I am drowning.

[Anonymous]

I don't know what the problem is with breaking the lease (you may have mentioned this, but I didn't read the entire thread). I've broken leases in the past with little consequence, as long as I found another tenant. I put an ad in the paper, interviewed people and presented the best candidates to the landlord. Problem solved.

OP, have you asked your school for financial aid? At our private, you'd probably qualify for aid.

It sounds like you were not very thorough if you relied on a realtor or leasing agent to tell you which school your apartment was zoned for. Whenever we've moved, I've always contacted the school district directly and confirmed the address is within the right school district. Realtors make mistakes and they lie.

You need to find some decent financial advice, OP, and you are not going to find it on an anonymous forum. There are public agencies that help people who are in debt. I don't know any offhand, but someone else may chime in. I would be careful to stay with public agencies, and not use anyone who will charge you money to help pull yourself out of debt.

People who don't manage money well tend to be vulnerable to fraud, and it sounds like you are stressed out and have made some poor financial choices, starting with not checking what school your apartment is zoned for.

I don't want to sound harsh, OP, but you need to be realistic, and ask for help from reliable people who are able to help you. There are public agencies that will help you figure out how to break your lease if your landlord is difficult to deal with. Us the internet, call your local authorities, ask for help where you live. If you don't trust your own judgement, ask a friend who seems to manage her money well to help you find places that will help you.

[Anonymous]

Anonymous wrote:I don't know what the problem is with breaking the lease (you may have mentioned this, but I didn't read the entire thread). I've broken leases in the past with little consequence, as long as I found another tenant. I put an ad in the paper, interviewed people and presented the best candidates to the landlord. Problem solved.

OP, have you asked your school for financial aid? At our private, you'd probably qualify for aid.

It sounds like you were not very thorough if you relied on a realtor or leasing agent to tell you which school your apartment was zoned for. Whenever we've moved, I've always contacted the school district directly and confirmed the address is within the right school district. Realtors make mistakes and they lie.

You need to find some decent financial advice, OP, and you are not going to find it on an anonymous forum. There are public agencies that help people who are in debt. I don't know any offhand, but someone else may chime in. I would be careful to stay with public agencies, and not use anyone who will charge you money to help pull yourself out of debt.

People who don't manage money well tend to be vulnerable to fraud, and it sounds like you are stressed out and have made some poor financial choices, starting with not checking what school your apartment is zoned for.

I don't want to sound harsh, OP, but you need to be realistic, and ask for help from reliable people who are able to help you. There are public agencies that will help you figure out how to break your lease if your landlord is difficult to deal with. Us the internet, call your local authorities, ask for help where you live. If you don't trust your own judgement, ask a friend who seems to manage her money well to help you find places that will help you.

From OP's post: "(after the person I spoke with at Montgomery County Schools before we signed a lease told me the wrong school)" so it doesn't sound like that at all. Please stop setting up a realtor straw man just to tear it down. Thanks.

[Anonymous]

Anonymous wrote:Depends on how tuition is paid. If I were in her shoes, I would cut all expenses down to a painful bare minimum. Live like the Amish. No joke. Being in such debt would terrify me. I'd do whatever it takes.

And perhaps more importantly, I'd come to terms with the fact that I am not wealthy enough to have a sense of self-entitlement about anything.

So if you don't have as much money as someone else you should take whatever you're given?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Depends on how tuition is paid. If I were in her shoes, I would cut all expenses down to a painful bare minimum. Live like the Amish. No joke. Being in such debt would terrify me. I'd do whatever it takes.

And perhaps more importantly, I'd come to terms with the fact that I am not wealthy enough to have a sense of self-entitlement about anything.

So if you don't have as much money as someone else you should take whatever you're given?

.

If you cannot afford better and aren't willing to help yourself, yes.

[Anonymous]

Um, let me clarify: If I can't afford private school, then I should buy/rent in the best school district I can afford and go the public route. I should not go into debt and sign a tuition agreement that I cannot afford to pay. Private school isn't an entitlement.

Signed,

A woman who went to private school K-12 but recognized that I couldn't afford private for my kids

PS - Duh

[Anonymous]

Furthermore, people with that sort of entitlement mindset tend to be the ones wearing fancy clothes they can't afford, expensive cars they can't afford, fancy electronics, etc. They tend to buy furniture on payment plans and do renovations using Home Depot scam type loans. They go to Disney thanks to credit cards. In short, they spend money they don't have because they "deserve" it. Not smart.

[Anonymous]

Anonymous wrote: feels like a jungle

Why does it feel like a jungle? Is this a not too subtle way of saying that it is a high minority school and you are not a member of the minority group?

[Anonymous]

You obviously can't afford private school. Sounds pretty straightforward.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I don't know what the problem is with breaking the lease (you may have mentioned this, but I didn't read the entire thread). I've broken leases in the past with little consequence, as long as I found another tenant. I put an ad in the paper, interviewed people and presented the best candidates to the landlord. Problem solved.

OP, have you asked your school for financial aid? At our private, you'd probably qualify for aid.

It sounds like you were not very thorough if you relied on a realtor or leasing agent to tell you which school your apartment was zoned for. Whenever we've moved, I've always contacted the school district directly and confirmed the address is within the right school district. Realtors make mistakes and they lie.

You need to find some decent financial advice, OP, and you are not going to find it on an anonymous forum. There are public agencies that help people who are in debt. I don't know any offhand, but someone else may chime in. I would be careful to stay with public agencies, and not use anyone who will charge you money to help pull yourself out of debt.

People who don't manage money well tend to be vulnerable to fraud, and it sounds like you are stressed out and have made some poor financial choices, starting with not checking what school your apartment is zoned for.

I don't want to sound harsh, OP, but you need to be realistic, and ask for help from reliable people who are able to help you. There are public agencies that will help you figure out how to break your lease if your landlord is difficult to deal with. Us the internet, call your local authorities, ask for help where you live. If you don't trust your own judgement, ask a friend who seems to manage her money well to help you find places that will help you.

From OP's post: "(after the person I spoke with at Montgomery County Schools before we signed a lease told me the wrong school)" so it doesn't sound like that at all. Please stop setting up a realtor straw man just to tear it down. Thanks.

Yeah, there are so many great reasons to bash realtors you don't need to make any up.

[Anonymous]

Not sure if this has been suggested - but break the lease. How bad can that be??? MOVE

[Anonymous]

Does your private school offer financial aid? Many in the area do. It can vary from school to school and your income. It might help a lot or a little but it's worth asking about. And if your current school does not offer it, look into others that do. Rockville has lots of options.