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Reply to "At what HHI did you start fully funding your 401k? "
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[quote=Anonymous][quote=Anonymous]Question: when you all day you noticed big leaps at 300k you mean your individual account- not your combined accounts.. Right? DH and I have about 200k combined but, due to job changes, we have about 6 different accounts we consolidated as much as possible but we each have a Roth, Ira, and 401k. It seems like it will be forever before we hit the 300 mark on any of these accounts.[/quote] You see more noticeable gains when you're at 300k in one account. Obviously it's mental. But if the market goes up 10%, you see a 30k gain on a 300k account; if you have a 100k account, you'd only see 10k -- even though your separate accounts would all be going up by 10%. It works the other way too - the more you have in one account, the bigger downward swings feel.[/quote]
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