said they needed to see if I would be approved for the financing. I said fine but did not end up purchasing the windows. Shady process all around but I digress. Anyway, I just got a credit card from the company that they said they were checking to see if I was approved by. I was told they were checking to see if I would be approved, not opening an account. I just got the card today and the "approval check" was done on 10/13/17. What should I do? Should I just leave the card as is, there will be no payments on it becuase I didn't purchase the windows. Or should I call the company and cancel the card? I have good credit, about 770 currently, and have 5 credit cards (including this new one 6). I pay in full every month, no balance and have a 20 yr credit history. Which will be better for my credit rating?
If no luck after a year I would start looking into assistance. My wife's obgyn did not give us good guidance and we floundered for 3 years of emotional strain on my wife and we were 3 years older We were both kind of hesitant tot do IVF which was probably why we were not more aggressive with her obgyn's guidance. It was 2 extra unnecessary years, so I would say if no kids after 12 tries go get help.