EO for banks to require citizenship information?

Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:How will a small credit union in Nebraska be able to verify an 80 year old birthcertificate from Alabama or understand immigration laws well enough to determine immigration status for foreign citizens? Good luck. A looming banking crisis with wide repercussions (watch what will happen when large numbers of people, including many many citizens, are suddenly cut off from paying their bills).


You really think people in Nebraska are unable to figure this out?


The bank in Nebraska will be fine, the elderly people who are barely making ends meet who use the bank, not so much.

My grandmother never had a birth certificate and never needed one until she was in her 70s. She had to jump through a whole bunch of hoops to get one when she eventually needed one. White ancestors in the US since the 1600s.

Most people did not have to produce all this documentation on a regular basis until after 9-11, and emphasis on having ids to prove who you were all the time, with the exception of driver's licenses, didn't even start until the 1980s.

I remember walking into a DMV is a new state in the 90s, and only needing my old state driver's license and a utility bill for my new place.

If you are going make every rural person over 80 in the US provide a birth certificate or a passport, good luck with that.


1. Your grandmother never worked or collected Social Security? My parents did not have birth certificates (I am a senior citizen.) They had to get documentation in order to collect their Social Security that proved their age. This was long, long before 9/11. In fact, I recall my dad talking about getting his elderly aunt documentation of her birth. This would have been in the 1950s. She was born in the nineteenth century.
2. We just opened a new bank account. And, guess what they wanted? SSN and ID
3. Yes, you were able to get a drivers' license with your old state one because they had reciprocal agreements about proof of identity. The utility bill was to prove residence.
4. It would be the rare rural person over 80 who does not collect Social Security. Documentation of birth is required to collect it.

It amazes me how many people on DCUM think that rural people and old people are uneducated and dumb.
.
3.

There are a lot of different jobs where you do not collect social security. United States postal system and many teachers pensions as well as other state employees.


No one is getting a pension without ID.


Just as people have said over and over again with regards to the stupid save act... "ID" and "proof of citizenship" are two different things.


Social Security ID is required for pensions. Another poster implied otherwise.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It's one thing if they wanted to make this rule for opening new accounts - but they want to apply it to existing account holders. Ridiculous. There have to be millions of people out there who don't have passports and whose current name does not match their birth certificate.


Updating personal information is not that difficult.

Not that difficult FOR YOU. Some of us have disabled and/or elderly family members who this is actually a burden for. And it’s their money


Absolutely. My mom is in her late 80s and isn't in great shape, and her bank is the one she's had for decades in Pennsylvania. I'm **hoping** her birth certificate and marriage certificate are in a drawer in her apartment, but I have no idea if it is or not. I know for sure her passport is long expired.
And let's pretend I can find all her paperwork (because she's not doing it, I am. In the midst of a full time job and raising children.) Then what? Does she need to present them in person? In Pennsylvania? So now I need to get her there somehow. (Hi, it's me. I'm the somehow.)
At that point it's probably easier for us to have her just open a new account here with a national bank instead of a local credit union. Great for Wells Fargo, I guess. Will we be able to just transfer her money even if we haven't "proven" her citizenship?

I'm confident we'll figure it out. I'm also confident it will take days of my life to deal with it. For no benefit.

Cash under the mattress sounds better and better.

F Trump and all his cronies and supporters.


Why don't you trot down to your local bank or credit yoonyen and ask, FFS!

Are you perpetually helpless?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It's one thing if they wanted to make this rule for opening new accounts - but they want to apply it to existing account holders. Ridiculous. There have to be millions of people out there who don't have passports and whose current name does not match their birth certificate.


Updating personal information is not that difficult.

Not that difficult FOR YOU. Some of us have disabled and/or elderly family members who this is actually a burden for. And it’s their money


Absolutely. My mom is in her late 80s and isn't in great shape, and her bank is the one she's had for decades in Pennsylvania. I'm **hoping** her birth certificate and marriage certificate are in a drawer in her apartment, but I have no idea if it is or not. I know for sure her passport is long expired.
And let's pretend I can find all her paperwork (because she's not doing it, I am. In the midst of a full time job and raising children.) Then what? Does she need to present them in person? In Pennsylvania? So now I need to get her there somehow. (Hi, it's me. I'm the somehow.)
At that point it's probably easier for us to have her just open a new account here with a national bank instead of a local credit union. Great for Wells Fargo, I guess. Will we be able to just transfer her money even if we haven't "proven" her citizenship?

I'm confident we'll figure it out. I'm also confident it will take days of my life to deal with it. For no benefit.

Cash under the mattress sounds better and better.

F Trump and all his cronies and supporters.


Why don't you trot down to your local bank or credit yoonyen and ask, FFS!

Are you perpetually helpless?


+1 Some of these posters don't want to care for their aging parents as is necessary.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It's one thing if they wanted to make this rule for opening new accounts - but they want to apply it to existing account holders. Ridiculous. There have to be millions of people out there who don't have passports and whose current name does not match their birth certificate.


Updating personal information is not that difficult.

Not that difficult FOR YOU. Some of us have disabled and/or elderly family members who this is actually a burden for. And it’s their money


Absolutely. My mom is in her late 80s and isn't in great shape, and her bank is the one she's had for decades in Pennsylvania. I'm **hoping** her birth certificate and marriage certificate are in a drawer in her apartment, but I have no idea if it is or not. I know for sure her passport is long expired.
And let's pretend I can find all her paperwork (because she's not doing it, I am. In the midst of a full time job and raising children.) Then what? Does she need to present them in person? In Pennsylvania? So now I need to get her there somehow. (Hi, it's me. I'm the somehow.)
At that point it's probably easier for us to have her just open a new account here with a national bank instead of a local credit union. Great for Wells Fargo, I guess. Will we be able to just transfer her money even if we haven't "proven" her citizenship?

I'm confident we'll figure it out. I'm also confident it will take days of my life to deal with it. For no benefit.

Cash under the mattress sounds better and better.

F Trump and all his cronies and supporters.


Why don't you trot down to your local bank or credit yoonyen and ask, FFS!

Are you perpetually helpless?


Ask what, exactly? If they have their crystal ball with the wording of idiot in chief's EO and how it will be interpreted by banks and courts?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It's one thing if they wanted to make this rule for opening new accounts - but they want to apply it to existing account holders. Ridiculous. There have to be millions of people out there who don't have passports and whose current name does not match their birth certificate.


Updating personal information is not that difficult.

Not that difficult FOR YOU. Some of us have disabled and/or elderly family members who this is actually a burden for. And it’s their money


Absolutely. My mom is in her late 80s and isn't in great shape, and her bank is the one she's had for decades in Pennsylvania. I'm **hoping** her birth certificate and marriage certificate are in a drawer in her apartment, but I have no idea if it is or not. I know for sure her passport is long expired.
And let's pretend I can find all her paperwork (because she's not doing it, I am. In the midst of a full time job and raising children.) Then what? Does she need to present them in person? In Pennsylvania? So now I need to get her there somehow. (Hi, it's me. I'm the somehow.)
At that point it's probably easier for us to have her just open a new account here with a national bank instead of a local credit union. Great for Wells Fargo, I guess. Will we be able to just transfer her money even if we haven't "proven" her citizenship?

I'm confident we'll figure it out. I'm also confident it will take days of my life to deal with it. For no benefit.

Cash under the mattress sounds better and better.

F Trump and all his cronies and supporters.


Why don't you trot down to your local bank or credit yoonyen and ask, FFS!

Are you perpetually helpless?


+1 Some of these posters don't want to care for their aging parents as is necessary.

They don’t know what the EO will say beforehand or how to implement it yet either.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:It's one thing if they wanted to make this rule for opening new accounts - but they want to apply it to existing account holders. Ridiculous. There have to be millions of people out there who don't have passports and whose current name does not match their birth certificate.


Updating personal information is not that difficult.

Not that difficult FOR YOU. Some of us have disabled and/or elderly family members who this is actually a burden for. And it’s their money


Absolutely. My mom is in her late 80s and isn't in great shape, and her bank is the one she's had for decades in Pennsylvania. I'm **hoping** her birth certificate and marriage certificate are in a drawer in her apartment, but I have no idea if it is or not. I know for sure her passport is long expired.
And let's pretend I can find all her paperwork (because she's not doing it, I am. In the midst of a full time job and raising children.) Then what? Does she need to present them in person? In Pennsylvania? So now I need to get her there somehow. (Hi, it's me. I'm the somehow.)
At that point it's probably easier for us to have her just open a new account here with a national bank instead of a local credit union. Great for Wells Fargo, I guess. Will we be able to just transfer her money even if we haven't "proven" her citizenship?

I'm confident we'll figure it out. I'm also confident it will take days of my life to deal with it. For no benefit.

Cash under the mattress sounds better and better.

F Trump and all his cronies and supporters.


Why don't you trot down to your local bank or credit yoonyen and ask, FFS!

Are you perpetually helpless?


Ask what, exactly? If they have their crystal ball with the wording of idiot in chief's EO and how it will be interpreted by banks and courts?


Wait and find out. Then do what's needed.
Anonymous
Anonymous wrote:
My grandmother never worked outside the home, no. Only when my grandfather died did my mom try to jump through all the hoops to get grandma an official birth certificate,. because she was born at home in a other state and never had one. Eventually she was able to get a "delayed birth certificate" but it took quite a while.


Do you know that spouses receive spousal Social Security. Generally half of what the spouse who worked receives. So your grandmother did not collect that before grandfather died?

Lots of spouses worked but might not have worked long enough to collect on their own and they get Social Security based on partner's benefit.


As I stated in the paragraph above, my grandmother's lack of documentation only became an issue after my grandfather died and she needed to collect his spousal Social security.

They weren't very well educated, and came from a long line of poor white people who never learned how to read or write. My mom was the first person in her entire family to graduate from high school.
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