Married 30 year olds.. HHI?

[Anonymous]

This is for pure curiosity. My spouse and I are 30/32 and have HHI of 190. Do you feel like you're doing well in relation to your peers?

[Anonymous]

I don't compare myself to peers, financially. Dh and I both have trust funds, we both work full time in lucrative jobs, we both invested in real estate. Some of our friends are teachers.

[Anonymous]

33 and 32, HHI of 320 K. Feel like we are doing fine, but we have grown tired of and bored with nova and plan on moving in the next year, we hope.

[Anonymous]

31, 33, 2 kids. HHI 75k.

[Anonymous]

Both 31 both in biglaw and I don't feel like we are doing better because of the drama and uncertainty that is biglaw.

[Anonymous]

Anonymous wrote:Both 31 both in biglaw and I don't feel like we are doing better because of the drama and uncertainty that is biglaw.

Forgot to mention expect to make $520k this year depending on bonuses.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Both 31 both in biglaw and I don't feel like we are doing better because of the drama and uncertainty that is biglaw.

Forgot to mention expect to make $520k this year depending on bonuses.

I pray to God you'll be paying off your loans if you have any left. And saving a significant percentage of your income.

[Anonymous]

31 and 33 here and combined HHI of $140k. No, I don't think we are making as much as our peers in DC but we are happy and comfortable.

We both come from blue collar backgrounds and much of our extended families are in poverty. Yes, some of our friends are buying million dollar homes in MoCo but some of my family members are perpetually on the edge of homelessness. I'm grateful for what we have.

[Anonymous]

30/31, 210K - 240K depending on bonuses. We don't live in Dc, but a different major metro area with a more reasonable COL (decent normal homes run 275K - 500K depending on where you want to live).

Hell yes we feel like we are doing well. We have perspective that we make way more than the vast majority of households. Even in DC, it is embarrassing how few people with six figure incomes realize how far ahead that puts them compared to "average."

And, we know it won't necessarily last forever and don't count on our incomes being a straight line. We paid off student loans before buying a house, ohi gnly pay cash for nice but used cars, and paid off our modest home last summer. We've "lived" on DH's income of 85K since getting married and thrown mine at accomplishing the other debt payoffs, home improvements, etc. No inheritances or anything other than my parents paid for my state school undergrad which I am very grateful for.

We're just now starting to live at a lifestyle I would consider "normal" for our income. Didn't hire a cleaning lady or lawn care until about 6 months ago, budgeting for an annual vacation now, increased some of our "luxury/want" spending, moved ourselves to save money, about to start investing outside of retirement soon. The tradeoffs of sacrificing in our 20s and consciously fighting lifestyle inflation as incomes rose (I started at my company making 36K 9 years ago) were totally worth it. Not everyone has this income to work with and we feel at the same time lucky but also satisfied with our choices on handling it.

[Anonymous]

31/32. Two kids (1 & 3) - combined HHI: $228k.

I feel like we're doing really well. We save a lot of money, contribute well to our 401ks, and the only debt we have is our mortgage. We live extremely well.

[Anonymous]

32/35 380k.

We save around 140k a year including 401ks and 401k matching. We bought a house we can easily afford and are paying it down like its a 15 year mortgage. We hope to stay here and not move to a more expensive home in 5-7 years. No trading up. We live with one car that's paid off and will drive it as long as we can. We spend a lot of money on travel, restaurants and clothing.

[Anonymous]

29/32 - HHI is $240k, plus another 20k in rental income from a house we own in another state. We're trying to sell it this year though, so hopefully it'll be gone by next year.

I feel like we are doing decent, but with one toddler in daycare at $1500 a month and another on the way - a lot of money is eaten up in childcare cost. At least it's only temporary.

[Anonymous]

OP..when I was your age..I just broke six figures. Same with DH.

[Anonymous]

235 but should go up a lot in te next few years.

[Anonymous]

31/36- 130k and very, very comfortable. Lots of parent support in buying house and parent providing childcare, plus we are pretty frugal and live in a less expensive area. We feel very, very good about our finances.