Example of ER bills for an uninsured

[Anonymous]

Anonymous wrote:

Anonymous wrote:
Two things:

1. VOTE FOR UNIVERSAL HEALTH CARE.

2. Right now, OP, you really should be on the ACA. It might be more expensive, but if ever you need your life saved, and much more expensive treatment than a pregnancy test and X-ray... it will come through for you. Instead of thinking that you came out ahead of having an ACA premium bill every month for, supposedly, nothing, think about the fact that people like you die for lack of affordable care when they're uninsured. I am on the ACA, with Kaiser, and it's affordable for my budget.

What do you envision universal health care looking like? We have a form of it via the military and it sucks. We pay a lot out of pocket to just be seen and many things are denied or not covered. Getting a primary care appointment takes weeks to months and you rarely see your doctor or the doctor you scheduled with. Specialists are months out or you are referred out and the doctor can have really bad ratings or could be an hour or two drive away (a problem if you don't drive much with health issues). They are quick to blow off concerns rather than test and put effort into treating it. I wish we had private insurance.

It's really easy to figure out what universal health care might look like because every other developed country has it. And they do complain about it but would not trade it for our messed up system. Look at the UK, France, Canada etc.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Can you or your spouse get a corporate job so that you have group health insurance?

I know it sucks having to work for the man and not follow your dreams; I’ve been doing it for 20 years because I need health insurance. But sometimes we need to put our dreams aside and make responsible choices.

Sure, I'd get any corporate job that pays. What about preschool children? Where do I find 4,000 a month to pay for their daycare? Do you think the corporate job will even bring me 4,000 a month?

If you do not currently work, you get a job at Target on nights and weekends to qualify for their insurance. It’s unconscionable that you do not have health insurance for your children. Your spouse could prioritize getting a job with insurance.

DP here and give me a break - it’s not “unconscionable” that she doesn’t have health insurance. Unconscionable would be not getting medical care for her children which one can get without insurance.

Anyway I stopped reading around page 4 bc this is another - I don’t wanna work because I wanna raise my kids and besides i can’t get a job that pays me enough even though i haven’t tried and don’t wanna and I refuse to see past my kids early years … and on and on

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Can you or your spouse get a corporate job so that you have group health insurance?

I know it sucks having to work for the man and not follow your dreams; I’ve been doing it for 20 years because I need health insurance. But sometimes we need to put our dreams aside and make responsible choices.

Sure, I'd get any corporate job that pays. What about preschool children? Where do I find 4,000 a month to pay for their daycare? Do you think the corporate job will even bring me 4,000 a month?

If you do not currently work, you get a job at Target on nights and weekends to qualify for their insurance. It’s unconscionable that you do not have health insurance for your children. Your spouse could prioritize getting a job with insurance.

DP here and give me a break - it’s not “unconscionable” that she doesn’t have health insurance. Unconscionable would be not getting medical care for her children which one can get without insurance.

Anyway I stopped reading around page 4 bc this is another - I don’t wanna work because I wanna raise my kids and besides i can’t get a job that pays me enough even though i haven’t tried and don’t wanna and I refuse to see past my kids early years … and on and on

It absolutely is because they have the income to afford it.

[Anonymous]

I actually don’t think that’s an outrageous price. My health care premiums are pretty pricey. If I didn’t have to pay them for a few months that ER visit would be paid for.

I’m sure my premiums or taxes would be way higher if we had universal healthcare. It’s a burden that would mostly fall on the middle class.

[Anonymous]

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

I'm sorry you don't understand what it means to insure against a potential loss. Have fun paying out of pocket for a cardiac surgery.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

I'm sorry you don't understand what it means to insure against a potential loss. Have fun paying out of pocket for a cardiac surgery.

Medical debt isn’t reportable anymore. The uninsured just don’t pay

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

I'm sorry you don't understand what it means to insure against a potential loss. Have fun paying out of pocket for a cardiac surgery.

Or cancer, or getting hit by a bus.

You are incredibly lucky to be so ignorant. This minor ER bill is the greatest medical expense you can fathom.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

I'm sorry you don't understand what it means to insure against a potential loss. Have fun paying out of pocket for a cardiac surgery.

Or cancer, or getting hit by a bus.

You are incredibly lucky to be so ignorant. This minor ER bill is the greatest medical expense you can fathom.

Paying for it isn’t an issue because no one has to actually provide care except the ER so you’re not getting cancer treatment or cardiac surgery.

[Anonymous]

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

The system IS broken. I had an insurance coverage and had to go to the ER for a miscarriage. They made me sit for hours before taking me in. I can't explain the physical and mental pain I went through. To top it all, I received a bill of more than $1500 since my deductible had not been met until that point.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

The system IS broken. I had an insurance coverage and had to go to the ER for a miscarriage. They made me sit for hours before taking me in. I can't explain the physical and mental pain I went through. To top it all, I received a bill of more than $1500 since my deductible had not been met until that point.

I'm sorry you had to wait, but that's how ERs work. It has nothing to do with insurance - - there are limited beds in the ER and they have to triage life threatening issues first. This is true anywhere in the world.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

There’s no incentive to have HI. What I pay per month on the marketplace is ridiculous AND I still have to pay astronomical bills until I meet a high deductible. It’s basically catastrophic coverage only. I get a yearly physical for $40 copay. Big whoop.

I'm sorry you don't understand what it means to insure against a potential loss. Have fun paying out of pocket for a cardiac surgery.

Medical debt isn’t reportable anymore. The uninsured just don’t pay

You don't understand what you're saying. A hospital can and will still sue you for unpaid medical debt. And, newsflash, they don't have to provide non-emergent care to someone who can't pay. Good luck getting cancer treatment or cardiac surgery.

[Anonymous]

Anonymous wrote:Is this sustainable? Is this reasonable? I had to go to the ER for a minor accident and got a few x-rays. I guess I am almost writing this post to dissuade people from going to the ER, especially if you are uninsured. I am, unfortunately. So I got two bills, which was a surprise. 1,500 for the ER visit (with a $224 charge for a pregnancy test! even though I had told them I did a pregnancy test myself just prior to the visit) and a $850 bill (kindly discounted from almost 1000), which totals 2,350 for an ER visit. Next time I just won't go. That's American healthcare. Disgrace. I don't know what to do and I am writing this through tears. Is this for real?

I am being penalized for having a medical need in the evening. Had the urgent care places been available I would have paid way less. I had an experience of going to an urgent care place and they have a very deep discount for self-pay patients. In fact, that visit was similar in scope and I was seen much sooner. It cost me just above $100, including x-rays.

NEVER go to a hospital ER. Thank you, America.

You realize you don’t have to pay for any of this and it won’t even affect your credit report? The Dems signed into the law, you can be a criminal and not pay your healthcare bill and it’s all good. Stop complaining

[Anonymous]

Anonymous wrote:It’s not America’s fault you chose to live without health insurance. Most people that choose not to have insurance also put money back each month in case of an emergency. If you can’t afford to do that then apply for state assistance. Going around blaming an entire country for your mistake seems silly.

It is actually. Healthcare is a right and other first world countries have found a way to give people low or free healthcare. It’s abhorrent that we bankrupt our citizens for them to get healthcare.

And don’t give me BS about how bad those other countries’ systems are. I have relatives in two of them. I assure you, however imperfect they are, it’s better than here.

[Anonymous]

The utter lack of empathy and compassion for people who cannot afford healthcare, or who have to make decisions about their hybased on ability to pay is absolutely nauseating. It’s a moral indictment on many of you and this country. Greatest country in the world, my a$$.