How can anyone afford a huge expensive home?!

[Anonymous]

Anonymous wrote:

Anonymous wrote:What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.

Doing what?

Law firm partner/lobbyist

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.

Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.

For one government checks have never been enough to sit on ones butt and play PS4. For two , no socio economic group has the monopoly of working 'like a dog' . If anything , the laborers whose sweat and muscles pave the streets , pick the fruits in farms, drive your kids school buses,change your grand parents diapers in nursing homes and so on . These people although providing extremely critical labor aren't able to sit pretty in $800k homes . You're the perfect definition of morally bankrupt , that education and job hasn't stopped you from a having a shitty ideology .

Seriously? The problem with you Liberals is that you're so blind to your own ugly judgment and higher-than-thou pronouncements. You're so convinced you're right and your liberal education brainwashing is the Truth that you're prepared to call names and cast judgment on anyone who dares to disagree.

Frankly, plenty of people work like dogs. Some make lots of money on 90 hour work weeks. Some make less money on 90 hour work weeks. But none of those people are the ones referred to here who collect checks and don't work. And don't pretend you know so much that you can say people "never" do that. Plenty do. You just choose to ignore it because it's not in keeping with your rainbow unicorn BS.

cmon - i'm not the poster you're responding to, but you can be privileged AND work like a dog. It's not mutually exclusive. Yes, me and DH work a lot and save a lot. BUT we also were lucky too - born to educated parents with good prenatal care, nurturing families, book- and museum-filled childhoods, safe, clean communities, best public schools and parents paid for college and grad school. That certainly put us in a great position to be able to work hard and be successful. So yes we work very hard - but so do plenty of other people who make way way less than we do.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.

Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.

For one government checks have never been enough to sit on ones butt and play PS4. For two , no socio economic group has the monopoly of working 'like a dog' . If anything , the laborers whose sweat and muscles pave the streets , pick the fruits in farms, drive your kids school buses,change your grand parents diapers in nursing homes and so on . These people although providing extremely critical labor aren't able to sit pretty in $800k homes . You're the perfect definition of morally bankrupt , that education and job hasn't stopped you from a having a shitty ideology .

Seriously? The problem with you Liberals is that you're so blind to your own ugly judgment and higher-than-thou pronouncements. You're so convinced you're right and your liberal education brainwashing is the Truth that you're prepared to call names and cast judgment on anyone who dares to disagree.

Frankly, plenty of people work like dogs. Some make lots of money on 90 hour work weeks. Some make less money on 90 hour work weeks. But none of those people are the ones referred to here who collect checks and don't work. And don't pretend you know so much that you can say people "never" do that. Plenty do. You just choose to ignore it because it's not in keeping with your rainbow unicorn BS.

cmon - i'm not the poster you're responding to, but you can be privileged AND work like a dog. It's not mutually exclusive. Yes, me and DH work a lot and save a lot. BUT we also were lucky too - born to educated parents with good prenatal care, nurturing families, book- and museum-filled childhoods, safe, clean communities, best public schools and parents paid for college and grad school. That certainly put us in a great position to be able to work hard and be successful. So yes we work very hard - but so do plenty of other people who make way way less than we do.

Frankly? Kind of sick and tired of bandwagon Liberals tossing around and over-using hot button words like "privilege." So much guilt. So much self hate. So little actual experience. But plenty, oh plenty, of higher-than-thou, know-better-than-you BS. Can it.

[Anonymous]

Anonymous wrote:I bought my first home for $139K in my 20's. Paid it off and sold it for $315K after 13 years. Bought current house for $710K 10 years ago with 25% down. Will pay off in another 13 years (less if I refinance which I'm working on now).

And for all those who think this is impossible, it is still possible now. There are still good homes under $150K in PG County where I live, that have rising equity. You can repeat this cycle there. But most here would never live in PG County so they end up house-poor or living in horrible overpriced tiny old homes.

Baltimore City here. We bought our first home for 165k and have spent additional lump sums on renovating the kitchen, replacing windows, putting in central air. I don't think it'll go as high as 315 in value, but the neighborhood has seen a lot of development and marked improvement. Our realtor told us we could probably sell in the 220s after 5 years and some serious work on the house. So one day, we may see some cash out of it (in addition to having a place to live.)

Of course, if you are dreaming of 1 million home, I'm sure our small row might be a disappointing option.

But, point is, there are ways to get into the market without a lot down.

[Anonymous]

Anonymous wrote:LOL, um they probably make more money than you? How can you not figure that our on your own?

You're the same person posting multiple times. And you're probably in a one bedroom apartment.

[Anonymous]

Anonymous wrote:What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.

Why are you posting as different people?

[Anonymous]

I have a feeling most folks here aren't in their early 30s. I didn't buy in the 90s. I was in high school

[Anonymous]

Anonymous wrote:I have a feeling most folks here aren't in their early 30s. I didn't buy in the 90s. I was in high school

I am in my early 30s. (or I guess mid-30s now, I'm 34.) We bought a condo in 2012 for 630k. It's definitely not "huge" but I'd consider it expensive.

[Anonymous]

Anonymous wrote:

Anonymous wrote:What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.

Why are you posting as different people?

Are you mentally ill?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.

Why are you posting as different people?

Are you mentally ill?

Are you?

[Anonymous]

Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.

Privilege? I grew up poor and put myself through college and medical school.

[Anonymous]

Anonymous wrote:

Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.

Privilege? I grew up poor and put myself through college and medical school.

That's great. So you know how hard it is. Do you think everybody on here tooting their own horn for being so responsible has worked as hard as you?