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Anonymous wrote:Anonymous wrote:Yes, definitely have a budget. HHI 195k.
I agree with the PP who wrote about a budget just telling your money what to do. I also listen to Dave Ramsey - and I'm a 30 something year old Democrat and black woman. His financial advice is solid. I truly believe that no matter how much you make, you have to know exactly where your money is going.
When we spend our allotment for a category, we generally stop spending. There are times when we tweak it and move money around to cover unexpected expenses, etc. (Not just serious expenses, but fun ones too, like brunch with friends). But, we can do that comfortably b/c we're not overspending every other month.
I'm very surprised at the amount of people who don't have a budget that responded.
How do you just stop spending when you reach your allotment? What if you needed something?
In my case I've learned to question myself if what I "need" is just something that I "want". If I really need it, I take it from a different category but it is rare. It wasn't easy at first but now I am good at differentiating between the two. Our biggest challenge like most people here is eating out and groceries, but we are slowly getting better.
OP, what do you consider overweight anyway?
She is trash and Eddie should've know better and run away fast. Now he is stuck with a bunch of losers.