Someone tried to use our credit card unauthorized....

[Anonymous]

This specific card is always kept in the house. We basically don't use it. The attempt was at a pretty local place (as opposed to cyberspace). Should I suspect my housekeeper? Gosh, I don't know what to do. This is horrible.

[Anonymous]

How did you discover the illicit transaction? Did the credit card company call you?

[Anonymous]

Most likely the number was stolen from a vendor that had the number.

[Anonymous]

Anonymous wrote:How did you discover the illicit transaction? Did the credit card company call you?

Yes, they called my husband. For some reason the transaction was denied.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How did you discover the illicit transaction? Did the credit card company call you?

Yes, they called my husband. For some reason the transaction was denied.

The software at major banks is pretty sophisticated. It understands your typical spending patterns.

[Anonymous]

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

[Anonymous]

Fraud and Risk Analyst here. The above person is correct. So I wouldn't point fingers at your housekeeper

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How did you discover the illicit transaction? Did the credit card company call you?

Yes, they called my husband. For some reason the transaction was denied.

The software at major banks is pretty sophisticated. It understands your typical spending patterns.

Which is great in this case. I just really want to know if I know the person who tried to use the card or not.

[Anonymous]

Anonymous wrote:Fraud and Risk Analyst here. The above person is correct. So I wouldn't point fingers at your housekeeper

Thank you. Please elaborate!!!!

[Anonymous]

I've had this happen a few times. It's unfortunately a fact of life. They will send you a new card. Go through your statement to make sure there aren't other charges.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

It's the Analyst again. It's impossible for you to find out. Fraud is committed in complicated ways. It could've been done through a merchant breach, a random credit card number guess etc. Just relax.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

It's the Analyst again. It's impossible for you to find out. Fraud is committed in complicated ways. It could've been done through a merchant breach, a random credit card number guess etc. Just relax.

Ok, thank you. I'm relaxing. I love DCUM!!!!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

It's the Analyst again. It's impossible for you to find out. Fraud is committed in complicated ways. It could've been done through a merchant breach, a random credit card number guess etc. Just relax.

OP here again, its just this nagging feeling I can't shake. I know she shops at Walmart. And Alexandria is close to where she lives. I realize I can't confront her but I honestly do wonder...

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

It's the Analyst again. It's impossible for you to find out. Fraud is committed in complicated ways. It could've been done through a merchant breach, a random credit card number guess etc. Just relax.

OP here again, its just this nagging feeling I can't shake. I know she shops at Walmart. And Alexandria is close to where she lives. I realize I can't confront her but I honestly do wonder...

Ok, now you're just a troll

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Most likely the number was stolen from a vendor that had the number.

To go shopping at Walmart in Alexandria? Doesn't make sense. Gosh, I really wish it was someone from the outside. But I am terrified its my housekeeper. I don't know what to do. I do hope it's a random, internet hack though. But how do I know for sure???

It's the Analyst again. It's impossible for you to find out. Fraud is committed in complicated ways. It could've been done through a merchant breach, a random credit card number guess etc. Just relax.

OP here again, its just this nagging feeling I can't shake. I know she shops at Walmart. And Alexandria is close to where she lives. I realize I can't confront her but I honestly do wonder...

There are probably 1,000,000 peopel who shop at Walmart in this area and another few hundred thousand who live in Alexandria. If the card wasn't missing, it wasn't your housekeeper.