No. I want you to explain exactly why you think you do not have to complete the section C entitled: “Basis under which eligibility is asserted … the account owner must meet one of the requirements below.” The four “requirements” are: 1. Receiving SSDI 2. Receiving SSI 3. Disability is on the SSA “compassionate” list (note: list does not include autism) or 4. A doctor certifies that the disability causes “marked and severe functional limitations.” Apparently you believe that all you have to do is check a box in section B - but you are absolutely incorrect about that. |
lol. You are such an idiot. What do you think a ABLE account is for? It is to reduce taxes. This is ALL ABOUT taxes. |
It’s going over your head, hon. For disability benefits of all types, there are very rarely any broad diagnoses that qualify based on the diagnosis alone. You also have to show that the diagnosis limits the beneficiary in certain ways. The ABLE accounts are no different. There is a list of diagnoses that are so severe that they qualify on their own (the SSA compassionate list) but these are all conditions that are invariably severe, like fatal cancers or severe congenital conditions). Autism is not on this list. You seem to think that the section of the form where you code the diagnosis type is the eligibility standard, full stop. But you’re just wrong. |
No, it is not. It is about allowing a person with a disability to save money for 'a better life experience' that won't count against the asset test for SSI and or Medicaid eligibility. So, not an idiot, but someone who actually has one for their dc. Also, someone who can read websites like the ABLE National Resource Center and find out this info! |
Based on the link YOU posted, YOU are wrong. It lists the qualifying dx's in the codes on pg 3, of which autism is one. |
In the link YOU posted, it LITERALLY says in section B 'Please DO NOT submit your written disability-related diagnosis, only check this box and keep your diagnosis documentation with you.' Explain to me how I am incorrect? |
It’s in the Tax Code and distributions are tax free. And of course, the type of autism that qualifies for SSDI and Medicare is not the type where the kid goes to college, works, and gets married. |
That means you make a binding legal affirmation that a doctor has made the determination in C, but you don’t actually submit the paperwork from the doctor. |
I’m going to stop repeating myself soon, but maybe if I say it again in a different way, you will understand. This is (simplifying here) a two-step process. 1. The person has a disability. 2. That disability causes marked and severe functional limitations. The check list in Part B is just providing the data on the category of disability. Then you also have to do the second step - demonstrate that the disability causes severe and marked limitation. |
NP. On that form you do just check the box.... but only IF you have in your possession documentation from a doctor that the disability is "marked and severe". Only some autism will end up affecting the person that badly, so autism is only a qualified diagnosis IF the patient's doctor concluded that it was severe enough. |
It does not say that you have to 'demonstrate' it. It says 'a doctor diagnosed the account owner with a Physical or Mental disability'. You are adding gatekeeping that is not in the actual application. |
Oh boy. We’ll have fun with your tax audit. |
It does not say that. It says if you have the diagnosis, which (for this post) is autism. It does NOT say 'some' autism, or that a dr concluded some level-it says Autism. You are adding stuff that is not actually in the document. The diagnosis of Autism is the qualifying disability. |
It literally is in Part C of the form, and you also attest to it under penalty of perjury. |
Oh boy-who is 'we'? I get it, you are stuck on the tax thing, presumably the state income tax deduction which doesn't apply in my state that doesn't have an state income tax. I've never been audited btw. |