You are correct. And that's the lesson she needs to learn now. If all she has is a HS, how is she going to support herself for the long term? She will see the type of jobs she is qualified for, how much it costs to live, how much money she has at the end of the month and then maybe she will change her mind about trade school, college, or the military. |
I’d take the $100K you are going to save, put it in the S&P and give it to her at 30 to buy a house if she works hard and is responsible.
|
We just read an ad this morning seeking an Electrician for a production factory. $120,000 per year. 7 days on, 7 days off, good medical, 401k matching, company stock, 4 weeks of paid parental leave. My boyfriend commented that it sounded like a good job. |
What an ignorant response! Not every smart person wants to cut up people’s bodies in a windowless room. DD is interested in big projects and heavy equipment and working outside. It’s perfectly ok to be smart and accomplished and not be a doctor/lawyer/engineer. Anyway, I’d rather have a dedicated, motivated plumber in my family than a doctor that’s doing the job just because their parents had huge egos that would be dashed by anything else. Unfortunately, I’ve been the patient of more than a few doctors who clearly didn’t want to be doing their jobs. |
In the 80s my father worked in construction management. He told me they were paying 100K per year for crane operators and aggressively recruiting women. I said no way and contused studying anthropology at college.
You probably know the Rest of the Story... |
^^^^ contused = continued |
Why would you assume she would want to be a surgeon? Most people wouldn’t. |
So is the self employed wage still growing. And if someone is following their own path and has ambition and they know they have the skill to succeed they will probably be successful. On the other hand there is a percentage of college graduates who just don’t know what they want to do. They’ve done everything everyone told them to do through their childhood without really thinking about it and now they’re lost. |
I’d love that schedule. |
Set up the expectations now that your kid has to either start paying you room and board or move out 3 months after high school graduation unless they are planning on going to school or some sort of career training full time. Perhaps a lower payment if they go to school part-time. |
Some people mature later. She may have some mild learning disabilities too that have not been diagnosed. Agree with setting some boundaries, but it doesn't mean she is a mess or that she will ruin her life by not going to college right away. |
A lot can change in two years, and even if she doesn’t start right away, she can still get a degree at some point if she wants/needs one. Definitely don’t spiral into ultimatums now- it won’t help either of you.
I have one kid with disabilities who probably won’t ever graduate from a traditional college program. The experience has made me realize how important it is to start from strengths and interests. What does your daughter enjoy? What does she envision doing? What are her strengths (academic and otherwise)? Have these conversations over months and don’t interrogate. Also very gently work in the expectation that she will do something to the steps towards independence- working, training, school etc. When she is choosing classes for next year, talk to the counselor about options to prepare for the work world. A lot of high schools have internship or apprenticeship programs. Check out what’s available at the local community college. If your daughter doesn’t have any work experience, encourage her to get a job. My first full time summer job cleaning apartments taught me that I could support myself if push came to shove AND I really, really didn’t want to clean the rest of my life. Both were important lessons to learn. Volunteer experience in her chosen path will also help her figure out if that’s really what she wants to do. |
The child will need a job, community college, some sort of training...something. Community college allows for a LOT of time to work as well. |
Say No |
I would much rather not pay for college immediately after HS than paying and the kid flounder/fail/doesn't want to go. Our rules if you didn't want to go to college. You had to either:
1. Get a FT job or 2 PT jobs (min 40 hrs/week) 2. Go to trade school FT 3. Go to community college FT 4. any the 2 above combinations part time They could live at home as long as they were doing one of these options. And we would reassess every 6 months to discuss plans/living arrangements/financial responsibility to the home/family. If a kid had chosen this path, they needed a financial plan to be out of our house by 25y (since I wouldn't be surprised if a new college grad comes home to live/save for a couple of years.) Neither kid took this option. But we had this discussion in HS when making post-graduation plans. We were fine with any of it. We just weren't going to allow them to sit i our basement all day/every day doing nothing. |