Does it make sense for me to die so my family can live?

[Anonymous]

Anonymous wrote:It seems to be a bleeding heart theory that family is better off with you alive, I must say I share in your dilemma, with slightly different circumstances. I owe around $140k in student loans, and thanks to a now convicted accountant about $150k in back taxes. I have been married over 22 years and my kids are now 21 and 16, I have worked my whole life to try and provide for my family, but have hit a brick wall in dealing with the IRS, as of now they Levy my wages and take 80% of my income. In the past year we have since lost our home and my wife recently divorced me. I have no way to fix the problem, and filing BK does not get rid of my student loans or tax burden, I have a 250K life insurance policy that does pay with suicide after 2 years of holding the policy, which I have had for 7 years. The government won't allow me to earn enough to support my family or myself, so in the best interest of their future I have decided to spend the next few months providing my children and friends with some good memories, I am already 41 years old and have come to terms with the value of my life. My decision is not emotional, but logically honest. Every parent wants to give their children a chance in life, I have taught them for twenty years how to live in the world, now it is time to give them the ability to do the same. I am not crazy or suicidal, I am at peace with having made the decision, and will value the time I spend with them before moving on from this world.

Call Department of Education's Ombudsman's office at 877-557-2575. They'll work with you on student loans.
I'm sure IRS will do the same if you try to negotiate a payment plan.
Don't give up. Don't do this to your kids - it's been shown that parental suicide makes suicide a lot more accpetable and therefore likely for the children.

[Anonymous]

What do you mean you are unemployable?!
If your husband works day time, you can got to work night time or vice versa. You can make 2 to 3k a month after taxes working in a restaurant.
There are restaurants that are begging for people to work double shifts on Saturday and Sunday. It takes about 2 weeks to start making money, even without experience.
Or do you consider someone who has a job like that unemployable?!
You should be giving your all instead of giving up.It'll do you good the get out of the house-start as a hostess if shy, instant money.

[Anonymous]

OP, I hope you are not serious about this.

Sure you are going through tough times now, but things will get better in time.
I have been way in over my head with money troubles and I have gotten depressed over it.

But I stuck it out.
I am also a parent and had to remain strong for my family.

Lucky for you, you have a spouse. {I am a single mother.}

REMEMBER: 2 heads are always better than one.

I hope you and your hubby can work all this out TOGETHER. For your family's sake.