Well paid government employees who can't afford a one or two week shutdown

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sure, we can weather a shutdown by dipping into our emergency fund. I suppose that's what it's there for. However, we built that emergency fund up prior to having children and now are not able to save at the same rate due to childcare and other child-associated expenses. So anything that has to come out of it is going to take that much longer to put back in and then if another real emergency comes about and there's less money as a starting point for that emergency...I can see it snowballing into being a big deal.

It really gets my goat that if there's any shutdown of substantial length I'll have to keep paying for daycare that isn't open since the daycare is in a federal building.

You are stupid.

So you don't want to use your emergency fund for an emergency because there might be another emergency? How about you appreciate that you have an emergency fund you entitled idiot. Some people have NOTHING. But since you want to be such a martyr just go cry your ass to the welfare line. I am sure that is so much easier than breathing a sigh of relief that you have an EMERGENCY fund for what could be an emergency.

My emergency fund is for my 19-year-old HVAC system, my only modest car, paying for health bills because my stupid federal insurance keeps finding more ways to justify not paying for procedures. I'm not expecting to get paid back this time, so it's just gone. Why should I have to contemplate taking a HELOC loan to deal with eventualities I prepared for because Congress is a bunch of useless morons? Oh, and I'm pretty sure that im not going to be granted extensions on all the projects that are due by 1 December or 1 January so well just have to work more uncompensated hours once we're back to work.

Oh boo hoo...your hvac system in the house you aren't going to lose. Your modest car that you will be able to use instead of your feet. And heloc loans that you don't need but you could qualify for.

I feel so bad for you. Let me get together with the people who will have no food, no homes, and hungry and cold kids. We will all crowdfund for you just in case your hvac messes up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sure, we can weather a shutdown by dipping into our emergency fund. I suppose that's what it's there for. However, we built that emergency fund up prior to having children and now are not able to save at the same rate due to childcare and other child-associated expenses. So anything that has to come out of it is going to take that much longer to put back in and then if another real emergency comes about and there's less money as a starting point for that emergency...I can see it snowballing into being a big deal.

It really gets my goat that if there's any shutdown of substantial length I'll have to keep paying for daycare that isn't open since the daycare is in a federal building.

You are stupid.

So you don't want to use your emergency fund for an emergency because there might be another emergency? How about you appreciate that you have an emergency fund you entitled idiot. Some people have NOTHING. But since you want to be such a martyr just go cry your ass to the welfare line. I am sure that is so much easier than breathing a sigh of relief that you have an EMERGENCY fund for what could be an emergency.

My emergency fund is for my 19-year-old HVAC system, my only modest car, paying for health bills because my stupid federal insurance keeps finding more ways to justify not paying for procedures. I'm not expecting to get paid back this time, so it's just gone. Why should I have to contemplate taking a HELOC loan to deal with eventualities I prepared for because Congress is a bunch of useless morons? Oh, and I'm pretty sure that im not going to be granted extensions on all the projects that are due by 1 December or 1 January so well just have to work more uncompensated hours once we're back to work.

Oh boo hoo...your hvac system in the house you aren't going to lose. Your modest car that you will be able to use instead of your feet. And heloc loans that you don't need but you could qualify for.

I feel so bad for you. Let me get together with the people who will have no food, no homes, and hungry and cold kids. We will all crowdfund for you just in case your hvac messes up.

Why are you angry at us? Why aren't you spewing your bile at Congress and the sheep that buy into everything said by Fox News and who are actively rooting for their own destruction by voting for these morons?

[Anonymous]

Op here. I'm not saying the shutdown is ok or that government workers aren't getting screwed. It's fine to complain about it. I was just saying I don't get how so many single people who are making six figures, own a nice condo and car, have no kids, no dependent parents, have paid down most of the student loans, etc, are living so close to their means that they can't pay their mortgage and food if they lose one month's paycheck. Which is what many of my friends are claiming. I'm just surprised. Why would you buy a new car or spend sixty bucks on dinner if that's your situation?

[Anonymous]

Anonymous wrote:Op here. I'm not saying the shutdown is ok or that government workers aren't getting screwed. It's fine to complain about it. I was just saying I don't get how so many single people who are making six figures, own a nice condo and car, have no kids, no dependent parents, have paid down most of the student loans, etc, are living so close to their means that they can't pay their mortgage and food if they lose one month's paycheck. Which is what many of my friends are claiming. I'm just surprised. Why would you buy a new car or spend sixty bucks on dinner if that's your situation?

OP, I hear what you're saying. These people should probably be spending less money if they're so worried about it. I think the reason that you aren't getting the response you expected is that A MONTH'S PAY is a ton of money, and no one who is doing a good job should be put in the situation of losing almost 10% of their annual salary because Congress can't do their job and pass a budget. Buying a new car is one thing, but sixty bucks on dinner is a drop in the bucket compared to a month's paycheck.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sure, we can weather a shutdown by dipping into our emergency fund. I suppose that's what it's there for. However, we built that emergency fund up prior to having children and now are not able to save at the same rate due to childcare and other child-associated expenses. So anything that has to come out of it is going to take that much longer to put back in and then if another real emergency comes about and there's less money as a starting point for that emergency...I can see it snowballing into being a big deal.

It really gets my goat that if there's any shutdown of substantial length I'll have to keep paying for daycare that isn't open since the daycare is in a federal building.

This would be me, too. I really don't like using savings.

The daycare issue is really crappy!

Op here. Yeah, I keep hearing that. That is crazy! Is this in something you signed? Could you all get together and fight it?

Pretty sure it'd be illegal for them to charge you for daycare if it's not open and providing a service. I am not a lawyer, but I'd consult one before paying anything.

[Anonymous]

OP, you sound like a real busybody. Why don't you mind your own business?

I hate this thread, because I feel like it feeds the misconception that government workers are a bunch of overpaid idiots who all fritter away their cash. It's much easier to literally rob working people of their paychecks if you can dehumanize them as somehow not deserving.

The bottom line is that NOBODY should have to dip into their emergency funds because a bunch of elected officials feel like throwing the American people and our economy into the garbage disposal for political gain. I think the cost of this shutdown should be passed directly to the congressional districts that elect any representative who refuses to pass the legislation needed to fund the government.

Unfortunately, I don't even have a vote in Congress, so I am literally without even the most symbolic of recourse.

[Anonymous]

Anonymous wrote:OP, you sound like a real busybody. Why don't you mind your own business?

I hate this thread, because I feel like it feeds the misconception that government workers are a bunch of overpaid idiots who all fritter away their cash. It's much easier to literally rob working people of their paychecks if you can dehumanize them as somehow not deserving.

The bottom line is that NOBODY should have to dip into their emergency funds because a bunch of elected officials feel like throwing the American people and our economy into the garbage disposal for political gain. I think the cost of this shutdown should be passed directly to the congressional districts that elect any representative who refuses to pass the legislation needed to fund the government.

Unfortunately, I don't even have a vote in Congress, so I am literally without even the most symbolic of recourse.

Op here. My friends are the ones who chose to bring me into their business by spending half the evening complaining about about how they will not be able to pay their mortgage if the government shuts down for a week or several weeks. Don't expect me to listen to you complaining about yiour finances for an hour and then have no opinion.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP, you sound like a real busybody. Why don't you mind your own business?

I hate this thread, because I feel like it feeds the misconception that government workers are a bunch of overpaid idiots who all fritter away their cash. It's much easier to literally rob working people of their paychecks if you can dehumanize them as somehow not deserving.

The bottom line is that NOBODY should have to dip into their emergency funds because a bunch of elected officials feel like throwing the American people and our economy into the garbage disposal for political gain. I think the cost of this shutdown should be passed directly to the congressional districts that elect any representative who refuses to pass the legislation needed to fund the government.

Unfortunately, I don't even have a vote in Congress, so I am literally without even the most symbolic of recourse.

Op here. My friends are the ones who chose to bring me into their business by spending half the evening complaining about about how they will not be able to pay their mortgage if the government shuts down for a week or several weeks. Don't expect me to listen to you complaining about yiour finances for an hour and then have no opinion.

And of course no one should have to do it. But you are living pretty damn close to the edge if you can't afford to be out of work for a month.

[Anonymous]

The daycare issue is one I need to read up on. I am hella pissed about it, and luckily I can read my daycare contract with GSA. They can't provide the service If they don't have the space. Argh.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP, you sound like a real busybody. Why don't you mind your own business?

I hate this thread, because I feel like it feeds the misconception that government workers are a bunch of overpaid idiots who all fritter away their cash. It's much easier to literally rob working people of their paychecks if you can dehumanize them as somehow not deserving.

The bottom line is that NOBODY should have to dip into their emergency funds because a bunch of elected officials feel like throwing the American people and our economy into the garbage disposal for political gain. I think the cost of this shutdown should be passed directly to the congressional districts that elect any representative who refuses to pass the legislation needed to fund the government.

Unfortunately, I don't even have a vote in Congress, so I am literally without even the most symbolic of recourse.

Op here. My friends are the ones who chose to bring me into their business by spending half the evening complaining about about how they will not be able to pay their mortgage if the government shuts down for a week or several weeks. Don't expect me to listen to you complaining about yiour finances for an hour and then have no opinion.

Your thread was based on a two-week shutdown. Now you mention that they can't pay the mortgage if there is a several week shutdown. I think a several week shutdown would endanger the mortgages of more than your frivolous friends.

By the way, why don't you get some friends who share your thrifty values? Are you so desperate for friends that you need to hang out with people you find so distasteful?

Just for the record, I do have emergency savings and can pay my mortgage for several months if needed. But I don't sit around judging people (my friends!) who are in different circumstances.

[Anonymous]

Anonymous wrote:Let me say first I totally oppose the shutdown and think the Reublicans driving it are insane and idiotic.

Having said that...I have a lot of friends who are gs 13 to 15, single with no kids, who are saying they cannot afford to miss a paycheck.

Wtf? Really? Do people who get paid over 100 thou and have no dependents really have no emergency savings?

Am I the only one thinking when people say this, "um, take this as a sign you should reconstruct your budget so you are saving more?"

FYI, I am a gs 13, no kids, and I have a three month emergency fund.

One of the friends who was stressing about the shutdown last night spent sixty bucks on dinner, ordered two drinks, went to a movie after, etc. I nodded sympathetically but really wanted to say, "so drink water, order a ten dollar appetizer, and go home and watch TV."

With that judgmental attitude, I wouldn't date you.

[Anonymous]

Anonymous wrote:Op here. As I stated, in not talking about gs 7 s etc. I'm talking 100,000 plus no kids.

... and odds are that they won't date you, either. Stop judging people.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op here. As I stated, in not talking about gs 7 s etc. I'm talking 100,000 plus no kids.

... and odds are that they won't date you, either. Stop judging people.

Anyone who says this automatically goes in the idiot box. I am not OP.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sure, we can weather a shutdown by dipping into our emergency fund. I suppose that's what it's there for. However, we built that emergency fund up prior to having children and now are not able to save at the same rate due to childcare and other child-associated expenses. So anything that has to come out of it is going to take that much longer to put back in and then if another real emergency comes about and there's less money as a starting point for that emergency...I can see it snowballing into being a big deal.

It really gets my goat that if there's any shutdown of substantial length I'll have to keep paying for daycare that isn't open since the daycare is in a federal building.

You are stupid.

So you don't want to use your emergency fund for an emergency because there might be another emergency? How about you appreciate that you have an emergency fund you entitled idiot. Some people have NOTHING. But since you want to be such a martyr just go cry your ass to the welfare line. I am sure that is so much easier than breathing a sigh of relief that you have an EMERGENCY fund for what could be an emergency.

My emergency fund is for my 19-year-old HVAC system, my only modest car, paying for health bills because my stupid federal insurance keeps finding more ways to justify not paying for procedures. I'm not expecting to get paid back this time, so it's just gone. Why should I have to contemplate taking a HELOC loan to deal with eventualities I prepared for because Congress is a bunch of useless morons? Oh, and I'm pretty sure that im not going to be granted extensions on all the projects that are due by 1 December or 1 January so well just have to work more uncompensated hours once we're back to work.

Oh boo hoo...your hvac system in the house you aren't going to lose. Your modest car that you will be able to use instead of your feet. And heloc loans that you don't need but you could qualify for.

I feel so bad for you. Let me get together with the people who will have no food, no homes, and hungry and cold kids. We will all crowdfund for you just in case your hvac messes up.

Why are you angry at us? Why aren't you spewing your bile at Congress and the sheep that buy into everything said by Fox News and who are actively rooting for their own destruction by voting for these morons?

My compassion is reserved for those who deserve it. Not a bunch of entitled brats who are crying about using their emergency funds. I will save my encouragement for those who will be sitting in the dark, hungry, and crossing their fingers hoping that they don't get an eviction notice.

[Anonymous]

Anonymous wrote:Let me say first I totally oppose the shutdown and think the Reublicans driving it are insane and idiotic.

Having said that...I have a lot of friends who are gs 13 to 15, single with no kids, who are saying they cannot afford to miss a paycheck.

Wtf? Really? Do people who get paid over 100 thou and have no dependents really have no emergency savings?

Am I the only one thinking when people say this, "um, take this as a sign you should reconstruct your budget so you are saving more?"

FYI, I am a gs 13, no kids, and I have a three month emergency fund.

One of the friends who was stressing about the shutdown last night spent sixty bucks on dinner, ordered two drinks, went to a movie after, etc. I nodded sympathetically but really wanted to say, "so drink water, order a ten dollar appetizer, and go home and watch TV."

Why are you so judgmental? Those who live in glass houses shouldn't be throwing stones.