At what HHI did you start fully funding your 401k?

[Anonymous]

Anonymous wrote:Question: when you all day you noticed big leaps at 300k you mean your individual account- not your combined accounts.. Right? DH and I have about 200k combined but, due to job changes, we have about 6 different accounts we consolidated as much as possible but we each have a Roth, Ira, and 401k. It seems like it will be forever before we hit the 300 mark on any of these accounts.

You see more noticeable gains when you're at 300k in one account. Obviously it's mental. But if the market goes up 10%, you see a 30k gain on a 300k account; if you have a 100k account, you'd only see 10k -- even though your separate accounts would all be going up by 10%. It works the other way too - the more you have in one account, the bigger downward swings feel.