Should I move to Florida?

Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:As someone who lives in Florida, I guess there are some savings, but we pay A LOT in home insurance because of the hurricane coverage. Our $1M home costs us $10K a year in home insurance, our property taxes, $13K.


And this is only going to get worse. Plus, the rest of the country will, at some point, get sick of subsidizing Florida's rebuild when hurricanes and floods of ever-increasing frequency and severity continue to decimate it.

Climate change is really going to hit FL hard over the next 20 to 50 years. They are already seeing the impact of it.


I have to say, given what we know about climate change, I think that people who move their now need to have their heads examined. Or pick up a newspaper every once in a while.


You do realize that people live inland in Florida, as well as on the coasts...right?

My house is 3 years old and costs $900 a year in homeowners insurance.


Inland is where the poors live, it’s really grim.


Huh. I will have to let people in Wellington know!
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:As someone who lives in Florida, I guess there are some savings, but we pay A LOT in home insurance because of the hurricane coverage. Our $1M home costs us $10K a year in home insurance, our property taxes, $13K.


And this is only going to get worse. Plus, the rest of the country will, at some point, get sick of subsidizing Florida's rebuild when hurricanes and floods of ever-increasing frequency and severity continue to decimate it.

Climate change is really going to hit FL hard over the next 20 to 50 years. They are already seeing the impact of it.


I have to say, given what we know about climate change, I think that people who move their now need to have their heads examined. Or pick up a newspaper every once in a while.


You do realize that people live inland in Florida, as well as on the coasts...right?

My house is 3 years old and costs $900 a year in homeowners insurance.


Inland is where the poors live, it’s really grim.


So, you have no idea what you are talking about, got it! Dude, I'm not in Hardee or something. My county is on the coast, but I'm inland enough that I'm not in a flood plain and it's a quick ride to the beach. Nice mid cost place.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:As someone who lives in Florida, I guess there are some savings, but we pay A LOT in home insurance because of the hurricane coverage. Our $1M home costs us $10K a year in home insurance, our property taxes, $13K.


And this is only going to get worse. Plus, the rest of the country will, at some point, get sick of subsidizing Florida's rebuild when hurricanes and floods of ever-increasing frequency and severity continue to decimate it.

Climate change is really going to hit FL hard over the next 20 to 50 years. They are already seeing the impact of it.


I have to say, given what we know about climate change, I think that people who move their now need to have their heads examined. Or pick up a newspaper every once in a while.


You do realize that people live inland in Florida, as well as on the coasts...right?

My house is 3 years old and costs $900 a year in homeowners insurance.


Inland is where the poors live, it’s really grim.


Huh. I will have to let people in Wellington know!


That’s not inland. That’s 7 miles from the coast.
Anonymous
Yea OP, clearly you should. When will you list your house for sale? What neighborhood? Asking for a friend.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:As someone who lives in Florida, I guess there are some savings, but we pay A LOT in home insurance because of the hurricane coverage. Our $1M home costs us $10K a year in home insurance, our property taxes, $13K.


And this is only going to get worse. Plus, the rest of the country will, at some point, get sick of subsidizing Florida's rebuild when hurricanes and floods of ever-increasing frequency and severity continue to decimate it.

Climate change is really going to hit FL hard over the next 20 to 50 years. They are already seeing the impact of it.


I have to say, given what we know about climate change, I think that people who move their now need to have their heads examined. Or pick up a newspaper every once in a while.


You do realize that people live inland in Florida, as well as on the coasts...right?

My house is 3 years old and costs $900 a year in homeowners insurance.


Inland is where the poors live, it’s really grim.


Huh. I will have to let people in Wellington know!


That’s not inland. That’s 7 miles from the coast.


Huh, again. It's more like 15 miles on my map here.
Anonymous
Governors come and go. That’s not a main reason not to move.

I lived there several years and it does depend upon what part. You also have to consider that FL is going underwater, especially in Miami. I would not buy real estate there.

It’s beautiful, delightfully hot, and sunny. People smile a lot and seem happy—maybe due to sunshine. The state parks are full of interesting things to see!

I find it’s majorly lacking in the arts and culture and a lot of the restaurants are geared towards older people and serve bland chain food. There’s the dirty and poisonous water due to the governor and also the lying about how bad Covid is…so you may not get an icu bed if you have a heart event or car accident, etc. The panhandle is a hot mess. Miami and maybe even Tampa are okay.
Anonymous
PS: I think it is a really weird choice for Ivanka Trump to buy a mansion on a Florida island. It seems the move of someone who doesn’t think about the rising sea waters. The ocean is slowly overtaking Miami, and most people there are in denial.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:As someone who lives in Florida, I guess there are some savings, but we pay A LOT in home insurance because of the hurricane coverage. Our $1M home costs us $10K a year in home insurance, our property taxes, $13K.


And this is only going to get worse. Plus, the rest of the country will, at some point, get sick of subsidizing Florida's rebuild when hurricanes and floods of ever-increasing frequency and severity continue to decimate it.

Climate change is really going to hit FL hard over the next 20 to 50 years. They are already seeing the impact of it.


I have to say, given what we know about climate change, I think that people who move their now need to have their heads examined. Or pick up a newspaper every once in a while.


You do realize that people live inland in Florida, as well as on the coasts...right?

My house is 3 years old and costs $900 a year in homeowners insurance.


Inland is where the poors live, it’s really grim.


Huh. I will have to let people in Wellington know!


That’s not inland. That’s 7 miles from the coast.


Huh, again. It's more like 15 miles on my map here.


7 mi, 15 mi, whatever, Florida is 350 miles across; 15 miles from the beach is still not "inland"
Anonymous
Anonymous wrote:Governors come and go. That’s not a main reason not to move.

I lived there several years and it does depend upon what part. You also have to consider that FL is going underwater, especially in Miami. I would not buy real estate there.

It’s beautiful, delightfully hot, and sunny. People smile a lot and seem happy—maybe due to sunshine. The state parks are full of interesting things to see!

I find it’s majorly lacking in the arts and culture and a lot of the restaurants are geared towards older people and serve bland chain food. There’s the dirty and poisonous water due to the governor and also the lying about how bad Covid is…so you may not get an icu bed if you have a heart event or car accident, etc. The panhandle is a hot mess. Miami and maybe even Tampa are okay.


People are happy in Miami because by and large if you live there you are wealthy; otherwise you would be in someplace like Homestead.

Go up to Lake County, you quickly get much more Georgia like, and it increase all the way up the panhandle.

Tampa maybe okay, but people aren't especially happy but its not the dried swampland that is the rest of FL
Anonymous
Do you mean after the currect covid crisis in Florida?

Anonymous
Anonymous wrote:PS: I think it is a really weird choice for Ivanka Trump to buy a mansion on a Florida island. It seems the move of someone who doesn’t think about the rising sea waters. The ocean is slowly overtaking Miami, and most people there are in denial.


Florida is totally on-brand for the family. Private profits, socialized losses.
Nobody needs to worry about how the wealthy will fare with climate change: the system is rigged for them to come out ahead.
She'll get someone else to pay the insurance on the place and if that doesn't work out, it's a loss used to offset other income. She may be way ahead of us and have the property actually owned by one of the countless Trump corporations that they set up to take advantage of tax/insurance laws. When you see folks on TV who are crying because they've been wiped out by a disaster you might notice that they aren't rich folks. The rich will be fine.
Don't forget, her father's signature achievement was the tax law that cemented trillions of dollars for the wealthiest Americans. Dear daughter will always be taken care of.
Anonymous
I just flew in from Florida last night as brother bought a place there in 2017 as a vacation home he plans to retire to.

First visit. Roads clean. No beggars, less traffic, electric cheaper, taxes way less, weather better. More normal and nice people. Publix is great Beach is nice. Had lunch in Naples. Nice to get away from DC drama a few days.

My brother is from Long Island and a bit fed up cancel culture and brainwashing and indoctrination in public schools and negative slanted TV News.

Good to be in a positive, clean place with low taxes
Anonymous
Anonymous wrote:
Anonymous wrote:So basically your SAH wife wants to live near her parents, while you fly back and forth earning the money?


OP here. Haven’t made my way through this whole thread but I find this assumption that it was the husband posting hilarious. I am the wife!!!! And it’s my husbands parents who live here. Welcome to the 2020’s! (Or really any decade after the 90’s)…


Strippers make a ton on Florida. Good for you
Anonymous
You'll want to read this before you assume you will avoid MD income taxes with your plan:

https://www.marylandtaxes.gov/covid/documents/TaxAlert050420-EmployerWithholdingonTeleworkers.pdf
Anonymous
Are you serious? Their governor is on some kind of sick death mission for his citizens.

Seriously, docking educational staff's pay if they endorse mask use among unvaccinated children during a pandemic surge? And it was the people of Florida elected that homicidal egomaniac.

And guess what, even if you are vaccinated, what if you have a heart attack or get in a car crash? The ICU's will be full of gasping COVID patients,and the medical staff are overwhelmed.

So, living amongst that to save taxes?????

Plus, the weather/bugs/"culture" are horrible. So, I am probably the wrong person to ask.
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