Most jobs aren’t worth it financially

[Anonymous]

Anonymous wrote:This is so confusing to me. I make 100k, my husband makes a smidge more, we can afford anything we need and most things we want. Mortgage is our only debt. What are people spending these huge amounts of money on? We have 3 kids, a nice house in a great neighborhood, newish cars, happy lives. I can't imagine what we would do with more money tbh.

How much did your house cost and when did you buy it? Most people can live just fine on 200k if they bought a house a decade ago or more

[Anonymous]

Anonymous wrote:So many people here are such snobs. My neighbor came over to our house and made a comment like "I can't imagine living with this kitchen." WTH? There is absolutely nothing wrong with our kitchen. The cabinets are old and the appliances don't match but everything works well. My teenage son asked me what she meant after she left. Teach your kids what is important. To me, that is my family and their health and happiness. Everything else is a bonus.

Your neighbor sounds like a real piece of work. She probably thought she was being sympathetic!

I would have been tempted to play dumb and ask her earnestly what she meant by that.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I love how working parents expect childcare to work at subhuman salaries

People aren't expecting subhuman salaries but there is a limit on how much people can pay for childcare before it's not feasible for working parents.

This exactly. Most parents probably believe their childcare providers deserve more pay. That said, they can’t afford to pay them more nor can they afford to stay home for 5-6 years every time they have a child.

[Anonymous]

Anonymous wrote:I make $100K, $180K household, and we have a comfortable middle class life. There's not much I want that we don't have.

NP. I’d love to know, where you live now, where you grew up, where did you go to college, how much debt did you graduate with and how much help did you have from family to pay for college and with purchasing a home?

What is your racial/ethnic background?
How much guidance did your parents/family provide on getting started in life? Do you have kids?

[Anonymous]

Hi - I majored in history and still make over 250k. I do work in tech but my liberal arts education has never been a barrier there; in fact it's been a huge plus.

[Anonymous]

You make me sick.

[Anonymous]

Anonymous wrote:There are a lot of people in law not making $250K+.... DCUM is skewed towards BigLaw and GS-15s...

This is the answer.

[Anonymous]

I know a couple of people who work in tech who give the impression they think us lowly government workers making $130k are "poor". So out of touch.

My husband and I make $260k combined. I feel extremely lucky and privileged and love our house and neighborhood. So please save your pity.

[Anonymous]

Together my husband and I make around $250K, and we live in a 70s split level house in a nice area of Montgomery County with very highly regarded schools. We bought our house 8 years ago, so I feel like we got it for a good price, it has appreciated a lot, and we have a low interest rate. We have two kids who are in elementary school. We definitely feel behind financially. We are on track with saving for retirement but we are very behind in saving for college. When both of our kids were in daycare we paid almost $4k a MONTH. Our savings really took a hit in the daycare years. Our house needs a lot of work and I don't know how we will pull it off now that interest rates are so insanely high.

[Anonymous]

Anonymous wrote:I know a couple of people who work in tech who give the impression they think us lowly government workers making $130k are "poor". So out of touch.

My husband and I make $260k combined. I feel extremely lucky and privileged and love our house and neighborhood. So please save your pity.

Not everyone is so fortunate to find someone who they want to marry who matches their salary. I make 300k but could easily be making half what I currently make if I didn’t hustle to get in to big tech and instead work for a contractor or as a fed. I’ve never dated a woman who makes more than 50k in my life. I always assumed I will need to be the sole breadwinner.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I make $100K, $180K household, and we have a comfortable middle class life. There's not much I want that we don't have.

NP. I’d love to know, where you live now, where you grew up, where did you go to college, how much debt did you graduate with and how much help did you have from family to pay for college and with purchasing a home?

What is your racial/ethnic background?
How much guidance did your parents/family provide on getting started in life? Do you have kids?

NP - No one needs to provide you a backstory. You clearly have an internet connection so are therefore better off than the vast majority of the world.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I know a couple of people who work in tech who give the impression they think us lowly government workers making $130k are "poor". So out of touch.

My husband and I make $260k combined. I feel extremely lucky and privileged and love our house and neighborhood. So please save your pity.

Not everyone is so fortunate to find someone who they want to marry who matches their salary. I make 300k but could easily be making half what I currently make if I didn’t hustle to get in to big tech and instead work for a contractor or as a fed. I’ve never dated a woman who makes more than 50k in my life. I always assumed I will need to be the sole breadwinner.

What?????

This person just said they make enough money combined and you somehow made this about your high salary and dating women who don’t make much?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I know a couple of people who work in tech who give the impression they think us lowly government workers making $130k are "poor". So out of touch.

My husband and I make $260k combined. I feel extremely lucky and privileged and love our house and neighborhood. So please save your pity.

Not everyone is so fortunate to find someone who they want to marry who matches their salary. I make 300k but could easily be making half what I currently make if I didn’t hustle to get in to big tech and instead work for a contractor or as a fed. I’ve never dated a woman who makes more than 50k in my life. I always assumed I will need to be the sole breadwinner.

What?????

This person just said they make enough money combined and you somehow made this about your high salary and dating women who don’t make much?

You shouldn’t bank on meeting a partner that makes good money so that you can be dual income.

[Anonymous]

Anonymous wrote:Hi - I majored in history and still make over 250k. I do work in tech but my liberal arts education has never been a barrier there; in fact it's been a huge plus.

What do you do in tech that gets you $250K but doesn't require tech education? Sales? Or do you actually know how to code but just didn't go to school for it?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I make $100K, $180K household, and we have a comfortable middle class life. There's not much I want that we don't have.

NP. I’d love to know, where you live now, where you grew up, where did you go to college, how much debt did you graduate with and how much help did you have from family to pay for college and with purchasing a home?

What is your racial/ethnic background?
How much guidance did your parents/family provide on getting started in life? Do you have kids?

NP - No one needs to provide you a backstory. You clearly have an internet connection so are therefore better off than the vast majority of the world.

Sure, nobody is obligated to provide a backstory but I'm with PP wanting to know more info, because it definitely seems like there's something the OP left out.

So often people come into these thread being like "I don't know what everybody is complaining about, I make [$X] and live in a big house in a neighborhood with great schools and never want for anything!" and it turns out they bought their house for $400,000 in 1997 or their parents gave them $800,000 for a down payment which is great for them but completely useless for the people who actually have to pay for things on their own in the present day.