Brother's debt collector came to my house

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I mean, are you guessing, or speaking from experience? The posters that have spoken to the affirmative, are speaking from experience.

The only reason BOA is tracking down a relative is if OPs brother has a second underwater mortgage on his $2.5 million home that they financed and is now in foreclosure.

They do not care about small-time $3K credit card debt.

Her brother needs to tell her what he did or what shady characters put up cash for his homes.

Of course they care about 3K credit card debt!! What a ridiculous statement. They care about ANY debt and will do what they can to collect it. If they sell it to another company, then that's what the company is in business to do -- collect the debt they bought.

You’re an idiot. They write those losses off as pennies on the dollar. It costs more to hire an investigator for a week than to go after small-time like that.

If OPs brother has people knocking on relations doors he got that money from somewhere that would rather beat him up than lose it. Like a shark.

[Anonymous]

Private investigator here: the collector could’ve gotten your address without your brother giving it or without opening credit in your name. Most collectors get baseline info on a subject’s relatives and their addresses when running the standard reports they typically run.

[Anonymous]

Anonymous wrote:Private investigator here: the collector could’ve gotten your address without your brother giving it or without opening credit in your name. Most collectors get baseline info on a subject’s relatives and their addresses when running the standard reports they typically run.

What’s your opinion on what’s going on? Private funds from someone you can’t say no to? Second mortgage? Repossessed cars?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I mean, are you guessing, or speaking from experience? The posters that have spoken to the affirmative, are speaking from experience.

The only reason BOA is tracking down a relative is if OPs brother has a second underwater mortgage on his $2.5 million home that they financed and is now in foreclosure.

They do not care about small-time $3K credit card debt.

Her brother needs to tell her what he did or what shady characters put up cash for his homes.

Of course they care about 3K credit card debt!! What a ridiculous statement. They care about ANY debt and will do what they can to collect it. If they sell it to another company, then that's what the company is in business to do -- collect the debt they bought.

You’re an idiot. They write those losses off as pennies on the dollar. It costs more to hire an investigator for a week than to go after small-time like that.

If OPs brother has people knocking on relations doors he got that money from somewhere that would rather beat him up than lose it. Like a shark.

They do not write it off until they've tried unsuccessfully to collect it. Then they sell the debt -- to a company whose sole reason for living is to collect the debt. The courts are FILLED with people being sued for small amounts of credit card debts. You don't know what you are talking about.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I mean, are you guessing, or speaking from experience? The posters that have spoken to the affirmative, are speaking from experience.

The only reason BOA is tracking down a relative is if OPs brother has a second underwater mortgage on his $2.5 million home that they financed and is now in foreclosure.

They do not care about small-time $3K credit card debt.

Her brother needs to tell her what he did or what shady characters put up cash for his homes.

Of course they care about 3K credit card debt!! What a ridiculous statement. They care about ANY debt and will do what they can to collect it. If they sell it to another company, then that's what the company is in business to do -- collect the debt they bought.

You’re an idiot. They write those losses off as pennies on the dollar. It costs more to hire an investigator for a week than to go after small-time like that.

If OPs brother has people knocking on relations doors he got that money from somewhere that would rather beat him up than lose it. Like a shark.

They do not write it off until they've tried unsuccessfully to collect it. Then they sell the debt -- to a company whose sole reason for living is to collect the debt. The courts are FILLED with people being sued for small amounts of credit card debts. You don't know what you are talking about.

You realize the courts have been backed up since 2020 right…they barely are able to tackle case loads that rightly should have been decided 36 months ago.

But I’m done - let OP tell us what her brother got into. I guarantee it’s not a private investigator charging for what amounts to one of his several invoices though.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I mean, are you guessing, or speaking from experience? The posters that have spoken to the affirmative, are speaking from experience.

The only reason BOA is tracking down a relative is if OPs brother has a second underwater mortgage on his $2.5 million home that they financed and is now in foreclosure.

They do not care about small-time $3K credit card debt.

Her brother needs to tell her what he did or what shady characters put up cash for his homes.

Of course they care about 3K credit card debt!! What a ridiculous statement. They care about ANY debt and will do what they can to collect it. If they sell it to another company, then that's what the company is in business to do -- collect the debt they bought.

You’re an idiot. They write those losses off as pennies on the dollar. It costs more to hire an investigator for a week than to go after small-time like that.

If OPs brother has people knocking on relations doors he got that money from somewhere that would rather beat him up than lose it. Like a shark.

They do not write it off until they've tried unsuccessfully to collect it. Then they sell the debt -- to a company whose sole reason for living is to collect the debt. The courts are FILLED with people being sued for small amounts of credit card debts. You don't know what you are talking about.

You realize the courts have been backed up since 2020 right…they barely are able to tackle case loads that rightly should have been decided 36 months ago.

But I’m done - let OP tell us what her brother got into. I guarantee it’s not a private investigator charging for what amounts to one of his several invoices though.

What her brother got into ? He got into debt.

[Anonymous]

Call the police

[Anonymous]

Anonymous wrote:Pull your credit score but most likely the collector found you were related and contacted you. I think it’s a tactic collectors use to go after relatives get to the debtor.

This is true.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I think debt collectors look for relatives and ask for money, don't they? It's not necessarily that your brother pretended to have your address.

They most certainly do not unless it's the kind of debt collector that works for the mob.

Not correct. They will go around to relatives. They’re not the most ethical group of people.

Do you think Bank of America tracks down relatives?

I mean, are you guessing, or speaking from experience? The posters that have spoken to the affirmative, are speaking from experience.

The only reason BOA is tracking down a relative is if OPs brother has a second underwater mortgage on his $2.5 million home that they financed and is now in foreclosure.

They do not care about small-time $3K credit card debt.

Her brother needs to tell her what he did or what shady characters put up cash for his homes.

Of course they care about 3K credit card debt!! What a ridiculous statement. They care about ANY debt and will do what they can to collect it. If they sell it to another company, then that's what the company is in business to do -- collect the debt they bought.

You’re an idiot. They write those losses off as pennies on the dollar. It costs more to hire an investigator for a week than to go after small-time like that.

If OPs brother has people knocking on relations doors he got that money from somewhere that would rather beat him up than lose it. Like a shark.

They do not write it off until they've tried unsuccessfully to collect it. Then they sell the debt -- to a company whose sole reason for living is to collect the debt. The courts are FILLED with people being sued for small amounts of credit card debts. You don't know what you are talking about.

You realize the courts have been backed up since 2020 right…they barely are able to tackle case loads that rightly should have been decided 36 months ago.

But I’m done - let OP tell us what her brother got into. I guarantee it’s not a private investigator charging for what amounts to one of his several invoices though.

What her brother got into ? He got into debt.

Different levels of debt. Having someone knock on a relatives door? $$$

[Anonymous]

Venture capitalist huh? And he never made any money but somehow has 2 million-dollar properties? Yeah he’s hooked up into shady things and if he was funded by the cartels…he’d better run.

[Anonymous]

Anonymous wrote:Call the police

And tell them... a person showed up at my door?

[Anonymous]

Anonymous wrote:It's very common for relatives names to be listed at other relatives addresses online even if they never lived there, so the debt collector may have thought they had a shot at finding him at your address. That info is easily obtained on the internet. Some people buy debt for pennies on the dollar and then go try to collect it themselves.

This. Bail bondsmen do this also -- watch Dog the Bounty Hunter!

[Anonymous]

Anonymous wrote:Private investigator here: the collector could’ve gotten your address without your brother giving it or without opening credit in your name. Most collectors get baseline info on a subject’s relatives and their addresses when running the standard reports they typically run.

+1 I once got a call — at work! — about my ex-boyfriend’s older brother’s debt. Crazy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Private investigator here: the collector could’ve gotten your address without your brother giving it or without opening credit in your name. Most collectors get baseline info on a subject’s relatives and their addresses when running the standard reports they typically run.

+1 I once got a call — at work! — about my ex-boyfriend’s older brother’s debt. Crazy.

Shocking. We have a lot of protections in DC against things like that,

Under the District’s current laws, collectors of a few types of debts may not call consumers very early in the morning or late at night, call anonymously, use profane or threatening language or make false statements about a person’s debt to employers or family members. In addition to expanding the types of debts covered by these protections, under this legislation, debt collectors would not be allowed to communicate any information about a person’s debt to their employers or family members.

[Anonymous]

Anonymous wrote:My brother is a bit of an odd character. Supposedly is a venture capitalist but hasnt make any money. Lived off my parents inheritance - he got the lions share as he is looking after my mum. Recently foreclosed on his 2.5 million dollar house and downsized to a 1.5 million dollar house. Still has a fancy car etc. I say all this to show that he still lives large. This happened in 2020 and since then a couple of wierd things have happened. We dont talk money issues with him and have a cordial relationship on the surface.

Yesterday a debt collector came to our house and asked for brother by name. Apparently he owes debt on something -( my DH opened the door and was so shocked he didnt ask details) - and hes given my address as his address.

I texted Dbro and he said it is "a mistake" since he and i have the same last name. I am livid and asked him not to give out my address.

Wierdly enough i also got another letter at my home. This was in my brothers first name and his ex wifes last name and my address. He dismissed that as well but was flustered.

Can he apply for credit cards giving false names and addresses? Hes incredibly evasive and i wont get a straight answer from him and really worried if im going to be liable for things i have no control or knowledge about.

*weirdly