Brother's debt collector came to my house

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

lol

Miss a couple student loan payments and debt collectors will call your parents, siblings, cousins, even former bosses!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

lol

Miss a couple student loan payments and debt collectors will call your parents, siblings, cousins, even former bosses!

As shown above that depends on where you live. In red states with zero protections and a legislative body that wants you on economic edge til you die? Absolutely.

[Anonymous]

I wonder if they showed up to repossess the car. Or to serve papers of some sort?

[Anonymous]

Debt collectors are a third party service that will use all sorts of sleazy methods to collect what they can. They then take a commission before giving the remainder to the original lender. They will absolutely use whatever means they can to contact relatives, friends, and neighbors trying to get access to the debtor including knocking on doors. The good news is that you can simply ask them to stop calling or contacting you and they are legally required to go away.

Yes, your brother appears to have borrowed money under weird names. As long as he's not using your SSN, it shouldn't affect your credit. However, he is not doing well and he might be in a whole lot of trouble.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

+1 Most debt collectors don't send people to knock on doors either

These posts are incorrect, just FYI. I had someone show up at my door at my last residence over an $800 CC debt.

[Anonymous]

Anonymous wrote:Debt collectors are a third party service that will use all sorts of sleazy methods to collect what they can. They then take a commission before giving the remainder to the original lender. They will absolutely use whatever means they can to contact relatives, friends, and neighbors trying to get access to the debtor including knocking on doors. The good news is that you can simply ask them to stop calling or contacting you and they are legally required to go away.

Yes, your brother appears to have borrowed money under weird names. As long as he's not using your SSN, it shouldn't affect your credit. However, he is not doing well and he might be in a whole lot of trouble.

PP, and yep. You can be "livid" if you want, but this doesn't mean he is using your address.

[Anonymous]

I know of someone who had tax authorities show up at their home due to taxes related to their business

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I don't know a good deal about this but my spouse worked I this space (on the going after predatory lenders/debt collectors side) and you'd be surprised. Debt collectors absolutely do these things. BoA and other big lenders won't knock on your door, but surely you know they don't chase down their own debts: they sell them. Those people WILL knock on any doors that give them any chance of getting a return on the debt they purchased.

[Anonymous]

OP what state do you live in? There are laws about the ways debt collectors have to do their work. If you tell us the state soon can refer you to those laws, and you might be able to tell collectors to stop or that they are breaking a law (for example, in DC, they can't tell you whose debt they are collecting, I think).

[Anonymous]

Freeze your credit, your spouse’s credit, and your kids’ credit. If he has kids tell them to freeze their credit. Maybe give the ex wife a heads up too if you don’t hate her. Your brother sounds like someone who is willing to screw over relatives for his own comfort.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

I believe that it is illegal to contact relatives or employer/former employer.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

I believe that it is illegal to contact relatives or employer/former employer.

Just googled and they can contact but only to ask for contact information and you can sksm door in their face.

[Anonymous]

Op, if it happens again don't assume the worst. Ask the person their name and who they work for and tell them they have the wrong address and tell them not to contact you again. After that look in to filing a complaint.

[Anonymous]

Was the debt collector's first name Knuckles ?

[Anonymous]

Anonymous wrote:Was the debt collector's first name Knuckles ?

I find it hard to believe people are actually trying to make these seem like a Sopranos episode.